Prepare for your first home with confidence
Get home faster with an account designed for first-time buyers. Earn up to a 6% savings match on the first $10,000 deposited annually¹ and 3.58% APY.²
Prepare for your first home with confidence
Get home faster with an account designed for first-time buyers. Earn up to a 6% savings match on the first $10,000 deposited annually¹ and 3.83% APY.²
A first-time homebuyer savings account helps grow your down payment faster
Matched Savings
Foyer+ is the only account dedicated to your own down payment savings that matches contributions at 6%.¹
FDIC Insured
Funds insured up to $250,000 through Pacific West Bank; Member FDIC.
Ask questions—no strings attached
Call or text your dedicated home advisor with any question, whether your're starting to save or ready to make an offer.
Unlock personalized financial advice
No matter the amount you're saving, get step-by-step guidance tailored to you, plus info on first-time homebuyer programs and mortgage options.
A first-time homebuyer savings account helps grow your down payment faster
Matched Savings
Foyer+ is the only account dedicated to your down payment savings that matches contributions at 6%.¹
FDIC Insured - Funds insured up to $250,000 through Pacific West Bank; Member FDIC.
Ask questions—no strings attached
Call or text your dedicated home advisor with any question, whether your're starting to save or ready to make an offer.
Unlock personalized financial advice
No matter the amount you're saving, get step-by-step guidance tailored to you, plus info on first-time homebuyer programs and mortgage options.
A first-time homebuyer savings account helps grow your down payment faster
Matched Savings
Foyer+ is the only account dedicated to your own down payment savings that matches contributions at 6%.¹
FDIC Insured
Funds insured up to $250,000 through Pacific West Bank; Member FDIC.
Ask questions—no strings attached
Call or text your dedicated home advisor with any question, whether your're starting to save or ready to make an offer.
Unlock personalized financial advice
No matter the amount you're saving, get step-by-step guidance tailored to you, plus info on first-time homebuyer programs and mortgage options.
Exclusive pricing for Zillow
The Foyer+ membership is available to you for $10/month, or $99/year.
Get closer to your goal with Foyer+
With a Foyer+ membership, your contributions are matched directly at 6%,¹ plus 3.83% APY, which is 10x the national average.⁴
FAQ
- Why invest in a specific savings account for growing your down payment?
Foyer’s first-time homebuyer savings account (FHSA), is designed for those saving specifically for a down payment on a home.
- Unlike traditional high-yield savings accounts (HYSAs), you’ll receive up to an annual 6% match on the first $10,000 you deposit annually
- Your Foyer+ FHSA offers a competitive interest rate of 3.83% APY so your money grows faster
- You can feel confident about investing your funds. Your account is insured for up to $250,000 through Pacific West Bank; Member FDIC.
In addition to Foyer's FHSA, becoming a Foyer+ member means you have access to a Dedicated Home Advisor to help answer any questions you have about homebuying. Your advisor doesn’t work on commission, they’re a pressure-free way to ask any question, big or small.
Foyer Match - terms and conditions apply. Please see Foyer's Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
Annual Percentage Yield (APY) on Foyer+ memberships is 3.83%, effective as of 9/17/25. APY on Foyer Basic memberships is 0.77%, effective as of 09/17/2025. These are variable rates and may change after the account is opened.Foyer is a financial technology company and is not a bank. Banking services provided by Pacific West Bank; Member FDIC.
- Why is Zillow partnering with Foyer?
Zillow is built on a deep understanding of movers’ needs and a motivation to help you accomplish your moving goals, whether that’s choosing your next rental or preparing to buy your first home. Real estate is an incredibly personal experience — and for most people, it’s the biggest transaction they’ll ever make.
The Foyer partnership allows Zillow shoppers to gain access to exclusive pricing on a first-time homebuyer savings account membership program, which we hope will help those who are currently saving for their first home, to accomplish their goals faster.
Foyer+ is currently discounted from $19/mo to $10/mo for Zillow shoppers, and allows you access to their core program benefits:
- 3.83% APY interest rate
- 6% match on annual savings, up to the first $10,000 deposited annuallyrows faster
- Access to Foyer’s home advisors, who are available to answer any questions, no matter whether you’re starting to save or ready to make an offer
However, if you’re just beginning to save, and are planning to save less than $1,500 this year, you may want to consider starting out with Foyer Basic. This is free for all users, and offers a 3% match on annual savings and an interest rate of 0.82% APY.
Annual Percentage Yield (APY) on Foyer+ memberships is 3.83%, effective as of 9/17/25. APY on Foyer Basic memberships is 0.77%, effective as of 09/17/2025. These are variable rates and may change after the account is opened.
Foyer Match - terms and conditions apply. Please see Foyer’s Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
Foyer is a financial technology company and is not a bank. Banking services provided by Pacific West Bank; Member FDIC.
- Is there a minimum deposit required to open a Foyer account?
While there is no minimum initial deposit required, your Foyer account must reach a balance of $100 or more within 60 days of opening your account to remain open.
- Can I withdraw my money from this account?
Foyer is purpose-built for your future down payment and other home expenses. However, Foyer understands plans can change, so Foyer allows ACH withdrawals from your Foyer account at any time without fees, however you may lose out on accrued rewards and benefits.
If you are in a state with tax benefits for first-time homebuyer savings accounts, there may be penalties to withdrawing your funds without purchasing a home.This material has been prepared for informational purposes only, and is not intended to provide, and should not be relied on for, tax, legal or accounting advice. You should consult your own tax, legal and accounting advisors before engaging in any transaction.
- How does Foyer match work?
Saving for a home has never been easier. Foyer+ members will receive an annual savings match of 6% on the first $10,000 deposited each year. Foyer Basic members will receive an annual savings match of 3% on the first $10,000 deposited each year.
Foyer Match - terms and conditions apply. Please see Foyer's Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
- Is there a free option?
Foyer has two different options available to Zillow users.
Foyer+ is currently discounted from $19/mo to $10/mo for Zillow shoppers, and allows you access to their core program benefits:
- 3.83% APY interest rate
- 6% match on annual savings on the first $10,000 deposited each year
- Access to Foyer’s home advisors, who are available to answer any questions, no matter whether you’re starting to save or ready to make an offer
However, if you’re just beginning to save, and are planning to save less than $1,500 this year, you may want to consider starting out with Foyer Basic. This is free for all users, and offers a 3% match on annual savings and an interest rate of 0.82% APY.
Annual Percentage Yield (APY) on Foyer+ memberships is 3.83%, effective as of 9/17/25. APY on Foyer Basic memberships is 0.77%, effective as of 09/17/2025. These are variable rates and may change after the account is opened.
Foyer Match - terms and conditions apply. Please see Foyer's Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
Foyer is a financial technology company and is not a bank. Banking services provided by Pacific West Bank; Member FDIC.
¹Foyer Match - terms and conditions apply. Please see Foyer's Rewards Agreement for more details. Foyer does not provide tax, legal or accounting advice.
²Annual Percentage Yield (APY) on Foyer+ memberships is 3.83%, effective as of 9/17/25. APY on Foyer Basic memberships is 0.77%, effective as of 09/17/2025.
These are variable rates and may change after the account is opened.
³Foyer is a financial technology company and is not a bank. Banking services provided by Pacific West Bank; Member FDIC.
⁴The national average interest rate for traditional savings accounts as posted on FDIC.gov, as of May 19, 2025.
