Renters insurance:
Get Covered in Minutes
Getting a renters insurance quote through Zillow is quick and easy—protect your belongings, liability, and more with plans starting at just $8.33 per month.
Protection for the unexpected
Zillow makes it quick and easy to get financial protection for when the unexpected happens. Renters insurance covers things like damaged or stolen personal belongings, personal liability, medical payments and temporary living costs.
Get coverage in minutes
Getting renters insurance through Zillow is quick and easy:
- Enter basic details to get a quote
- Select coverage options
- Choose a monthly or annual payment plan
Enhance your protection
Include additional coverage to enhance your protection for:
- Valuable items like jewelry & electronics
- Identity theft
- Appliance or equipment breakdown
- Pet liability
What does renters insurance cover?
A renters insurance policy protects your belongings against damage or theft, covers your living expenses if your rental becomes unlivable, and helps pay for liability or medical costs after an accident. Discover the key coverages that keep you and your property protected.
Personal property
Coverage for personal belongings such as furniture, electronics, clothing, jewelry, and other valuables if they're lost, stolen, or damaged by a covered event.
Temporary living costs
Lodging or other expenses if a covered loss makes your rental unlivable.
Personal liability
Helps pay for temporary living arrangements if your rental becomes uninhabitable due to a covered event such as fire, smoke, or water damage.
Medical payments
Coverage for other’s medical expenses if they get injured by you or at your home.
How much does renters insurance cost?
For the lowest coverage package, renters insurance can be as low as $8.33/month. Your cost will vary depending on the coverage limits and deductible that you select, as well as property type among other factors. Renters insurance offered through Zillow Insurance Services provides a variety of coverage and deductible options so you can get the coverage you want at the price that’s right for you. To start a quote, please visit Homesite's quote & sales website.
Availability and eligibility requirements vary by state, policy type, policy terms, and underwriting company. Payment plans, electronic communications, additional endorsements, and credits are subject to availability and qualification. Please refer to your policy contract (including any endorsements) for your rights and duties as a policyholder.
Is renters insurance required?
Landlords can require tenants to carry renters insurance as long as it is specified in the lease and required of all tenants who live in the rental property. Renters insurance is not required by law, but a tenant with coverage can benefit both the landlord and the renter.
See Can Landlords Require Renters Insurance? to learn more.
Frequently asked questions
Still looking for something? We’ve got answers.
- Is renters insurance worth it?
Even if renters insurance is not required by your landlord, having renters insurance is a low-cost way to protect you from unexpected expenses like damage to possessions and legal liability.
See Is Renters Insurance Worth It? to learn more.
- How much renters insurance do I need?
When determining how much coverage you need, consider how much it would cost to replace all of your belongings if your apartment is destroyed by fire or another disaster. Creating an inventory of your personal property can help you assess how much coverage you need, and also make filing a claim easier if you experience a loss.
The National Association of Insurance Commissioners has created a free app to help you categorize your personal property and store receipts and other documentation for easy retrieval. The NAIC Home Inventory app is available for both Android and IOS systems.
Personal liability coverage is designed to protect your assets if you injure another person or damage their property. When selecting your personal liability limit, consider your risk of financial loss if you were to be held liable for causing personal injury or property damage to another person.
Availability and eligibility requirements vary by state, policy type, policy terms, and underwriting company. Payment plans, electronic communications, additional endorsements, and credits are subject to availability and qualification. Please refer to your policy contract (including any endorsements) for your rights and duties as a policyholder.- What information do I need to get a renters insurance quote?
You can get a quote online in minutes through Zillow Insurance Services by providing just a few pieces of information and selecting your coverage limits.
The information asked for is:
- Rental property address
- Renters policy start date
- First and last name
- Date of birth
- Email
- Phone (optional)
To start a quote, please visit Homesite's quote & sales website.
- How do I purchase renters insurance?
Renters insurance can be purchased online at Homesite's quote & sales website. If you prefer to speak to an agent, Homesite’s experienced sales agents may be reached at 1-833-854-1189.
Homesite provides a number of payment options and plans, including Full Pay or a monthly payment plan. There is also the option of enrolling in convenient automatic payments so you don’t have to worry about forgetting to make a payment.
Availability and eligibility requirements vary by state, policy type, policy terms, and underwriting company. Payment plans, electronic communications, additional endorsements, and credits are subject to availability and qualification. Please refer to your policy contract (including any endorsements) for your rights and duties as a policyholder.
- Doesn't my landlord's policy cover my things?
Your landlord is responsible for insuring the building and grounds against damage or loss. Unfortunately, this does not include your personal belongings, personal liability, or a place to live if your rental becomes uninhabitable. See What Does Renters Insurance Cover? for additional details on coverage.
Availability and eligibility requirements vary by state, policy type, policy terms, and underwriting company. Payment plans, electronic communications, additional endorsements, and credits are subject to availability and qualification. Please refer to your policy contract (including any endorsements) for your rights and duties as a policyholder.
Ready for peace of mind?
See your options and get coverage in a few clicks.
Learn more about renters insurance
Not ready yet? Here are related articles to help make your next move.
Is renters insurance worth it?
Having renters insurance is a low-cost way to help protect you from unexpected expenses like damage to possessions and legal liability.
Who pays for breakage and damage, landlord or renter?
As a renter, you have responsibilities, but your landlord has to ensure habitability.
