Rare Riverfront Opportunity in St. Charles! Two Homes on One Gorgeous Acre Along the Fox River. Discover a truly unique property on the banks of the Fox River-featuring not just one, but two homes on the same lot, perfect for multi-generational living, rental income, or an Airbnb retreat. The main home offers 4 bedrooms, 2 full baths, a cozy fireplace, and a dining room with a built-in wet bar. The Primary Bedroom with a beautiful view of the river, a Full Bath and Laundry are on the first floor. A sliding door leads to the lower-level deck, plus there's a 15x21 upper-level deck overlooking the wooded lot and river, where you'll enjoy stunning views in every season. Nearly every room takes advantage of the spectacular water views, creating a light-filled and inviting atmosphere. An attached garage adds everyday convenience. The guest home provides its own private living quarters with 2 bedrooms, a full kitchen, dining and living rooms, and a 2-car garage-ideal for extended family, in-laws, or guests. For those who love the water, the property includes a boat house and slip, giving you direct access to boating, fishing, and endless riverfront recreation. An extra-large shed offers additional storage for all your outdoor and lifestyle needs. All of this is set on a beautiful 1-acre lot in desirable St. Charles, blending privacy, space, and one-of-a-kind riverfront living-just minutes to the historic downtown area featuring shops, dining, entertainment and more! Don't miss this once-in-a-lifetime opportunity to own a riverfront property with endless possibilities!
Closed
$492,500
06N403 State Route 31, Saint Charles, IL 60175
4beds
1,552sqft
Single Family Residence
Built in 1940
1.06 Acres Lot
$495,900 Zestimate®
$317/sqft
$3,228 Estimated rent
Home value
$495,900
$446,000 - $550,000
$3,228/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: October 24, 2025 at 12:58pm
Listing courtesy of:
Teresa Stultz (630)205-5568,
Premier Living Properties
Bought with:
Janet Bednarek, ABR,CSC,PSA,RENE,SRS
Exit Real Estate Partners
Source: MRED as distributed by MLS GRID,MLS#: 12458615
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 160 Square Feet
- Dimensions: 16X10
Bedroom 2
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10X10
Bedroom 3
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10X10
Bedroom 4
- Level: Second
- Area: 80 Square Feet
- Dimensions: 10X8
Dining room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 126 Square Feet
- Dimensions: 14X9
Kitchen
- Features: Kitchen (Eating Area-Table Space), Flooring (Wood Laminate)
- Level: Main
- Area: 130 Square Feet
- Dimensions: 13X10
Laundry
- Level: Main
- Area: 180 Square Feet
- Dimensions: 15X12
Living room
- Features: Flooring (Wood Laminate)
- Level: Main
- Area: 192 Square Feet
- Dimensions: 16X12
Heating
- Natural Gas
Cooling
- Window Unit(s), Wall Unit(s)
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator
- Laundry: Main Level
Features
- Wet Bar, 1st Floor Bedroom, In-Law Floorplan, 1st Floor Full Bath
- Basement: Cellar
- Number of fireplaces: 1
- Fireplace features: Gas Log, Living Room
Interior area
- Total structure area: 0
- Total interior livable area: 1,552 sqft
Property
Parking
- Total spaces: 3
- Parking features: On Site, Garage Owned, Detached, Garage
- Garage spaces: 3
Accessibility
- Accessibility features: No Disability Access
Features
- Stories: 2
- Patio & porch: Roof Deck, Deck, Porch
- Exterior features: Boat Slip
- Has view: Yes
- View description: Back of Property
- Water view: Back of Property
- Waterfront features: River Front
Lot
- Size: 1.06 Acres
- Dimensions: 56 x 821
Details
- Additional structures: Guest House, Shed(s), Boat House
- Parcel number: 0910303004
- Special conditions: None
- Other equipment: Water-Softener Owned, Ceiling Fan(s), Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Cedar
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
Community & neighborhood
Security
- Security features: Carbon Monoxide Detector(s)
Location
- Region: Saint Charles
Other
Other facts
- Listing terms: Cash
- Ownership: Fee Simple
Price history
| Date | Event | Price |
|---|---|---|
| 10/24/2025 | Sold | $492,500-6.2%$317/sqft |
Source:  MRED as distributed by MLS GRID #12458615 | ||
| 9/26/2025 | Contingent | $525,000$338/sqft |
Source: MRED as distributed by MLS GRID #12458615 | ||
| 9/12/2025 | Price change | $525,000-4.5%$338/sqft |
Source: MRED as distributed by MLS GRID #12458615 | ||
| 8/29/2025 | Listed for sale | $550,000$354/sqft |
Source: MRED as distributed by MLS GRID #12458615 | ||
Public tax history
Tax history is unavailable.
Neighborhood: 60175
Nearby schools
GreatSchools rating
- 9/10Wild Rose Elementary SchoolGrades: K-5Distance: 2.6 mi
- 8/10Wredling Middle SchoolGrades: 6-8Distance: 2.7 mi
- 8/10St Charles North High SchoolGrades: 9-12Distance: 0.7 mi
Schools provided by the listing agent
- Elementary: Wild Rose Elementary School
- Middle: Wredling Middle School
- High: St Charles North High School
- District: 303
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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$495,900
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$505,818