100 Colony Bay Harbour Dr, Panama City Beach, FL 32407

Wow - Big Price Drop! Discover elevated coastal living in this fully updated 4-bedroom, 3-bath home in the heart of Panama City Beach. Located in a serene, no-HOA community within Flood Zone X (which means no required flood insurance), this residence offers a balance of modern style, functionality, and convenience. The open-concept layout features luxury vinyl plank flooring that delivers the look and warmth of real wood, with a stunning kitchen at its heart, equipped with custom cabinetry, quartz countertops, and premium appliances. The space is enhanced by a custom-designed floating ceiling panel and detailed trim around the bar area, adding architectural interest. The spacious living area includes an electric fireplace with stylish tile surround. A versatile bonus room offers flexibility for a home office, dining area, or other use. This home includes a recently updated architectural shingle roof and an energy-efficient HVAC system. The remodeled bathrooms showcase large-format tile, modern vanities, and designer fixtures. Enjoy a spacious yard with extra parking for your boat or RV, plus a storage shed. Located just minutes from beaches, shopping, and dining. Close to parks , trails at Golf fields and game stadiums. Nearby is the future site of the new Tallahassee Memorial Hospital and planned FSU medical and research campus--bringing long-term value to the area. This move-in-ready home blends design and comfort!