1014 Charlotte Ave, Kalamazoo, MI 49048

No Banks Needed! IRS Problems? No Credit? No Worries! Your Income IS Your Credit! Private Financing available. Down payment assistance available. Work-For-Equity opportunity. The property is being remodeled. You can do SOME or ALL of the repairs and earn down payment credits towards your purchase. This 3 bedroom / 1 bathroom home in desired Kalamazoo, MI in Kalamazoo County. This house qualifies for the Kalamazoo Promise. We are seeking a worthy owner who will make this a spectacular home for your household! Are you a deserving buyer who cannot qualify for traditional financing and desires to build wealth through Home Ownership? This is a great opportunity for you and those who don't qualify for traditional financing. We will be your bank! This well-maintained home comes with major updates already done, including: *Central air for year-round comfort *Renovated bathroom (2020) *Completely updated electrical system *New water heater (2023) Prime Location Minutes from downtown Kalamazoo and Gull Road shopping, with easy access to grocery stores, hospitals, schools, libraries, and more. Plus, this home qualifies for the Kalamazoo Promise a huge bonus for educational opportunities. We are offering this home through our Path to Home Ownership Program on rent-to-own with a 3.5% down payment OR with a Land Contract sales price of $145,000 and a minimum 10% down payment. Ask about our down payment assistance grant programs. For a showing, contact the listing agent Joseph Le. For the fastest response, texting is preferred. Down payment and first month's payment due at signing. 12 month lease minimum. Option to purchase is 36 months. Land Contacts have no balloon payment. Resident pays all utilities. To qualify, must show proof of income of $4500 of gross household income, and proof of funds for down payment. The renter is responsible to pay all utilities including gas, electric, water, sewer, garbage, internet, and phone. The lease agreement shall be one year or more. For rent-to-own, a 3.5% down payment is required; for land contract, a 10% down payment is required.