Gorgeous Ranch executive style home in excellent condition. with beautiful landscaping, backing to a private creek view. This home has 3100+ sq ft finished and a 3 car garage. 4 bed, 4 bath. Walk out basement with upper AND lower SCREENED rooms for mosquito free outdoor evenings Fantastic location just seconds from Rout 3 for an easy commute and access to all Waterloo has to offer. Open concept living/dining/kitchen. Spacious living room has vaulted ceiling and gas fireplace, a warm and inviting place to showcase your holiday décor. Kitchen with batwing attached island, quartz counters, farm sink, maple staggered height cabinets w/crown and breakfast room leading to the screened deck. Large master suite with tray ceiling. Ensuite with jetted tub + walk in shower, makeup vanity and huge walk in closet. MAIN FLOOR LAUNDRY. 2 more nice size beds, full bath and powder room on main plus 2nd full bath with tub/shower combo. Lower level has large family room, great rec/entertaining space with custom bar w/mini fridge, full size fridge, bar sink and coffee bar, walk out to 2nd screened porch. Office/game/craft room w/cork floor, storage and work space. 4th bed and full bath. Central vac, gutter guards, zoned irrigation, built in generator. Can accommodate a fast close. This house has been gently used and meticulously maintained. Sellers can accommodate a fast close. Creekside subdivision is a beautiful subdivision with quiet streets and pretty homes.
Closed
$425,000
1020 Oak Creek Ln, Waterloo, IL 62298
4beds
3,139sqft
Single Family Residence
Built in 2008
0.64 Acres Lot
$422,100 Zestimate®
$135/sqft
$3,460 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: July 08, 2025 at 12:03pm
Listing Provided by:
Tammy A Hines 618-281-3959,
Tammy Mitchell Hines & Co.
Bought with:
Tammy A Hines, 471000040
Tammy Mitchell Hines & Co.
Source: MARIS,MLS#: 25038200
Originating MLS: Southwestern Illinois Board of REALTORS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 221
- Dimensions: 17x13
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 169
- Dimensions: 13x13
Bedroom
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 156
- Dimensions: 13x12
Bedroom
- Features: Floor Covering: Ceramic Tile
- Level: Lower
- Area: 195
- Dimensions: 15x13
Primary bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 90
- Dimensions: 10x9
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 60
- Dimensions: 10x6
Bathroom
- Features: Floor Covering: Vinyl
- Level: Lower
- Area: 65
- Dimensions: 13x5
Bathroom
- Features: Floor Covering: Vinyl
- Level: Main
- Area: 30
- Dimensions: 6x5
Bonus room
- Features: Floor Covering: Vinyl
- Level: Lower
- Area: 675
- Dimensions: 27x25
Breakfast room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 121
- Dimensions: 11x11
Dining room
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 143
- Dimensions: 13x11
Family room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Lower
- Area: 680
- Dimensions: 40x17
Kitchen
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 132
- Dimensions: 12x11
Living room
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 240
- Dimensions: 16x15
Other
- Features: Floor Covering: Luxury Vinyl Plank
- Level: Main
- Area: 91
- Dimensions: 13x7
Storage
- Features: Floor Covering: Concrete
- Level: Lower
- Area: 348
- Dimensions: 29x12
Storage
- Features: Floor Covering: Carpeting
- Level: Main
- Area: 54
- Dimensions: 9x6
Heating
- Forced Air
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Microwave
- Laundry: Main Level
Features
- Bar, Entrance Foyer, Workshop/Hobby Area
- Flooring: Carpet, Vinyl, Wood
- Basement: Full,Sleeping Area,Storage Space,Walk-Out Access
- Number of fireplaces: 1
- Fireplace features: Gas, Living Room
Interior area
- Total structure area: 3,139
- Total interior livable area: 3,139 sqft
- Finished area above ground: 1,939
- Finished area below ground: 1,200
Property
Parking
- Total spaces: 3
- Parking features: Garage, Garage Door Opener
- Attached garage spaces: 3
Features
- Levels: One
- Patio & porch: Covered, Deck, Enclosed, Patio, Screened
- Waterfront features: Creek
Lot
- Size: 0.64 Acres
- Dimensions: 0.64
- Features: Level
Details
- Parcel number: 0726265031000
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Brick, Vinyl Siding
Condition
- Year built: 2008
Details
- Builder name: Mcfadden
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Location
- Region: Waterloo
- Subdivision: Creekside Estates
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $40 annually
- Amenities included: None
- Services included: Common Area Maintenance
- Association name: Creekside Estates HOA
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Private
Services availability
Sell for more on Zillow
Get a free Zillow Showcase℠ listing and you could sell for .
$422,100
2% more+ $8,442
With Zillow Showcase(estimated)
$430,542