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  • $425,000

    1020 Oak Creek Ln, Waterloo, IL 62298

    4beds
    3,139sqft
    Single Family Residence
    Built in 2008
    0.64 Acres Lot
    $422,100 Zestimate®
    $135/sqft
    $3,460 Estimated rent

    What's special

    Gorgeous Ranch executive style home in excellent condition. with beautiful landscaping, backing to a private creek view. This home has 3100+ sq ft finished and a 3 car garage. 4 bed, 4 bath. Walk out basement with upper AND lower SCREENED rooms for mosquito free outdoor evenings Fantastic location just seconds from Rout 3 for an easy commute and access to all Waterloo has to offer. Open concept living/dining/kitchen. Spacious living room has vaulted ceiling and gas fireplace, a warm and inviting place to showcase your holiday décor. Kitchen with batwing attached island, quartz counters, farm sink, maple staggered height cabinets w/crown and breakfast room leading to the screened deck. Large master suite with tray ceiling. Ensuite with jetted tub + walk in shower, makeup vanity and huge walk in closet. MAIN FLOOR LAUNDRY. 2 more nice size beds, full bath and powder room on main plus 2nd full bath with tub/shower combo. Lower level has large family room, great rec/entertaining space with custom bar w/mini fridge, full size fridge, bar sink and coffee bar, walk out to 2nd screened porch. Office/game/craft room w/cork floor, storage and work space. 4th bed and full bath. Central vac, gutter guards, zoned irrigation, built in generator. Can accommodate a fast close. This house has been gently used and meticulously maintained. Sellers can accommodate a fast close. Creekside subdivision is a beautiful subdivision with quiet streets and pretty homes.

    Zillow last checked: 7 hours ago

    Listing updated: July 08, 2025 at 12:03pm

    Listing Provided by:

    Tammy A Hines 618-281-3959,

    Tammy Mitchell Hines & Co.

    Bought with:

    Tammy A Hines, 471000040

    Tammy Mitchell Hines & Co.

    Source: MARIS,MLS#: 25038200MLS LogoOriginating MLS: Southwestern Illinois Board of REALTORS

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 4
    • Full bathrooms: 3
    • 1/2 bathrooms: 1
    • Main level bathrooms: 3
    • Main level bedrooms: 3
    Primary bedroom
    • Features: Floor Covering: Carpeting
    • Level: Main
    • Area: 221
    • Dimensions: 17x13
    Bedroom
    • Features: Floor Covering: Carpeting
    • Level: Main
    • Area: 169
    • Dimensions: 13x13
    Bedroom
    • Features: Floor Covering: Carpeting
    • Level: Main
    • Area: 156
    • Dimensions: 13x12
    Bedroom
    • Features: Floor Covering: Ceramic Tile
    • Level: Lower
    • Area: 195
    • Dimensions: 15x13
    Primary bathroom
    • Features: Floor Covering: Vinyl
    • Level: Main
    • Area: 90
    • Dimensions: 10x9
    Bathroom
    • Features: Floor Covering: Vinyl
    • Level: Main
    • Area: 60
    • Dimensions: 10x6
    Bathroom
    • Features: Floor Covering: Vinyl
    • Level: Lower
    • Area: 65
    • Dimensions: 13x5
    Bathroom
    • Features: Floor Covering: Vinyl
    • Level: Main
    • Area: 30
    • Dimensions: 6x5
    Bonus room
    • Features: Floor Covering: Vinyl
    • Level: Lower
    • Area: 675
    • Dimensions: 27x25
    Breakfast room
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 121
    • Dimensions: 11x11
    Dining room
    • Features: Floor Covering: Carpeting
    • Level: Main
    • Area: 143
    • Dimensions: 13x11
    Family room
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Lower
    • Area: 680
    • Dimensions: 40x17
    Kitchen
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 132
    • Dimensions: 12x11
    Living room
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 240
    • Dimensions: 16x15
    Other
    • Features: Floor Covering: Luxury Vinyl Plank
    • Level: Main
    • Area: 91
    • Dimensions: 13x7
    Storage
    • Features: Floor Covering: Concrete
    • Level: Lower
    • Area: 348
    • Dimensions: 29x12
    Storage
    • Features: Floor Covering: Carpeting
    • Level: Main
    • Area: 54
    • Dimensions: 9x6
    Heating
    • Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Dishwasher, Disposal, Microwave
    • Laundry: Main Level
    Features
    • Bar, Entrance Foyer, Workshop/Hobby Area
    • Flooring: Carpet, Vinyl, Wood
    • Basement: Full,Sleeping Area,Storage Space,Walk-Out Access
    • Number of fireplaces: 1
    • Fireplace features: Gas, Living Room
    Interior area
    • Total structure area: 3,139
    • Total interior livable area: 3,139 sqft
    • Finished area above ground: 1,939
    • Finished area below ground: 1,200

    Property

    Parking
    • Total spaces: 3
    • Parking features: Garage, Garage Door Opener
    • Attached garage spaces: 3
    Features
    • Levels: One
    • Patio & porch: Covered, Deck, Enclosed, Patio, Screened
    • Waterfront features: Creek
    Lot
    • Size: 0.64 Acres
    • Dimensions: 0.64
    • Features: Level
    Details
    • Parcel number: 0726265031000
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    • Attached to another structure: Yes
    Materials
    • Brick, Vinyl Siding
    Condition
    • Year built: 2008
    Details
    • Builder name: Mcfadden

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Public

    Community & neighborhood

    Location
    • Region: Waterloo
    • Subdivision: Creekside Estates

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $40 annually
    • Amenities included: None
    • Services included: Common Area Maintenance
    • Association name: Creekside Estates HOA

    Other

    Other facts
    • Listing terms: Cash,Conventional,FHA,VA Loan
    • Ownership: Private
    Services availability
    Sell for more on Zillow
    Get a free Zillow Showcase℠ listing and you could sell for .
    $422,100
    2% more+ $8,442
    With Zillow Showcase(estimated)
    $430,542