1029 Vista Oak Pl, Chula Vista, CA 91910

No HOA! No Mello-Roos! Nestled at the end of a quiet cul-de-sac in Rancho Del Rey, this beautifully maintained 4 bedroom, 3 bath home offers comfort, elegance, and thoughtful design throughout. The open concept layout features soaring ceilings, abundant natural light, and a seamless flow between the kitchen, dining, and family areas, perfect for entertaining. The kitchen showcases rich wood cabinetry, multi-toned granite counters, stainless steel appliances, a unique and large central island with multiple seating, and pendant lighting that creates a warm, inviting atmosphere. A 2-sided slate tiled fireplace connects the living and family rooms, adding both charm and function. The first floor features elegant tile flooring, a guest half bath, and access to a private backyard with a built-in BBQ, and paved patio designed for gatherings. Upstairs includes generous bedrooms, a convenient laundry room, and a bright primary suite with ample closet space and beautiful views of the San Diego skyline, Bay, and Coronado Bridge. Additional highlights include the only well-kept 3-car garage in that cul-de-sac, newer stove and water heater. Close to top-rated schools (Casillas Joseph Elementary School, Rancho Del Rey Middle School and Otay Ranch Senior High School), parks, shopping, and dining, this home combines timeless appeal with everyday convenience.