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Contingent
  • $450,000

    1031 N Spring St, Elgin, IL 60120

    4beds
    1,800sqft
    : 
    Single Family Residence
    Built in 1948
    0.36 Acres Lot
    $-- Zestimate®
    $250/sqft
    $-- HOA

    What's special

    All-brick homeJack-and-jill bathroomViews of the yardBeautiful double lotSpacious kitchenOutstanding curb appealNew custom window shades
    Welcome to 1031 North Spring Street in Elgin, a classic cottage-style home set on a beautiful double lot with outstanding curb appeal. This charming all-brick home is truly in move-in condition, offering timeless character, spacious living areas, and numerous recent improvements. Step inside to a cozy living room, with hardwood flooring under the carpet, featuring a large picture window that fills the space with natural light and a beautiful stone fireplace that creates a warm focal point. The spacious kitchen offers abundant cabinetry, Corian countertops, new appliances, and a large new picture window. Within the kitchen area is a bright dinette space, highlighted by another picture window overlooking the stone patio and expansive backyard, making it a wonderful spot for everyday dining. The main level includes two bedrooms and a recently remodeled full bathroom. A bright sunroom adds even more charm with exposed brick, tongue-and-groove knotty pine walls, and sliding glass doors leading to the stone patio, creating the perfect place to relax or entertain while enjoying views of the yard. Upstairs you will find two very large bedrooms connected by a convenient Jack-and-Jill bathroom, offering comfortable space and privacy for family or guests. The finished basement provides additional living space with a recreation room, a flex room that could serve as another bedroom or home office, a full bathroom, and abundant storage, including built-in cabinets, a separate storage room, and a large, light-filled laundry room. Outside, the backyard is truly exceptional, offering plenty of room to relax, entertain, garden, or for kids to play. The stone patio creates a wonderful outdoor gathering area within the expansive yard. The property also features an oversized all-brick detached garage, providing excellent storage and parking. This home has been thoughtfully maintained and extensively improved with numerous updates, including: 2025: New concrete driveway, walkways, and stoops; two picture windows replaced; all windows serviced with new handles, clasps, and locks; backyard clothesline installed; new Bosch dishwasher installed; garage door facing replaced; trees removed and landscaping improved; interior doors sanded and made operational; two pocket doors restored and made operational; new custom window shades from Budget Blinds; kitchen repainted; gas fireplace cleaned and serviced; front porch railing restored and painted. 2024: New furnace, ducting, and humidifier; new gutters, downspouts, and leaf filter system; electrical updates inside and outside, including exterior spotlight; radon mitigation system installed; ADT security system installed; new LED lighting and ceiling fans installed, fluorescent lighting replaced, and dimmers and GFI outlets added inside and outside; plumbing repairs including laundry faucet, main bathroom faucet, and handheld shower sprayers; new smoke and CO2 detectors installed; dryer vent professionally cleaned. Ideally located just minutes from the Metra train station, downtown Elgin restaurants, the community recreation center with indoor pool, the Hemmens Cultural Center theatre, parks, shopping, and entertainment, with easy access to I-90 for convenient commuting. A rare opportunity to own a charming cottage home on a beautiful double lot with extensive updates, classic character, and an outstanding location.
    4 days
    |
    1,342
    |
    50
    |

    Likely to sell faster than

    Zillow last checked: 7 hours ago

    Listing updated: March 23, 2026 at 06:52am

    Listing courtesy of:

    Ruta Baran 630-862-7058,

    @properties Christie's International Real Estate

    Source: MRED as distributed by MLS GRID,MLS#: 12593909MLS Logo

      Facts & features

      Interior

      Bedrooms & bathrooms
      • Bedrooms: 4
      • Bathrooms: 3
      • Full bathrooms: 3
      Rooms
      • Room types: Bonus Room, Exercise Room, Recreation Room, Sun Room
      Primary bedroom
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 168 Square Feet
      • Dimensions: 14X12
      Bedroom 2
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 120 Square Feet
      • Dimensions: 12X10
      Bedroom 3
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 425 Square Feet
      • Dimensions: 25X17
      Bedroom 4
      • Features: Flooring (Carpet)
      • Level: Second
      • Area: 273 Square Feet
      • Dimensions: 21X13
      Bonus room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 126 Square Feet
      • Dimensions: 14X9
      Dining room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 88 Square Feet
      • Dimensions: 11X8
      Exercise room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 169 Square Feet
      • Dimensions: 13X13
      Kitchen
      • Features: Kitchen (Eating Area-Table Space), Flooring (Ceramic Tile)
      • Level: Main
      • Area: 192 Square Feet
      • Dimensions: 16X12
      Laundry
      • Features: Flooring (Vinyl)
      • Level: Basement
      • Area: 140 Square Feet
      • Dimensions: 14X10
      Living room
      • Features: Flooring (Carpet)
      • Level: Main
      • Area: 294 Square Feet
      • Dimensions: 21X14
      Recreation room
      • Features: Flooring (Carpet)
      • Level: Basement
      • Area: 299 Square Feet
      • Dimensions: 23X13
      Sun room
      • Features: Flooring (Ceramic Tile)
      • Level: Main
      • Area: 143 Square Feet
      • Dimensions: 13X11
      Heating
      • Natural Gas, Forced Air
      Cooling
      • Central Air
      Appliances
      • Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Stainless Steel Appliance(s)
      • Laundry: In Unit, Laundry Chute, Laundry Closet
      Features
      • 1st Floor Bedroom, 1st Floor Full Bath
      • Doors: Storm Door(s)
      • Basement: Finished,Full
      • Number of fireplaces: 1
      • Fireplace features: Gas Log, Gas Starter, Living Room
      Interior area
      • Total structure area: 1,207
      • Total interior livable area: 1,800 sqft
      Video & virtual tour

      Property

      Parking
      • Total spaces: 2
      • Parking features: Concrete, Garage Door Opener, Yes, Garage Owned, Detached, Garage
      • Garage spaces: 2
      • Has uncovered spaces: Yes
      Accessibility
      • Accessibility features: No Disability Access
      Features
      • Stories: 1.5
      • Patio & porch: Patio
      Lot
      • Size: 0.36 Acres
      • Dimensions: 100X159X98X159
      Details
      • Parcel number: 0612105002
      • Special conditions: None
      • Other equipment: Ceiling Fan(s)

      Construction

      Type & style
      • Home type: SingleFamily
      • Architectural style: Cottage
      • Property subtype: Single Family Residence
      Materials
      • Brick
      • Roof: Asphalt
      Condition
      • New construction: No
      • Year built: 1948

      Utilities & green energy

      • Electric: Circuit Breakers
      • Sewer: Public Sewer
      • Water: Public

      Community & HOA

      Community
      • Features: Sidewalks, Street Lights, Street Paved
      HOA
      • Services included: None
      Location
      • Region: Elgin

      Financial & listing details

      • Price per square foot: $250/sqft
      • Tax assessed value: $322,545
      • Annual tax amount: $7,964
      • Date on market: 3/20/2026
      • Ownership: Fee Simple
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        Estimated market value

        Not available

        Estimated sales range

        Not available

        Not available

        Price history

        Price history
        DateEventPrice
        3/23/2026Contingent$450,000$250/sqft
        Source: MRED as distributed by MLS GRID #12593909 Report a problem
        3/20/2026Listed for sale$450,000+21%$250/sqft
        Source: MRED as distributed by MLS GRID #12593909 Report a problem
        3/7/2024Sold$372,000+0.6%$207/sqft
        Source: MRED as distributed by MLS GRID #11910427 Report a problem
        2/1/2024Contingent$369,900$206/sqft
        Source: MRED as distributed by MLS GRID #11910427 Report a problem
        1/30/2024Listed for sale$369,900$206/sqft
        Source: MRED as distributed by MLS GRID #11910427 Report a problem
        11/10/2023Contingent$369,900$206/sqft
        Source: MRED as distributed by MLS GRID #11910427 Report a problem
        10/30/2023Listed for sale$369,900$206/sqft
        Source: MRED as distributed by MLS GRID #11910427 Report a problem

        Public tax history

        Public tax history
        YearProperty taxesTax assessment
        2024$7,964 +4.8%$107,515 +10.7%
        2023$7,598 +6.1%$97,132 +9.7%
        2022$7,160 +4.5%$88,568 +7%
        2021$6,852 +2.9%$82,804 +4.8%
        2020$6,662 +2.9%$79,049 +5%
        2019$6,472 +4.6%$75,299 +9.8%
        2018$6,188 +2.2%$68,585 +5.8%
        2017$6,052 -5.7%$64,837 +7.8%
        2016$6,415 +18.8%$60,151 +9.1%
        2015$5,402 $55,134 +1.2%
        2014$5,402 $54,454 -2.6%
        2013$5,402 $55,890 -7.4%
        2012-- $60,370 -6.3%
        2011-- $64,454 -9.6%
        2010-- $71,338 -6.7%
        2009-- $76,477
        2008-- $76,477 +3.3%
        2007-- $74,019 +4.2%
        2006-- $71,042 +6.5%
        2005-- $66,712 +6.8%
        2004-- $62,488 +7.8%
        2003-- $57,972 +8%
        2002-- $53,677 +7.5%
        2001-- $49,955 +9.6%
        2000-- $45,561

        Find assessor info on the county website

        BuyAbility℠ payment

        Est. payment
        $3,046/mo
        Principal & interest
        $2240
        Property taxes
        $806
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          Climate risks

          Neighborhood: Northeastern Elgin

          Getting around

          27 / 100
          Car-Dependent
          31 / 100
          Some Transit
          62 / 100
          Bikeable

          Nearby schools

          GreatSchools rating
          Schools provided by the listing agent
          • District: 46

          Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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