Beautifully updated and VERY RARE RANCH END-UNIT with a full finished English basement in the highly sought-after active adult 55+ community of Bowes Creek! Enjoy resort-style living with an award-winning Rick Jacobson 18-hole golf course, clubhouse with fitness & party rooms, outdoor pool, restaurant, and miles of walking/bike trails. This spotless, move-in-ready home offers a bright open layout with fresh paint, hardwood floors, cathedral ceilings, and quality millwork. The great room features a bay window, recessed lighting, and access to the covered deck-perfect for morning coffee or evening relaxation. The chef's kitchen boasts granite countertops, rich cherry cabinetry, high-end stainless appliances, breakfast bar, and a sun-filled dining nook. The luxurious primary suite includes a tray ceiling, sitting area, two closets, and a beautifully updated spa bath with double vanity, soaking tub & separate shower. Main-level laundry & a nicely sized second bedroom complete the first floor. The expansive English basement offers a full second living space-ideal for guests or grandkids-with a large recreation area, bath, and impressive storage with built-in shelving. Extra storage in the finished 2-car garage as well. Prime location near Randall Road shopping/dining, easy interstate access, and just minutes to the Fox River & downtown St. Charles. A perfect blend of comfort, style, and low-maintenance living!
Pending
$420,000
1039 Riviera Dr #1039, Elgin, IL 60124
2beds
1,905sqft
Est.:
Single Family Residence
Built in 2008
2,590 Square Feet Lot
$-- Zestimate®
$220/sqft
$277/mo HOA
What's special
Ranch end-unitFull finished english basementLuxurious primary suiteSitting areaFresh paintBeautifully updated spa bathBright open layout
- 33 days |
- 120 |
- 3 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: November 16, 2025 at 03:45pm
Listing courtesy of:
Sarah Leonard, E-PRO 224-239-3966,
Legacy Properties, A Sarah Leonard Company, LLC,
James Brown 224-629-9873,
Legacy Properties, A Sarah Leonard Company, LLC
Source: MRED as distributed by MLS GRID,MLS#: 12515609
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Rooms
- Room types: Eating Area, Exercise Room
Primary bedroom
- Features: Flooring (Carpet), Window Treatments (All), Bathroom (Full)
- Level: Main
- Area: 320 Square Feet
- Dimensions: 20X16
Bedroom 2
- Features: Flooring (Carpet), Window Treatments (All)
- Level: Main
- Area: 121 Square Feet
- Dimensions: 11X11
Dining room
- Features: Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 182 Square Feet
- Dimensions: 14X13
Eating area
- Features: Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12X12
Exercise room
- Level: Basement
- Area: 176 Square Feet
- Dimensions: 16X11
Family room
- Features: Flooring (Carpet), Window Treatments (All)
- Level: Basement
- Area: 1485 Square Feet
- Dimensions: 45X33
Kitchen
- Features: Kitchen (Eating Area-Breakfast Bar, Eating Area-Table Space, Pantry-Walk-in), Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12X12
Laundry
- Features: Flooring (Vinyl)
- Level: Main
- Area: 96 Square Feet
- Dimensions: 12X8
Living room
- Features: Flooring (Hardwood), Window Treatments (All)
- Level: Main
- Area: 289 Square Feet
- Dimensions: 17X17
Heating
- Natural Gas, Forced Air
Cooling
- Central Air
Appliances
- Included: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer, Disposal, Humidifier
- Laundry: Main Level, In Unit
Features
- Cathedral Ceiling(s), 1st Floor Bedroom, 1st Floor Full Bath, Storage
- Flooring: Hardwood
- Basement: Finished,Full,Daylight
- Common walls with other units/homes: End Unit
Interior area
- Total structure area: 0
- Total interior livable area: 1,905 sqft
Property
Parking
- Total spaces: 2
- Parking features: Asphalt, Garage Door Opener, Garage Owned, Attached, Garage
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: No Disability Access
Lot
- Size: 2,590 Square Feet
- Features: Common Grounds
Details
- Parcel number: 0525402033
- Special conditions: None
- Other equipment: Sump Pump
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Aluminum Siding, Brick
- Foundation: Concrete Perimeter
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2008
Details
- Builder model: GLYNDON
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Carbon Monoxide Detector(s)
- Subdivision: Bowes Creek Country Club
HOA
- Has HOA: Yes
- Amenities included: Exercise Room, Golf Course, Health Club, Party Room, Pool, Restaurant
- Services included: Insurance, Clubhouse, Pool, Exterior Maintenance, Lawn Care, Snow Removal
- HOA fee: $277 monthly
Location
- Region: Elgin
Financial & listing details
- Price per square foot: $220/sqft
- Annual tax amount: $7,765
- Date on market: 11/12/2025
- Ownership: Fee Simple w/ HO Assn.
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/16/2025 | Pending sale | $420,000$220/sqft |
Source:  MRED as distributed by MLS GRID #12515609 Report a problem | ||
| 11/12/2025 | Listed for sale | $420,000+33.1%$220/sqft |
Source: MRED as distributed by MLS GRID #12515609 Report a problem | ||
| 7/27/2007 | Sold | $315,476$166/sqft |
Source: MRED as distributed by MLS GRID #06459525 Report a problem | ||
Public tax history
Public tax history
Tax history is unavailable.BuyAbility℠ payment
Est. payment
$3,207/mo
Principal & interest
$2045
Property taxes
$738
Other costs
$424
Climate risks
Neighborhood: 60124
Nearby schools
GreatSchools rating
- 3/10Otter Creek Elementary SchoolGrades: K-6Distance: 2 mi
- 1/10Abbott Middle SchoolGrades: 7-8Distance: 4.6 mi
- 6/10South Elgin High SchoolGrades: 9-12Distance: 5.1 mi
Schools provided by the listing agent
- Elementary: Otter Creek Elementary School
- Middle: Abbott Middle School
- High: South Elgin High School
- District: 46
Source: MRED as distributed by MLS GRID. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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