CALLING ALL CASH BUYERS! OPPORTUNITY KNOCKING! Experience a rare chance to own a waterfront retreat on Indian Bluff Island a premier Gulf-front community in Palm Harbor. This 3-bedroom, 2-bathroom, 2-car garage home spans 1,800 square feet with a split-bedroom floor plan, designed for both comfort and privacy. This property offers endless possibilities - renovate the current ranch-style home or build your dream waterfront retreat. Nestled on a large private lot, 64 x 120 with room for a pool this home offers breathtaking water views from both the front and back, capturing the essence of coastal Florida living. With direct Gulf access and no bridges, the private dock with a 10,000 lb boat lift makes this a true boater’s paradise. DOCK AND LIFT (sold as-is). Perfect for boating, fishing, paddle boarding, jet skiing & kayaking enthusiasts. Inside find a spacious family room centered around a wood-burning fireplace, perfect for relaxing after a day on the water. The oversized pool-ready backyard provides endless possibilities for outdoor living and entertaining. This sought-after location offers both tranquility and convenience, just minutes from the Pinellas Trail, Historic Old Palm Harbor, and top-rated Palm Harbor University High School. This waterfront location is complemented by its proximity to downtown Palm Harbor, offering excellent local dining and shopping options and just a 2-minute bike ride to the Pinellas county Trail and Wall Springs Park, perfect for walking and biking. The famous Honeymoon Island, Clearwater Beach, and Tarpon Springs Sponge Docks are all within easy reach, along with vibrant shopping, dining, and year-round festivals. With Tampa International Airport just 35 minutes away, travel is effortless. Please note this home sustained damage from Hurricane Helene and is being sold AS-IS with no warranties or repairs. This is an excellent opportunity for qualified cash buyers looking to invest in a one-of-a-kind location. Don’t miss this rare opportunity - schedule your private showing today!
For sale
Price cut: $20K (6/7)
$759,000
104 Carlyle Cir, Palm Harbor, FL 34683
3beds
1,737sqft
Est.:
Single Family Residence
Built in 1971
0.28 Acres Lot
$859,600 Zestimate®
$437/sqft
$8/mo HOA
What's special
Direct gulf accessPrivate dockOversized pool-ready backyardBreathtaking water viewsWood-burning fireplaceWaterfront retreatSplit-bedroom floor plan
- 141 days
- on Zillow |
- 629 |
- 14 |
Zillow last checked: 7 hours ago
Listing updated: August 04, 2025 at 06:53am
Listing Provided by:
Tanner Tillung 727-479-4548,
EXP REALTY LLC 888-883-8509,
Terry Tillung PA 727-560-8819,
EXP REALTY LLC
Source: Stellar MLS,MLS#: TB8362722
Originating MLS: Sarasota - Manatee

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Family Room, Living Room
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 176 Square Feet
- Dimensions: 11x16
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 224 Square Feet
- Dimensions: 14x16
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 176 Square Feet
- Dimensions: 16x11
Family room
- Level: First
- Area: 216 Square Feet
- Dimensions: 12x18
Foyer
- Level: First
- Area: 30 Square Feet
- Dimensions: 6x5
Kitchen
- Level: First
- Area: 120 Square Feet
- Dimensions: 8x15
Living room
- Level: First
- Area: 176 Square Feet
- Dimensions: 11x16
Heating
- Central, Electric
Cooling
- Central Air, Ductless
Appliances
- Included: Water Softener
- Laundry: Electric Dryer Hookup, In Garage, Washer Hookup
Features
- Ceiling Fan(s), Primary Bedroom Main Floor, Split Bedroom
- Flooring: Concrete, Tile
- Doors: Sliding Doors
- Windows: Window Treatments
- Has fireplace: Yes
- Fireplace features: Family Room, Wood Burning
Interior area
- Total structure area: 2,249
- Total interior livable area: 1,737 sqft
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 23x19
Features
- Levels: One
- Stories: 1
- Patio & porch: Front Porch, Patio
- Exterior features: Private Mailbox, Sprinkler Metered
- Fencing: Vinyl
- Has view: Yes
- View description: Water, Bayou, Gulf/Ocean - Partial
- Has water view: Yes
- Water view: Water,Bayou,Gulf/Ocean - Partial
- Waterfront features: Bayou, Bayou Access, Gulf/Ocean Access, Lift, Seawall
- Body of water: BOGGY BAYOU
Lot
- Size: 0.28 Acres
- Dimensions: 64 x 120
- Features: Flood Insurance Required, FloodZone, In County, Level, Near Golf Course, Near Marina, Near Public Transit, Unincorporated
- Residential vegetation: Mature Landscaping
Details
- Parcel number: 272715426780000290
- Zoning: R-3
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
- Attached to another structure: Yes
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1971
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Electricity Connected, Fire Hydrant, Phone Available, Sewer Connected, Water Connected
Community & HOA
Community
- Subdivision: INDIAN BLUFF ISLAND 3RD ADD
HOA
- Has HOA: Yes
- HOA fee: $8 monthly
- Pet fee: $0 monthly
Location
- Region: Palm Harbor
Financial & listing details
- Price per square foot: $437/sqft
- Tax assessed value: $884,567
- Annual tax amount: $9,058
- Date on market: 3/21/2025
- Listing terms: Cash
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
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