Unlock an amazing investment opportunity with this versatile 24.08-acre property that originally was a 1900's dairy barn that has been beautifully converted into two separate units, ideal for full-time living, short-term rentals, or multi-generational use. Whether you're looking to generate income or create your own private retreat, this property delivers it all.
The main home blends rustic charm with modern updates—original barn beams, tongue-and-groove details, and a large living room creating a warm and inviting atmosphere. The spacious eat-in kitchen features granite countertops, a center island with seating and ample storage. Off of the kitchen is a sunroom with it's own entrance and a full bath. The current owners used to do short term rental for this efficiency apartment but now have opened up to more living area. The living room is very spacious with plenty of room for an in home office area and gathering the entire family and friends. The sliding doors walk out to the new deck overlooking the back yard with multi level decking for dining and entertaining! Off of the living room is the primary suite with a full bath and walk in oversized tiled shower along with a large walk-in closet. Along the hall is a den which could be used as a 2nd bedroom and the hallway laundry.
The second area which had been a successful Airbnb rental, offers a separate living space with its own entrance, efficiency kitchen with Corian countertops, dining area, living/bed combo and a tiled bathroom. Off of the living/bed is another door that leads to unfinished area of the original barn that could easily be converted into additional living space. It’s ready to generate income or be used for guests or extended family.
Outside, enjoy the front and back deck overlooking the property and the detached 2 car garage/workshop.
The land offers many opportunities to expand the rental income along with an additional septic in front of the property and an RV hook up. There is plenty of space in the basement for storage and has a great work shop.
Convenient to Cooperstown and Oneonta come take a look at this Upstate escape with income potential.
Active
$365,000
104 Fingado Rd, Maryland, NY 12116
2beds
3,000sqft
Multi Family
Built in 1900
-- sqft lot
$-- Zestimate®
$122/sqft
$-- HOA
What's special
Modern updatesGreat work shopNew deckLarge walk-in closetFront and back deckPrimary suiteBasement for storage
- 17 days
- on Zillow |
- 1,112 |
- 85 |
Zillow last checked: 7 hours ago
Listing updated: August 01, 2025 at 11:50am
Listing by:
Keller Williams Upstate NY Properties 607-431-2540,
Stacey L. Camilleri 607-376-2279
Source: NYSAMLSs,MLS#: R1621674
Originating MLS: Otsego-Delaware

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Ductless, Electric, Oil, Forced Air
Cooling
- Ductless
Appliances
- Included: Electric Water Heater
Features
- Ceiling Fan(s), Cathedral Ceiling(s), Sliding Glass Door(s)
- Flooring: Carpet, Laminate, Tile, Varies
- Doors: Sliding Doors
- Windows: Thermal Windows
- Basement: Walk-Out Access
- Has fireplace: No
Interior area
- Total structure area: 3,000
- Total interior livable area: 3,000 sqft
Property
Parking
- Total spaces: 2
- Parking features: Gravel, Two or More Spaces
- Garage spaces: 2
Features
- Levels: Two
- Stories: 2
- Patio & porch: Deck
- Exterior features: Deck
Lot
- Size: 24.08 Acres
- Dimensions: 4327 x 2148
- Features: Corner Lot, Irregular Lot
Details
- Additional parcels included: 245.00137.01
- Parcel number: 245.00137.06
- Special conditions: Standard
- Horses can be raised: Yes
- Horse amenities: Horses Allowed
Construction
Type & style
- Home type: MultiFamily
- Property subtype: Multi Family
Materials
- Frame, Spray Foam Insulation, Vinyl Siding
- Foundation: Poured
- Roof: Metal
Condition
- Resale
- Year built: 1900
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Electricity Connected, High Speed Internet Available
Community & HOA
Location
- Region: Maryland
Financial & listing details
- Price per square foot: $122/sqft
- Tax assessed value: $136,500
- Annual tax amount: $3,514
- Date on market: 7/25/2025
- Listing terms: Cash,Conventional
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