Live on the Golf Course at River Oaks Villas! Welcome to carefree living at the River Oaks Villas, perfectly nestled along the scenic River Oaks Golf Club in historic Cold Spring. This spacious rambler offers over 2,500 finished square feet, featuring 3 bedrooms, 3 bathrooms, and a thoughtfully designed layout that’s sure to impress.
Enjoy the convenience of main-level living, including a large owner’s suite with a ¾ bath and an expansive 9’ x 8.5’ walk-in closet. An additional bedroom, half bath, and laundry are also located on the main floor—plus there’s another laundry hookup in the lower level for added flexibility.
The kitchen is outfitted with granite countertops and flows seamlessly into the bright dining and living areas, where large windows fill the space with natural light. Step outside to a generous 14’ x 12’ deck with serene views of the backyard and 14th tee box—perfect for your morning coffee or evening unwind.
The walk-out lower level boasts in-floor heating throughout, a spacious third bedroom with a large walk-in closet, and a full bathroom. You'll also find a wide open family room ideal for entertaining, opening to a 40’ x 12’ patio shaded by the deck above. A bonus room provides extra space for a home gym, craft studio, or whatever suits your lifestyle.
Recent updates include:
New roof (2024)
New water heater (2025)
New water softener (2024)
New garage door (2023)
All appliances, including washer/dryer, replaced between 2021–2022.
The low monthly HOA fee of $110 covers lawn care, snow removal, and exterior paint (every 5 years), giving you more time to enjoy everything this incredible golf course community has to offer.
This is your opportunity to live the good life at River Oaks Villas—schedule your private showing today!
Closed
Zestimate®
$370,000
104 River Oaks Dr, Cold Spring, MN 56320
3beds
2,604sqft
Single Family Residence
Built in 2001
5,662.8 Square Feet Lot
$370,000 Zestimate®
$142/sqft
$2,393 Estimated rent
Home value
$370,000
$344,000 - $400,000
$2,393/mo
Zestimate® history
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What's special
Zillow last checked: 8 hours ago
Listing updated: October 17, 2025 at 10:35am
Listed by:
Evan Warnert 320-241-3683,
Agency North Real Estate, Inc
Bought with:
Jon Dold
Century 21 First Realty, Inc.
Source: NorthstarMLS as distributed by MLS GRID,MLS#: 6753476
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 1
- 3/4 bathrooms: 1
- 1/2 bathrooms: 1
Bedroom 1
- Level: Main
- Area: 189 Square Feet
- Dimensions: 14x13.5
Bedroom 2
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Bedroom 3
- Level: Lower
- Area: 168.75 Square Feet
- Dimensions: 13.5x12.5
Bonus room
- Level: Lower
- Area: 161.5 Square Feet
- Dimensions: 17x9.5
Deck
- Level: Main
- Area: 168 Square Feet
- Dimensions: 14x12
Dining room
- Level: Main
- Area: 144 Square Feet
- Dimensions: 12x12
Family room
- Level: Main
- Area: 260 Square Feet
- Dimensions: 20x13
Family room
- Level: Lower
- Area: 371.25 Square Feet
- Dimensions: 22.5x16.5
Garage
- Level: Main
- Area: 528 Square Feet
- Dimensions: 22x24
Kitchen
- Level: Main
- Area: 132 Square Feet
- Dimensions: 12x11
Patio
- Level: Lower
- Area: 480 Square Feet
- Dimensions: 40x12
Heating
- Forced Air, Radiant Floor
Cooling
- Central Air
Appliances
- Included: Air-To-Air Exchanger, Dishwasher, Dryer, Exhaust Fan, Gas Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener Owned
Features
- Basement: Finished,Full
- Number of fireplaces: 1
- Fireplace features: Gas
Interior area
- Total structure area: 2,604
- Total interior livable area: 2,604 sqft
- Finished area above ground: 1,428
- Finished area below ground: 1,102
Property
Parking
- Total spaces: 2
- Parking features: Attached, Concrete
- Attached garage spaces: 2
- Details: Garage Dimensions (22x24), Garage Door Height (8), Garage Door Width (16)
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Patio & porch: Awning(s), Composite Decking, Patio
- Fencing: None
Lot
- Size: 5,662 sqft
- Dimensions: 113 x 50
- Features: On Golf Course
Details
- Foundation area: 1176
- Parcel number: 48297030054
- Zoning description: Residential-Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Wood Siding, Frame
- Roof: Age 8 Years or Less,Asphalt
Condition
- Age of Property: 24
- New construction: No
- Year built: 2001
Utilities & green energy
- Electric: Circuit Breakers
- Gas: Natural Gas
- Sewer: City Sewer/Connected
- Water: City Water/Connected
Community & neighborhood
Location
- Region: Cold Spring
- Subdivision: River Oaks Villa
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $110 monthly
- Services included: Lawn Care, Maintenance Grounds, Snow Removal
- Association name: River Oaks Villa Townhome Association
- Association phone: 612-963-9141
Price history
| Date | Event | Price |
|---|---|---|
| 10/17/2025 | Sold | $370,000-1.3%$142/sqft |
Source:  NorthstarMLS as distributed by MLS GRID #6753476 | ||
| 9/29/2025 | Pending sale | $374,900$144/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6753476 | ||
| 8/5/2025 | Price change | $374,900-6.3%$144/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6753476 | ||
| 7/18/2025 | Listed for sale | $399,900$154/sqft |
Source: NorthstarMLS as distributed by MLS GRID #6753476 | ||
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $3,722 +12.9% | $319,100 +11.8% |
| 2023 | $3,298 +6.4% | $285,300 +17.7% |
| 2022 | $3,100 | $242,300 |
Find assessor info on the county website
Neighborhood: 56320
Nearby schools
GreatSchools rating
- 6/10Cold Spring Elementary SchoolGrades: PK-5Distance: 0.3 mi
- NARocori Online Learning SiteGrades: 6-12Distance: 0.2 mi
- 8/10Rocori Senior High SchoolGrades: 9-12Distance: 0.2 mi
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Sell for more on Zillow
Get a free Zillow Showcase℠ listing and you could sell for .
$370,000
2% more+ $7,400
With Zillow Showcase(estimated)
$377,400