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For salePrice cut: $14.9K (9/30)
$385,000
5beds
3,439sqft

1040 Water Street, Charlestown, IN 47111

5beds
3,439sqft
Single family residence
Built in 1900
0.38 Acres
2 Garage spaces
$112 price/sqft

What's special

Stunning fireplaceDouble deckSpacious patioWall of windowsFormal dining roomGorgeous front porchSpacious granite countertops

This stunning 1.5 story home, located in the historic section of Charlestown, was originally built in 1900 & has been lovingly cared-for & restored. This beauty sits on a large lot w/mature trees, beautiful landscaping & plenty of room to enjoy outdoor entertaining on the double deck & spacious patio. Original ...

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Source: SIRA,MLS#: 2025011213MLS LogoOriginating MLS: Southern Indiana REALTORS Association
Travel times

Living Room

Kitchen

Dining Room

Zillow last checked: 7 hours ago

Listing updated: October 01, 2025 at 11:48am

Listed by:

Jeremy L Ward,

Ward Realty Services,

Tamyra Persinger,

Ward Realty Services

Source: SIRA,MLS#: 2025011213MLS LogoOriginating MLS: Southern Indiana REALTORS Association

Facts & features

Interior

Bedrooms & bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
Bedroom
  • Description: Flooring: Wood
  • Level: First
  • Dimensions: 11.2 x 13.3
Bedroom
  • Description: Flooring: Carpet
  • Level: First
  • Dimensions: 10.7 x 13.3
Bedroom
  • Description: Flooring: Carpet
  • Level: Second
  • Dimensions: 12.8 x 10.9
Bedroom
  • Description: Flooring: Carpet
  • Level: Second
  • Dimensions: 12 x 11.2
Bedroom
  • Description: Flooring: Carpet
  • Level: Second
  • Dimensions: 12 x 11.2
Dining room
  • Description: Built-in Bench
  • Level: First
  • Dimensions: 14.5 x 15.2
Dining room
  • Level: First
  • Dimensions: 8.7 x 6.9
Family room
  • Description: Flooring: Carpet
  • Level: Lower
  • Dimensions: 30 x 9.7
Other
  • Description: Flooring: Tile
  • Level: First
  • Dimensions: 4.9 x 8.6
Other
  • Description: Flooring: Tile
  • Level: Second
  • Dimensions: 4.9 x 7.2
Other
  • Description: Double Vanity; Shower,Flooring: Tile
  • Level: Lower
  • Dimensions: 8.9 x 13.9
Kitchen
  • Description: Granite; Stainless Appls, Dbl Oven; Patio Drs,Flooring: Vinyl
  • Level: First
  • Dimensions: 16 x 10.2
Living room
  • Description: Fireplace, Crown Molding,Flooring: Wood
  • Level: First
  • Dimensions: 13.7 x 27.4
Other
  • Description: Flex Rm; Study; Exercise Rm, Etc.,Flooring: Luxury Vinyl Plank
  • Level: Lower
  • Dimensions: 11.9 x 16.1
Other
  • Description: Multi-Purpose
  • Level: Lower
  • Dimensions: 17.1 x 12.4
Other
  • Description: Laundry Room
  • Level: Lower
  • Dimensions: 13.5 x 9.4
Heating
  • Forced Air
Cooling
  • Central Air
Appliances
  • Included: Dryer, Dishwasher, Disposal, Microwave, Oven, Range, Refrigerator, Washer
  • Laundry: In Basement, Laundry Room
Features
  • Ceiling Fan(s), Separate/Formal Dining Room, Eat-in Kitchen, Main Level Primary, Storage, Natural Woodwork, Walk-In Closet(s), Window Treatments
  • Windows: Blinds
  • Basement: Partially Finished
  • Number of fireplaces: 1
  • Fireplace features: Electric
Interior area
  • Total structure area: 2,190
  • Total interior livable area: 3,439 sqft
  • Finished area above ground: 2,190
  • Finished area below ground: 0
Video & virtual tour

Property

Parking
  • Total spaces: 2
  • Parking features: Detached, Garage, Garage Faces Rear, Garage Door Opener
  • Garage spaces: 2
Features
  • Levels: One and One Half
  • Patio & porch: Covered, Deck, Patio, Porch
  • Exterior features: Deck, Fence, Landscaping, Paved Driveway, Porch, Patio
  • Fencing: Yard Fenced
Lot
  • Size: 0.38 Acres
  • Dimensions: 82 x 200
  • Features: Garden
Details
  • Additional structures: Garage(s), Shed(s), Gazebo
  • Parcel number: 101811701013000004
  • Zoning: Residential
  • Zoning description: Residential

Construction

Type & style
  • Home type: SingleFamily
  • Architectural style: One and One Half Story
  • Property subtype: Single Family Residence
Materials
  • Wood Siding, Frame
  • Foundation: Poured
Condition
  • Resale
  • New construction: No
  • Year built: 1900

Utilities & green energy

  • Sewer: Public Sewer
  • Water: Connected, Public

Community & HOA

HOA
  • Has HOA: No
Location
  • Region: Charlestown

Financial & listing details

  • Price per square foot: $112/sqft
  • Tax assessed value: $310,300
  • Annual tax amount: $2,447
  • Date on market: 9/19/2025
  • Listing terms: Conventional,FHA,USDA Loan,VA Loan
  • Road surface type: Paved

Open house

  • Sun, Oct 5

    2:00 PM - 4:00 PM