More space, more style, and more to love—this rare coastal retreat is unlike anything else on the market. Exquisitely furnished and boasting over 300 square feet more than most other two-bedroom residence in the building, this elegant coastal retreat stands in a class of its own. As the only two-bedroom unit featuring a separate bunk room, it offers unparalleled space, enhanced privacy, and elevated appeal for both discerning guests and high-yield vacation rentals. Whether you're seeking a serene personal sanctuary or a proven income-producing asset, this property delivers on every front—generating an impressive $108,886 in rental income in 2024 alone. Perfectly positioned on the ground floor for effortless access after sun-soaked days at the beach, the residence is ideally tucked away from the pool area, offering an added layer of peace and privacy. As a coveted corner unit, it enjoys convenient proximity to the parking area, making luggage and grocery drop-offs a breeze. One assigned garage parking space is also included for added ease. Step inside to discover an airy, open-concept living space that flows seamlessly into a sleek, modern kitchen—ideal for entertaining or relaxed evenings in. Beyond, a generous private patio invites alfresco dining, sunset cocktails, and coastal gatherings. The oversized primary suite is a sanctuary unto itself, evoking spa-like serenity with a soaking tub, walk-in shower, and dual vanities. Meanwhile, the separate bunk room offers a clever solution for families, allowing little ones to stay close without compromising the second bedroom’s tranquility. Additional thoughtful features include expansive closets, a full utility room with a sink, low monthly HOA dues, and a suite of premium, resort-style amenities. From a grand lobby welcome to a sparkling pool, tennis courts, and exclusive beach access—with beach chair service just steps away—every detail is designed for effortless, elevated living. Whether expanding your portfolio or em
For sale
Price cut: $20K (8/18)
$1,179,000
1048 Highway 98 #106, Destin, FL 32541
2beds
1,672sqft
Est.:
Condominium
Built in 2004
-- sqft lot
$-- Zestimate®
$705/sqft
$1,100/mo HOA
What's special
Tennis courtsExclusive beach accessGenerous private patioSparkling poolSeparate bunk roomOversized primary suiteSoaking tub
- 142 days
- on Zillow |
- 309 |
- 6 |
Zillow last checked: 7 hours ago
Listing updated: August 18, 2025 at 05:21pm
Listed by:
Amber Jernigan 850-633-9009,
KELLER WILLIAMS REALTY GULF COAST,
Taylor Jernigan 850-292-3500,
KELLER WILLIAMS REALTY GULF COAST
Source: PAR,MLS#: 662116

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Bedroom
- Level: First
- Area: 187
- Dimensions: 17 x 11
Kitchen
- Level: First
- Area: 108
- Dimensions: 12 x 9
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Electric Water Heater
- Laundry: Laundry Room
Features
- Flooring: Tile, Laminate
- Has basement: No
Interior area
- Total structure area: 1,672
- Total interior livable area: 1,672 sqft
Property
Features
- Levels: One
- Stories: 1
- Exterior features: Balcony
- Has private pool: Yes
- Pool features: In Ground, Pool/Spa Combo, Community
- Has spa: Yes
- Spa features: Heated
- Has view: Yes
- View description: Gulf, Water
- Has water view: Yes
- Water view: Gulf, Water
- Waterfront features: Gulf, Waterfront, Beach Access, Beach
Lot
- Size: 0.37 Acres
Details
- Parcel number: 002s22231700ph0106
- Zoning description: City,Res Multi
Construction
Type & style
- Home type: Condo
- Architectural style: Contemporary
- Property subtype: Condominium
Materials
- Concrete
- Foundation: Slab
- Roof: Metal
Condition
- Resale
- New construction: No
- Year built: 2004
Utilities & green energy
- Electric: Circuit Breakers
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Gated, Picnic Area
- Subdivision: None
HOA
- Has HOA: Yes
- Services included: Association, Deed Restrictions, Electricity, Maintenance Grounds, Maintenance, Management, Recreation Facility, Trash, Water/Sewer
- HOA fee: $13,200 annually
Location
- Region: Destin
Financial & listing details
- Price per square foot: $705/sqft
- Tax assessed value: $920,000
- Annual tax amount: $10,899
- Price range: $1.2M - $1.2M
- Date on market: 4/7/2025
- Cumulative days on market: 142 days
- Road surface type: Paved
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