Welcome to 10498 Bay State, a Well-Designed 4-Bedroom 3-Bath 3-Car Garage Home with Private Home office, Workshop in Garage and HEATED POOL on a DOUBLE X ZONE LOT in the highly desired Gulf Access community, South Gulf Cove! This property is located on a rare double lot that backs to a greenbelt, offers sunrise views from your Lanai, and offers unobstructed views of the Santa Cruz Waterway from your pool and backyard. With nearly 2,700 square feet of living space, this home offers plenty of room for family and guests, and a possible in-law suite for those looking for multi-generational home options. The foyer is welcoming, with ample space for a book nook or console table and leads to 2 Guest Rooms that share a Full Bath and Linen Closet. Across the hall, you’ll be pleasantly surprised to find a very large Laundry Room with Cabinets and Storage, adjacent to an En-Suite / In-Law Suite with Full Bath and Walk In Closet. Proceed to the main living spaces, your Kitchen features a large island with Bar Height seating, lots of cabinets, farmhouse sink, and built in shelving in the WALK-IN Pantry. The Living Room and Dining Room flank the Kitchen and Breakfast nook, maintaining a seamless flow for conversations and natural light. But wait, there’s more! The frosted glass French Doors open to a Home Office / Study, with quick access through the living rooms sliders to the Lanai and Pool Deck. The Primary Bedroom is generous in size and offers a complete En Suite with Dual Sinks, Garden Tub, and large Walk In Closet. The home boasts a host of recent updates, including a new roof and new HVAC system, providing peace of mind and energy efficiency. The property is also located in an X Flood Zone, meaning no flood insurance is required! For those with furry friends, the fenced dog run offers a safe and secure space to play. The 3-car garage is a true standout, featuring mini split AC system, workbench, overhead lighting and retractable extension cord, as well as built-in storage components – making it an ideal space for projects and hobbies. This property is ideally situated just minutes from several public boat ramps, providing easy access to the community’s waterways, the Intracoastal Waterway, and the Gulf. Whether you’re an avid boater or just love coastal living, you’ll find everything you need right at your doorstep. You’re only 15 minutes drive to Gulf Beaches, world-class fishing, 99 holes of golf, shopping, dining, and the Tampa Bay Rays' Spring training facility! Enjoy the benefits of an optional HOA at just $120 per year, minimal deed restrictions, and several pocket parks and walking paths, providing flexibility while still enjoying the community’s perks. Whether you’re seeking a peaceful retreat, investment property or a home with room to grow, this property has it all. Don’t miss out – schedule your showing today and make this paradise yours!
For sale
Price cut: $50K (6/19)
$599,999
10498 Bay State Dr, Pt Charlotte, FL 33981
4beds
2,685sqft
Est.:
Single Family Residence
Built in 2016
0.48 Acres Lot
$-- Zestimate®
$223/sqft
$10/mo HOA
What's special
Workshop in garageHeated poolLarge laundry roomPrivate home officeFenced dog runBuilt-in storage componentsRetractable extension cord
- 151 days
- on Zillow |
- 399 |
- 18 |
Zillow last checked: 7 hours ago
Listing updated: June 19, 2025 at 07:13am
Listing Provided by:
Denise Heath 941-525-2250,
EXP REALTY LLC 888-883-8509,
Jay Heath 302-388-1911,
EXP REALTY LLC
Source: Stellar MLS,MLS#: D6141174
Originating MLS: Sarasota - Manatee

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Den/Library/Office, Utility Room
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 308.8 Square Feet
- Dimensions: 16x19.3
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 156.25 Square Feet
- Dimensions: 12.5x12.5
Bedroom 3
- Features: Built-in Closet
- Level: First
- Area: 158.27 Square Feet
- Dimensions: 11.9x13.3
Bedroom 4
- Features: Walk-In Closet(s)
- Level: First
Primary bathroom
- Features: Dual Sinks, En Suite Bathroom, Water Closet/Priv Toilet, Walk-In Closet(s)
- Level: First
- Area: 158.73 Square Feet
- Dimensions: 14.3x11.1
Balcony porch lanai
- Level: First
- Area: 130 Square Feet
- Dimensions: 10x13
Den
- Level: First
- Area: 144.06 Square Feet
- Dimensions: 9.8x14.7
Dinette
- Level: First
Dining room
- Level: First
Kitchen
- Features: Built-in Closet
- Level: First
- Area: 273 Square Feet
- Dimensions: 18.2x15
Living room
- Level: First
- Area: 325.36 Square Feet
- Dimensions: 19.6x16.6
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Ceiling Fan(s), Eating Space In Kitchen, Open Floorplan, Split Bedroom, Walk-In Closet(s), In-Law Floorplan
- Flooring: Carpet, Ceramic Tile, Engineered Hardwood
- Doors: Sliding Doors
- Windows: Hurricane Shutters, Hurricane Shutters/Windows
- Has fireplace: No
Interior area
- Total structure area: 3,478
- Total interior livable area: 2,685 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Driveway, Garage Door Opener, Workshop in Garage
- Attached garage spaces: 3
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 20x30
Features
- Levels: One
- Stories: 1
- Exterior features: Dog Run, Garden, Private Mailbox, Rain Gutters
- Has private pool: Yes
- Pool features: Gunite, In Ground, Indoor, Lighting
- Spa features: In Ground
- Fencing: Vinyl
- Has view: Yes
- View description: Park/Greenbelt, Pool, Trees/Woods, Water
- Water view: Water
Lot
- Size: 0.48 Acres
- Features: Greenbelt, Near Marina
Details
- Parcel number: 412129454010
- Zoning: RSF3.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stone, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 2016
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Electricity Connected, Fiber Optics, Mini Sewer, Public, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Community Boat Ramp, Public Boat Ramp, Water Access, Deed Restrictions, Park, Playground, Sidewalks
- Security: Smoke Detector(s)
- Subdivision: PORT CHARLOTTE SEC 085
HOA
- Has HOA: Yes
- Amenities included: Clubhouse, Recreation Facilities
- Services included: Recreational Facilities
- HOA fee: $10 monthly
- HOA name: President
- HOA phone: 941-404-8080
- Pet fee: $0 monthly
Location
- Region: Pt Charlotte
Financial & listing details
- Price per square foot: $223/sqft
- Tax assessed value: $502,967
- Annual tax amount: $5,413
- Date on market: 3/16/2025
- Listing terms: Cash,Conventional,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved, Asphalt
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