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Sold for $540,000 on 10/23/25
  • $540,000

    109 Calvert Rd, Stevensville, MD 21666

    3beds
    1,617sqft
    Single Family Residence
    Built in 1986
    0.35 Acres Lot
    $542,300 Zestimate®
    $334/sqft
    $2,604 Estimated rent

    Home value

    $542,300

    $499,000 - $591,000

    $2,604/mo

    Zestimate® history
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    What's special

    Welcome to this beautifully maintained 3-bedroom, 2-bathroom rancher in the sought-after waterfront community of Tower Gardens. This move-in ready home offers comfort, efficiency, and exceptional amenities both inside and out. The spacious floor plan features a freshly painted interior and brand-new carpet in the bedrooms. The open living areas flow seamlessly, making it perfect for everyday living and entertaining. An extremely efficient geothermal heating and cooling system, along with an encapsulated crawlspace, ensures year-round comfort and low energy bills. An attached two-car garage and a large custom workshop provide plenty of storage and space for hobbies or projects. Or turn the workshop into a home gym or finish it off for additional living space! The possibilities are endless! The attic space above the garage also provides plenty of storage space which allows the garage space to stay open for your vehicles or boat! The exterior is equally impressive. Enjoy outdoor living on the low-maintenance composite deck while overlooking the fully fenced backyard—ideal for gatherings, pets, and play. Living in Tower Gardens means more than just a home—it’s a lifestyle. Residents enjoy a community recreation lot with a baseball field and playground, as well as a separate waterfront lot featuring a pier and boat ramp, just a short walk from your doorstep. Launch your boat, fish or crab from the pier, or take in stunning sunsets over the water at your leisure. With features like geothermal heating and cooling, a propane generator, a fully fenced backyard, water conditioning system, attic storage, composite deck, and a spacious custom workshop, this home offers an array of upgrades rarely found in today’s new construction. Why wait for a build—and pay a premium for every extra—when you can enjoy all of these valuable improvements now, in a home that’s ready for you today? With its combination of thoughtful updates, spacious workshop, efficient systems, and meticulous maintenance, this property offers a rare opportunity to enjoy both comfort and convenience in a water-oriented neighborhood. Schedule your showing today and discover why this home is the perfect blend of coastal charm and everyday practicality.

    Zillow last checked: 8 hours ago

    Listing updated: December 10, 2025 at 09:09am

    Listed by:

    David Dauses 443-994-4180,

    Coldwell Banker Waterman Realty

    Bought with:

    Wendy Oliver, 17673

    Coldwell Banker Realty

    Source: Bright MLS,MLS#: MDQA2014818MLS Logo

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 3
    • Bathrooms: 2
    • Full bathrooms: 2
    • Main level bathrooms: 2
    • Main level bedrooms: 3
    Bedroom 1
    • Level: Main
    Bedroom 2
    • Level: Main
    Bedroom 3
    • Level: Main
    Bathroom 1
    • Level: Main
    Bathroom 2
    • Level: Main
    Dining room
    • Level: Main
    Family room
    • Level: Main
    Kitchen
    • Level: Main
    Laundry
    • Level: Main
    Workshop
    • Level: Main
    Heating
    • Central, Geothermal
    Cooling
    • Central Air, Geothermal, Electric
    Appliances
    • Included: Electric Water Heater, Water Heater
    • Laundry: Main Level, Washer In Unit, Dryer In Unit, Laundry Room
    Features
    • Has basement: No
    • Has fireplace: No
    Interior area
    • Total structure area: 1,617
    • Total interior livable area: 1,617 sqft
    • Finished area above ground: 1,617
    • Finished area below ground: 0

    Property

    Parking
    • Total spaces: 6
    • Parking features: Storage, Built In, Covered, Garage Faces Front, Garage Door Opener, Inside Entrance, Oversized, Asphalt, Attached, Driveway, Off Street, On Street
    • Attached garage spaces: 2
    • Uncovered spaces: 4
    • Details: Garage Sqft: 1052
    Accessibility
    • Accessibility features: Other
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Deck, Porch
    • Exterior features: Flood Lights, Storage, Other
    • Pool features: None
    • Fencing: Vinyl,Privacy
    • Waterfront features: Fishing Allowed, River
    • Body of water: Chesapeake Bay
    Lot
    • Size: 0.35 Acres
    Details
    • Additional structures: Above Grade, Below Grade
    • Parcel number: 1804094948
    • Zoning: NC-1
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch/Rambler
    • Property subtype: Single Family Residence
    Materials
    • Combination
    • Foundation: Block, Crawl Space
    • Roof: Architectural Shingle,Asphalt
    Condition
    • Excellent
    • New construction: No
    • Year built: 1986
    • Major remodel year: 2002

    Utilities & green energy

    • Sewer: Public Sewer
    • Water: Private, Well
    • Utilities for property: Cable Connected, Propane, Electricity Available, Broadband
    Green energy
    • Energy efficient items: HVAC

    Community & neighborhood

    Location
    • Region: Stevensville
    • Subdivision: Tower Gardens

    HOA & financial

    HOA
    • Has HOA: Yes
    • HOA fee: $150 annually
    • Amenities included: Baseball Field, Boat Ramp, Common Grounds, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
    • Services included: Pier/Dock Maintenance, Recreation Facility
    • Association name: TOWER GARDENS ON THE BAY

    Other

    Other facts
    • Listing agreement: Exclusive Right To Sell
    • Ownership: Fee Simple

    Price history

    DateEventPrice
    10/23/2025Sold$540,000+0.5%$334/sqft
    Source: Bright MLS #MDQA2014818
    9/16/2025Pending sale$537,500$332/sqft
    Source: Bright MLS #MDQA2014818
    9/9/2025Listed for sale$537,500+156%$332/sqft
    Source: Bright MLS #MDQA2014818
    11/2/2011Sold$210,000-6.6%$130/sqft
    Source: Public Record
    9/1/2011Listed for sale$224,900$139/sqft
    Source: Home Selling Assistance Plus, LLC

    Public tax history

    YearProperty taxesTax assessment
    2025$3,838 +8.2%$407,400 +8.2%
    2024$3,546 +9%$376,400 +9%
    2023$3,254 +1.5%$345,400

    Find assessor info on the county website

    Neighborhood: 21666

    Nearby schools

    GreatSchools rating
    Schools provided by the listing agent
    • District: Queen Anne's County Public Schools

    Source: Bright MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.

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