From the moment you arrive, this home makes an impression that lingers. It is warm, inviting, and completely original, offering the kind of soul and craftsmanship you simply cannot recreate in a newer build. Every detail feels cared for, from the exposed wood beams that stretch across the vaulted great room to the brand-new roof that brings peace of mind for years to come. Fresh decking wraps the home in outdoor living spaces that invite you outside in every season. The covered front porch welcomes you in, but the real magic unfolds out back. Both south-facing decks have a view of the water, where sunlight filters through the trees and a wooded backyard provides peaceful privacy. The main deck is ideal for entertaining or simply soaking in the view, while the private owner's deck offers a quiet retreat to unwind. Residents of Harbor Village enjoy exclusive access to the private lake for fishing, kayaking, and quiet evenings by the water. The neighborhood itself is tucked away for a secluded feel yet just minutes from quick interstate access, keeping your commute easy without giving up serenity. Inside, the vaulted great room glows with soft natural light, where warm wood tones and a stone fireplace create a cozy backdrop for everyday living. The open kitchen and dining area make gatherings effortless, while a first-floor bedroom with a walk-in shower adds comfort and flexibility. Upstairs, two bright bedrooms share a Jack-and-Jill bath, offering privacy and convenience for family or guests. The primary suite feels like a retreat all its own, accessed by a private staircase and designed for rest and renewal. Wake up to coffee overlooking the peaceful lake, unwind in the soaking tub, and enjoy the adjoining flex space that can serve as an office, nursery, creative space, or reading nook. On the main level, two additional living spaces offer room to stretch out and live comfortably. The cheerful all-season sunroom off the kitchen fills with light and opens to the backyard, while a spacious bonus room between the living area and garage is perfect for a playroom, hobbies, workouts, or movie nights. The oversized garage includes a built-in workbench and plenty of extra storage for tools, gear, and weekend projects. Distinctive, welcoming, and full of life, this home stands apart. It is not just a place to live. It is a place to love.
Contingent
$437,500
109 Harbor Side Ct, Georgetown, KY 40324
4beds
3,255sqft
Est.:
Single Family Residence
Built in 1991
0.35 Acres Lot
$425,500 Zestimate®
$134/sqft
$27/mo HOA
What's special
Stone fireplaceBrand-new roofFresh deckingWooded backyardFlex spaceCovered front porchAll-season sunroom
- 33 days |
- 2,311 |
- 136 |
Zillow last checked: 8 hours ago
Listing updated: December 03, 2025 at 05:55am
Listed by:
Kennedy Konshak 859-324-0877,
Bluegrass Properties Group
Source: Imagine MLS,MLS#: 25505365
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Description: Private staircase to expansive full suite complete with full bath with tile shower and bathtub, large walk-in closet, plus a sitting area and a separate flex room for office, nursery, creative space, or reading nook. Could also be converted into another large walk-in closet.
- Level: Second
Bedroom 2
- Description: First floor bedroom with ensuite bath
- Level: First
Bedroom 3
- Description: Upstairs with ensuite jack and jill full bathroom with shower
- Level: First
Bedroom 4
- Description: Upstairs with ensuite jack and jill full bathroom with shower
- Level: Second
Primary bathroom
- Description: Private with primary suite. Great storage space plus tiled shower with bench, and soaking tub.
- Level: Second
Bathroom 2
- Description: Full Bath with shower serves as guest bath and ensuite to main floor bedroom.
- Level: First
Bathroom 3
- Description: Jack and Jill bathroom for bedrooms 3 & 4
- Level: Second
Bonus room
- Description: Cheerful south-facing sunroom perfect for any use you can imagine!
- Level: First
Bonus room
- Description: A second large bonus area, located between the garage and living room that could serve a variety of fun options!
- Level: First
Dining room
- Description: Open dining area next to kitchen and adjacent to great room
- Level: First
Foyer
- Description: Welcoming and bright transition space into this beautiful home!
- Level: First
Great room
- Description: Gorgeous vaulted ceiling with wood beams and stone wood-burning fireplace
- Level: First
Kitchen
- Description: Open kitchen with island and bar seating
- Level: First
Other
- Description: Off of primary bedroom
- Level: Second
Heating
- Electric, Heat Pump, Zoned
Cooling
- Electric, Heat Pump, Zoned
Appliances
- Included: Dishwasher, Microwave, Refrigerator, Range
- Laundry: Main Level
Features
- Breakfast Bar, Entrance Foyer, Walk-In Closet(s), Ceiling Fan(s), Soaking Tub
- Flooring: Carpet, Hardwood, Laminate, Tile
- Doors: Storm Door(s)
- Basement: Crawl Space
- Number of fireplaces: 1
- Fireplace features: Great Room, Wood Burning
Interior area
- Total structure area: 3,255
- Total interior livable area: 3,255 sqft
- Finished area above ground: 3,255
- Finished area below ground: 0
Property
Parking
- Total spaces: 2
- Parking features: Attached Garage, Driveway, Garage Door Opener
- Garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: One and One Half
- Has view: Yes
- View description: Trees/Woods, Lake, Water
- Has water view: Yes
- Water view: Lake,Water
- Body of water: Other
Lot
- Size: 0.35 Acres
- Features: Landscaped, Wooded, Many Trees
Details
- Parcel number: 15930020.000
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- HardiPlank Type, Stone, Vinyl Siding, Wood Siding
- Foundation: Concrete Perimeter
- Roof: Membrane,Dimensional Style
Condition
- Year built: 1991
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Features: Park
- Security: Security System Owned
- Subdivision: Harbor Village
HOA
- Has HOA: Yes
- Amenities included: Other, Playground
- Services included: Maintenance Grounds
- HOA fee: $80 quarterly
Location
- Region: Georgetown
Financial & listing details
- Price per square foot: $134/sqft
- Tax assessed value: $307,000
- Annual tax amount: $2,664
- Date on market: 11/6/2025
Estimated market value
$425,500
$404,000 - $447,000
$2,743/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/3/2025 | Contingent | $437,500$134/sqft |
Source: | ||
| 11/6/2025 | Listed for sale | $437,500+16.7%$134/sqft |
Source: | ||
| 5/11/2022 | Sold | $375,000-1.3%$115/sqft |
Source: | ||
| 4/6/2022 | Pending sale | $380,000$117/sqft |
Source: | ||
| 4/1/2022 | Listed for sale | $380,000+2.7%$117/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2022 | $2,664 +4.7% | $307,000 +5.9% |
| 2021 | $2,543 +810.6% | $290,000 +3.8% |
| 2017 | $279 -87.1% | $279,290 |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$2,124/mo
Principal & interest
$1696
Property taxes
$248
Other costs
$180
Climate risks
Neighborhood: 40324
Nearby schools
GreatSchools rating
- 7/10Northern Elementary SchoolGrades: K-5Distance: 1.9 mi
- 8/10Scott County Middle SchoolGrades: 6-8Distance: 5.3 mi
- 6/10Scott County High SchoolGrades: 9-12Distance: 5.2 mi
Schools provided by the listing agent
- Elementary: Northern
- Middle: Scott Co
- High: Scott Co
Source: Imagine MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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