Tucked away in the serene Lakes at Summer Breeze community, this charming three-bedroom, plus den, two-and-a-half-bath home combines refined living with coastal charm, all within walking distance of the beach. With peaceful lakefront views and a peekaboo glimpse of the gulf, this property offers a tranquil retreat. The spacious, open-concept main floor is perfect for entertaining, featuring high ceilings, crown molding, granite countertops, and a cozy gas fireplace. A versatile fourth bedroom or sitting room, along with a convenient half bath, completes the first level. Upstairs, the master suite offers a private balcony overlooking the lake, a serene sanctuary to begin or end your day. Two guest bedrooms open to a shared balcony, perfect for enjoying the vibrant neighborhood.Thoughtfully designed with modern amenities, the home includes surround-sound wiring, a tankless water heater, and a screened porch leading to a back deck ideal for gatherings. An outdoor shower adds convenience for beach days, blending practicality with charm. With its tranquil setting, and proximity to the beach, this home offers a perfect blend of comfort and coastal living. Whether as a full-time residence or a second home, this property is an exceptional opportunity to enjoy the beauty and lifestyle of Lakes at Summer Breeze.
Sold for $680,000 on 06/03/25
$680,000
109 Smugglers Cove Ct, Panama City Beach, FL 32413
3beds
2,246sqft
Single Family Residence
Built in 2003
3,920.4 Square Feet Lot
$679,500 Zestimate®
$303/sqft
$2,716 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: June 03, 2025 at 01:27pm
Listed by:
Matthew B McGuire 850-276-0947,
Scenic Sotheby's International Realty
Bought with:
Regina M Kukla
EXP Realty LLC
Source: CPAR,MLS#: 767556
Originating MLS: Emerald Coast Association of REALTORS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Second
- Area: 254.38
- Dimensions: 15.8 x 16.1
Bedroom
- Level: Second
- Area: 138
- Dimensions: 10 x 13.8
Bedroom
- Level: Second
- Area: 130
- Dimensions: 10 x 13
Den
- Level: First
- Area: 125.43
- Dimensions: 11.1 x 11.3
Kitchen
- Level: First
- Area: 148.8
- Dimensions: 12 x 12.4
Living room
- Description: Living/Dining Room
- Level: First
- Area: 507.78
- Dimensions: 27.9 x 18.2
Heating
- Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Gas Oven, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
Features
- High Ceilings, Recessed Lighting
- Has fireplace: Yes
- Fireplace features: Gas
- Furnished: Yes
Interior area
- Total interior livable area: 2,246 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Driveway, Garage, Garage Door Opener, Paver Block
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Patio & porch: Balcony, Covered, Porch, Screened
- Exterior features: Balcony, Sprinkler/Irrigation, Outdoor Shower, Porch
- Pool features: None
- Fencing: Partial
- Has view: Yes
- View description: Gulf, Lake
- Has water view: Yes
- Water view: Gulf,Lake
- Waterfront features: Lake, Lake Front, Waterfront
- Frontage length: 55'
Lot
- Size: 3,920 sqft
- Dimensions: 55 x 74 x 56 x 73
- Features: Landscaped, Waterfront
Details
- Parcel number: 38333050575
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Stucco
- Foundation: Slab
- Roof: Metal
Condition
- Year built: 2003
Utilities & green energy
- Utilities for property: Cable Available
Community & neighborhood
Community
- Community features: Curbs, Gutter(s), Sidewalks
Location
- Region: Panama City Beach
- Subdivision: Lakes At Summer Breeze
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $400 annually
- Services included: Legal/Accounting
Services availability

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