Located in the private beachfront community of Cove Point, this charming 3-bedroom, 2-bath home offers laid-back coastal living just steps from the Chesapeake Bay. Spend your mornings walking the beach, hunting for fossils, or just enjoying the sound of the waves nearby. The home offers 1,767 square feet of comfortable living space, with thoughtful updates that bring modern convenience while keeping its relaxed, beach-house character. It’s the kind of place that feels like a true escape—but still close to local shops, restaurants, and everything you need. And while it feels a world away, Cove Point is just about 90 minutes from Washington, D.C., making it an ideal weekend retreat or full-time home for anyone looking to stay connected to the city while living by the water. Please note: The septic system is functional, but water enters the drainfield during higher tide.
For sale
$385,000
10984 Elm Dr, Lusby, MD 20657
3beds
1,767sqft
Est.:
Single Family Residence
Built in 1940
7,500 Square Feet Lot
$395,200 Zestimate®
$218/sqft
$-- HOA
What's special
- 4 days
- on Zillow |
- 1,044 |
- 87 |
Likely to sell faster than
Zillow last checked: 7 hours ago
Listing updated: July 29, 2025 at 11:23pm
Listed by:
Robert Schou 443-926-6156,
EXP Realty, LLC 8888607369
Source: Bright MLS,MLS#: MDCA2022362

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Basement
- Area: 0
Heating
- Forced Air, Oil
Cooling
- Heat Pump, Electric
Appliances
- Included: Electric Water Heater
Features
- Has basement: No
- Number of fireplaces: 1
Interior area
- Total structure area: 1,767
- Total interior livable area: 1,767 sqft
- Finished area above ground: 1,767
- Finished area below ground: 0
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: One
- Stories: 1
- Pool features: None
Lot
- Size: 7,500 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 0501035398
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Cottage
- Property subtype: Single Family Residence
Materials
- Block, Vinyl Siding, Stick Built
- Foundation: Block
Condition
- New construction: No
- Year built: 1940
Utilities & green energy
- Sewer: Septic Exists
- Water: Well-Shared
Community & HOA
Community
- Subdivision: Cove Point
HOA
- Has HOA: No
Location
- Region: Lusby
Financial & listing details
- Price per square foot: $218/sqft
- Tax assessed value: $272,233
- Annual tax amount: $2,937
- Date on market: 7/30/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
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