Ultimate Island escape to Duck Key! This impressive 1,974-square-foot home offers the perfect balance of tropical charm, nestled on an expansive 3 lot property totaling 21,875 sq ft. Step inside to an inviting open floor plan, perfectly designed for entertaining family and friends. The main living area flows effortlessly into an additional living room with a bar, creating a versatile space for gatherings. A cozy fireplace adds warmth and ambiance, making this home a comfortable retreat year-round. Home offers 3 bedroom and 2 bathrooms. Outdoor oasis complete with a concrete pool with both a heater and chiller takes center stage in the beautifully landscaped yard, offering year-round enjoyment. Relax under the tiki hut, the perfect spot for sunset cocktails or shaded afternoons. A circular driveway and 3-car garage provide ample parking and storage for vehicles and water toys alike. Owner has a flood policy that is assumable. Duck Key is an exclusive and welcoming community where golf carts are a common mode of transportation. Enjoy a short ride to local attractions like Angler and Ale, Hawks Cay Marina, and the luxurious Hawks Cay Resort. For even more perks, consider joining Club Duck Key, which offers a pool, hot tub, tennis and pickleball courts, social events, and a clubhouse with a full kitchen for an annual membership fee. Short drive from Marathon, where you'll find grocery stores, restaurants, and other essential conveniences. Just over a hour drive to Key West and 2 hours to Miami. Don't miss your opportunity to own on Duck Key!
Under contract
$825,000
1103 S Indies Dr, Duck Key, FL 33050
3beds
1,974sqft
Est.:
Single Family Residence
Built in 1971
0.32 Acres Lot
$776,400 Zestimate®
$418/sqft
$-- HOA
What's special
Cozy fireplaceOpen floor planTiki hutCircular drivewayBeautifully landscaped yard
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Zillow last checked: 7 hours ago
Listing updated: August 08, 2025 at 07:47am
Listed by:
Natalie M. Ardis 305-481-3317,
Coldwell Banker Schmitt Real Estate Co.,
Lela Ashkarian 305-395-0814,
Coldwell Banker Schmitt Real Estate Co.
Source: FLKMLS,MLS#: 615207
Originating MLS: Marathon/Lower Keys

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Fireplace(s), Electric
Cooling
- Central Air, Ceiling Fans(s)
Appliances
- Included: Dishwasher, Microwave, Oven, Range, Refrigerator
Features
- Bar, Storage
- Flooring: Tile, Vinyl
- Doors: Sliding Glass Doors
- Windows: Jalousie Windows, Panel
Interior area
- Total interior livable area: 1,974 sqft
Property
Parking
- Parking features: Garage, RV Parking Open, Covered, Off Street, Open, Detached
- Has garage: Yes
- Has uncovered spaces: Yes
Features
- Exterior features: Storage
- Has private pool: Yes
- Pool features: Heated, In Ground, Decked, Concrete
- Water view: None
- Waterfront features: None, Dockage: None
Lot
- Size: 0.32 Acres
- Features: 1/2 - Less Than 1 AC
Details
- Additional structures: Chickee Hut
- Additional parcels included: 00379820000000
- Parcel number: 00379470000000
- Zoning: IS
- Zoning description: Improved Subivision District
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- CBS
- Roof: Metal
Condition
- Year built: 1971
Utilities & green energy
- Electric: Elect Separate Meter
- Sewer: Municipal Sewer, Public Sewer
- Water: Water Separate Meter
- Utilities for property: FKAA, Buyer to Verify, Cable Connected
Community & HOA
Community
- Security: Smoke Detector(s), Patrolled Area
- Subdivision: Toms Harbor (61.0)
HOA
- Has HOA: No
- Services included: None
Location
- Region: Duck Key
Financial & listing details
- Price per square foot: $418/sqft
- Tax assessed value: $790,768
- Annual tax amount: $3,467
- Date on market: 8/8/2025
- Listing terms: No Seller Finance,FHA,VA Loan,Conventional,Cash
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