1104 Zephyr Way, Panama City, FL 32404

This home offers a rare opportunity with a 5.125% assumable VA loan for qualified buyers, allowing you to take advantage of an attractive interest rate and potential savings. Absolutely Stunning & Move-In Ready!Welcome to this beautifully maintained 4-bedroom, 2-bathroom home located in the desirable gated community of Laird Point. From the moment you walk in, you'll be impressed by the raised ceilings, spacious open-concept layout, beautiful electric fireplace with shiplap accent wall and thoughtful updates throughout.The main living area features brand-new LVP flooring, while the kitchen shines with updated quartz countertops and refreshed cabinet hardware. A charming barn-style accent door opens to an additional sitting area--perfect for a home office or cozy retreat. The oversized master suite offers its own private sitting area, ideal for relaxing at the end of the day.Step outside to a large, fully fenced backyard complete with a screened-in patio, providing a great space for entertaining or enjoying quiet mornings.Enjoy the privacy and amenities of Laird Point, including tennis and pickleball courts, scenic walking areas, and breathtaking Bay views--all with low HOA fees.Don't miss your chance to see this exceptional home in person!