PGI WATERFRONT HOME W/QUICK BOATING ACCESS & SOUTHERN REAR EXPOSURE - Set on a quiet, double cul-de-sac street in the heart of Punta Gorda Isles, this 3 bed/2 bath waterfront home is looking for a new owner who wants to start living their Florida dream. With 77 feet of seawall, southern rear exposure, and quick boating access to Charlotte Harbor, the essentials are firmly in place—keep your boat docked in your backyard and reach open water in under 10 minutes. Inside, tile flooring runs throughout the home, providing a the perfect, low maintenance backdrop that’s easy to personalize. The layout includes an L-shaped formal living and dining room plus a separate family room, offering defined yet flexible living spaces. Large windows and multiple sliding glass doors fill the home with natural light and frame views of the pool and canal beyond. The family room is highlighted by soaring cathedral ceilings with exposed wood beams, adding architectural interest and a sense of spaciousness. The kitchen opens to both the family room and breakfast area, creating a practical flow for everyday living. Granite countertops, stainless steel appliances, ample cabinetry, and a built-in desk in the breakfast area provide a practical workspace overlooking the pool and canal. The split-bedroom design allows privacy for owners and guests. The primary suite offers generous space, vaulted ceilings, and an en-suite bath with a dual-sink granite vanity and tiled walk-in shower. The guest rooms share an updated hall bath. Outdoor living is where this property truly shines. The screened lanai features a covered seating area overlooking the large in-ground lap pool with attached spa. Southern rear exposure floods the lanai with sunlight throughout the day, making this an ideal setting for poolside relaxation or quiet evenings outdoors. Beyond the lanai, the dock and seawall place world-class fishing and boating just steps from the back door. The seawall is maintained by the city of Punta Gorda ensuring one less thing to worry about. Additional features include a NEW A/C system (2022), accordion shutters on the lanai for hurricane protection, a screened front entry that allows for tropical cross breezes, and an attached two-car garage with epoxy flooring and added storage. Punta Gorda has an active art & music scene in addition to boating, golf, tennis, pickleball & kayaking clubs. Discover why Punta Gorda is consistently rated as one of the best places to live. Located just minutes from downtown Punta Gorda, Fishermen’s Village, waterfront dining, parks, and more. There's no HOA, but residents may join the Punta Gorda Isles Civic Association which hosts a variety of clubs - name your hobby and there's probably a club or group that's waiting for you. Whether your vision includes boating, fishing, poolside living, or updating over time to suit personal taste, this home provides the location, layout, and waterfront access to build your Florida dream. Make an appointment today.
For sale
$685,000
1119 Via Formia, Punta Gorda, FL 33950
3beds
2,137sqft
Est.:
Single Family Residence
Built in 1986
9,599 Square Feet Lot
$649,300 Zestimate®
$321/sqft
$-- HOA
What's special
Split-bedroom designGranite countertopsUpdated hall bathSeparate family roomWaterfront homeSouthern rear exposureStainless steel appliances
- 1 day |
- 445 |
- 26 |
Likely to sell faster than
Zillow last checked: 8 hours ago
Listing updated: 10 hours ago
Listing Provided by:
Luke Andreae 941-833-4217,
RE/MAX HARBOR REALTY 941-639-8500
Source: Stellar MLS,MLS#: C7519117
Originating MLS: Port Charlotte
Originating MLS: Port Charlotte
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Breakfast Room Separate, Family Room, Dining Room, Living Room, Utility Room
Primary bedroom
- Description: Room6
- Features: Walk-In Closet(s)
- Level: First
- Area: 210 Square Feet
- Dimensions: 14x15
Bedroom 2
- Description: Room8
- Features: Built-in Closet
- Level: First
- Area: 143 Square Feet
- Dimensions: 11x13
Bedroom 3
- Description: Room9
- Features: Built-in Closet
- Level: First
- Area: 182 Square Feet
- Dimensions: 13x14
Primary bathroom
- Description: Room7
- Features: Linen Closet
- Level: First
- Area: 96 Square Feet
- Dimensions: 12x8
Bathroom 2
- Description: Room10
- Level: First
- Area: 50 Square Feet
- Dimensions: 10x5
Balcony porch lanai
- Description: Room13
- Level: First
- Area: 210 Square Feet
- Dimensions: 21x10
Dinette
- Description: Room4
- Level: First
- Area: 88 Square Feet
- Dimensions: 11x8
Dining room
- Description: Room2
- Level: First
- Area: 132 Square Feet
- Dimensions: 12x11
Family room
- Description: Room5
- Level: First
- Area: 221 Square Feet
- Dimensions: 17x13
Foyer
- Description: Room12
- Features: Coat Closet
- Level: First
- Area: 91 Square Feet
- Dimensions: 7x13
Kitchen
- Description: Room3
- Level: First
- Area: 150 Square Feet
- Dimensions: 15x10
Laundry
- Description: Room11
- Features: Storage Closet
- Level: First
- Area: 50 Square Feet
- Dimensions: 10x5
Living room
- Description: Room1
- Level: First
- Area: 247 Square Feet
- Dimensions: 13x19
Heating
- Central, Electric
Cooling
- Central Air
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Split Bedroom, Stone Counters, Walk-In Closet(s)
- Flooring: Tile
- Doors: French Doors, Outdoor Shower, Sliding Doors
- Windows: Blinds, Window Treatments, Hurricane Shutters, Hurricane Shutters/Windows
- Has fireplace: No
Interior area
- Total structure area: 2,889
- Total interior livable area: 2,137 sqft
Property
Parking
- Total spaces: 2
- Parking features: Garage Door Opener
- Attached garage spaces: 2
- Details: Garage Dimensions: 20x20
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Outdoor Shower
- Has private pool: Yes
- Pool features: Gunite, Heated, In Ground, Screen Enclosure
- Has spa: Yes
- Spa features: Heated, In Ground
- Has view: Yes
- View description: Water, Canal
- Has water view: Yes
- Water view: Water,Canal
- Waterfront features: Canal - Saltwater, Bay/Harbor Access, Saltwater Canal Access, Gulf/Ocean Access, River Access, Bridges - Fixed, Seawall
Lot
- Size: 9,599 Square Feet
- Dimensions: 82 x 120 x 77 x 120
- Features: FloodZone, City Lot, Near Golf Course
Details
- Parcel number: 412212380005
- Zoning: GS-3.5
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Tile
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Sewer Connected, Water Connected
Community & HOA
Community
- Features: Special Community Restrictions
- Security: Smoke Detector(s)
- Subdivision: PUNTA GORDA ISLES SEC 08
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Punta Gorda
Financial & listing details
- Price per square foot: $321/sqft
- Tax assessed value: $596,043
- Annual tax amount: $5,650
- Date on market: 12/17/2025
- Cumulative days on market: 1 day
- Listing terms: Cash,Conventional
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
Estimated market value
$649,300
$617,000 - $682,000
$3,090/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/17/2025 | Listed for sale | $685,000$321/sqft |
Source:  Stellar MLS #C7519117 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | $5,650 +4.7% | $304,739 +2.9% |
| 2024 | $5,396 +3.3% | $296,151 +3% |
| 2023 | $5,223 +3.6% | $287,525 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$4,392/mo
Principal & interest
$3250
Property taxes
$902
Home insurance
$240
Climate risks
Neighborhood: 33950
Nearby schools
GreatSchools rating
- 8/10Sallie Jones Elementary SchoolGrades: PK-5Distance: 1.5 mi
- 4/10Punta Gorda Middle SchoolGrades: 6-8Distance: 1.9 mi
- 5/10Charlotte High SchoolGrades: 9-12Distance: 1.7 mi
Schools provided by the listing agent
- Elementary: Sallie Jones Elementary
- Middle: Punta Gorda Middle
- High: Charlotte High
Source: Stellar MLS. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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