1137 Indian Rocks Rd S, Largo, FL 33770

Seller is motivated and NO FLOOD INSURANCE NEEDED!! Beautifully blending character, location, and investment potential, this 3-bedroom, 2-bath home is a standout opportunity in one of Largo’s most desirable areas. Just minutes from the sugar-sand shores of Indian Rocks Beach, Belleair Bluffs, and a short drive to Clearwater and St. Pete, this property sits in a non-flood zone and offers easy access to marinas, waterfront parks, restaurants, shops, and vibrant coastal living. Inside, you’ll find fresh updates with personality—new flooring, interior paint, and a tastefully renovated kitchen with modern finishes that still honor the home’s mid-century modern charm. Both bathrooms retain stunning original tilework that adds unique style and character you won’t find in new construction. The layout is bright and functional, and the home can be sold partially furnished for added convenience. With a completed clear 4-point inspection, this home is ready for its next chapter—whether as a full-time residence, a vacation getaway, or an income-producing short-term rental (low restrictions make that a real option). Plus, buyers who use the seller’s preferred lender will receive a 1% loan cost credit at closing. This is a great opportunity to reduce out-of-pocket expenses or lower your interest rate. If you’re looking for something truly special—an updated home in a prime coastal location with timeless charm and solid value—this is your chance.