BACK ON MARKET AT NO FAULT TO SELLER- INVESTOR ALERT- HAS RENTED AT $4,687K/MONTH- INCOME PRODUCING PROPERTYTucked away in a quiet cul-de-sac in the heart of Old Destin, 1190 Bay Court is a beautifully remodeled 5-bedroom, 4-bath home that offers over 3,000 square feet of versatile living space and backs directly to the scenic Mattie Kelly Nature Preserve and park. With no HOA dues and just a stone's throw from the Bay and Joe's Bayou public dock, the location blends privacy and accessibility. Enjoy being only two miles from HarborWalk Village's restaurants, shops, and entertainment--and a quick drive to multiple beach access points, including Snorkel Beach (5 mins) and Henderson or Beasley Park (10 mins). Designed for flexibility, this two-story home offers two complete living areas each with a full kitchen, laundry, HVAC, water heater, and private entrances.
Upstairs features 3 bedrooms and 2 baths, vaulted 14-foot ceilings, and an open-concept layout filled with natural light. A cozy loft with bay views makes the perfect home office or yoga retreat. Downstairs includes 2 additional bedrooms and 2 baths, fully wheelchair accessible, making it ideal for multigenerational living or a separate rental opportunity.
The list of upgrades is extensive: new flooring, cabinetry, countertops, lighting, fresh paint, and recent 2024 improvements including a brand-new roof, new irrigation pump (well system), 100 amp panel in the barn, and a 50-amp Tesla-ready circuit in the garage. A full home inspection from March 2024 is available upon request.
Step outside to a spacious backyard with room for a pool, garden, and detached workshop. Whether you're entertaining, investing, or simply looking for space to spread out, this home delivers comfort, convenience, and potential- all just minutes from the best of Destin.
Homes like this do not come along very often! A must see.
For sale
$849,000
1190 Bay Ct, Destin, FL 32541
5beds
3,059sqft
Est.:
Single Family Residence
Built in 1998
0.29 Acres Lot
$-- Zestimate®
$278/sqft
$-- HOA
What's special
Room for a poolDetached workshopBrand-new roofSpacious backyardOpen-concept layoutQuiet cul-de-sacNatural light
- 221 days |
- 678 |
- 46 |
Zillow last checked: 8 hours ago
Listing updated: November 30, 2025 at 09:15am
Listed by:
Morgan Palmer 850-699-3401,
Watersound Real Estate,
Angie Gibson 205-586-8700,
Watersound Real Estate
Source: ECAOR,MLS#: 976533
Originating MLS: Emerald Coast
Originating MLS: Emerald CoastTour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Primary bedroom
- Features: MBed Balcony, Tray Ceiling(s), Walk-In Closet(s)
- Level: Second
Primary bathroom
- Features: Double Vanity, Soaking Tub, MBath Separate Shwr, MBath Tile
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Disposal, Freezer, Microwave, Self Cleaning Oven, Refrigerator, Gas Range, Electric Water Heater
- Laundry: Washer/Dryer Hookup
Features
- Cathedral Ceiling(s), Crown Molding, Ceiling Tray/Cofferd, Lock Out, Split Bedroom, Bedroom, Den, Dining Room, Family Room, Kitchen, Master Bedroom
- Flooring: Tile, Vinyl
- Has fireplace: Yes
- Fireplace features: Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 3,059
- Total interior livable area: 3,059 sqft
Video & virtual tour
Property
Parking
- Total spaces: 8
- Parking features: Boat, Detached Carport, Garage, Attached, Oversized, RV Access/Parking, Garage Door Opener
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Levels: Split Level
- Stories: 2
- Patio & porch: Deck Covered
- Exterior features: Balcony, Barbecue
- Pool features: None
- Fencing: Partial,Privacy
Lot
- Size: 0.29 Acres
- Dimensions: 70 x 180
- Features: Flood Insurance Req, Sidewalk, Survey Available, Within 1/2 Mile to Water
Details
- Additional structures: Barn(s), Storage
- Parcel number: 002S223088000A0080
- Zoning description: Resid Single Family
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Stucco
- Foundation: Slab
- Roof: Roof Dimensional Shg
Condition
- Construction Complete
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Natural Gas Connected
Community & HOA
Community
- Subdivision: Bayview Manor 1st Addlot 8 Blk A
Location
- Region: Destin
Financial & listing details
- Price per square foot: $278/sqft
- Tax assessed value: $599,822
- Annual tax amount: $7,105
- Date on market: 5/16/2025
- Cumulative days on market: 257 days
- Listing terms: Conventional,FHA,VA Loan
- Electric utility on property: Yes
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 11/28/2025 | Listed for sale | $849,000$278/sqft |
Source:  ECAOR #976533 Report a problem | ||
| 11/21/2025 | Pending sale | $849,000$278/sqft |
Source: ECAOR #976533 Report a problem | ||
| 5/16/2025 | Listed for sale | $849,000-2.4%$278/sqft |
Source: ECAOR #976533 Report a problem | ||
| 5/16/2025 | Listing removed | $4,500$1/sqft |
Source: Zillow Rentals Report a problem | ||
| 5/1/2025 | Listed for rent | $4,500+13.9%$1/sqft |
Source: Zillow Rentals Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $7,106 +1.6% | $599,822 +2.4% |
| 2023 | $6,996 +5.7% | $585,655 +6.6% |
| 2022 | $6,621 +23.6% | $549,459 +27.2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$5,229/mo
Principal & interest
$4062
Property taxes
$870
Home insurance
$297
Climate risks
Neighborhood: 32541
Nearby schools
GreatSchools rating
- 10/10Destin Elementary SchoolGrades: PK-4Distance: 0.6 mi
- 8/10Destin Middle SchoolGrades: 5-8Distance: 4.2 mi
- 5/10Fort Walton Beach High SchoolGrades: 9-12Distance: 8.6 mi
Schools provided by the listing agent
- Elementary: Destin
- Middle: Destin
- High: Destin
Source: ECAOR. This data may not be complete. We recommend contacting the local school district to confirm school assignments for this home.
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