12 Concord Pl, Havre De Grace, MD 21078

Experience luxury without the upkeep in this beautifully updated waterfront townhome, nestled within an exclusive gated community of just 15 homes in the charming town of Havre de Grace. Offering breathtaking panoramic views of the Susquehanna River, this residence includes a private boat slip (20’ x 45’) for effortless access to the water — perfect for boating, kayaking, or simply relaxing by the water. Located just blocks away from the Concord Point Lighthouse and downtown Havre De Grace, this home offers front-row access to local events, waterfront fireworks, sailboat races, boutique shopping, dining, and the charming small-town atmosphere that makes Havre de Grace such a beloved destination. Inside, refined craftsmanship meets modern convenience. The gourmet kitchen is a chef’s dream, featuring a Wolf 6-burner gas range, Jenn-Air stainless steel appliances, under-cabinet lighting, a large center island with granite counters, and ample space for cooking and entertaining. Updated hardwood floors flow through the open-concept living areas, where a cozy gas fireplace and expansive windows bring warmth and water views to everyday life. Dual-level Trex decks on both sides of the home offer unmatched outdoor living and entertaining spaces. The luxurious owner’s suite boasts vaulted ceilings with skylights, a private deck, and a spa-like en suite bath with a spacious walk-in shower. The guest bedroom features a private balcony overlooking the water. A third-floor loft includes a full bath with shower/tub combo and can easily serve as a bedroom, home office, or creative studio — all with stunning water views. Additional features include a natural gas tankless water heater, Hardie Board siding , and a two-car covered carport with a large attached storage shed. Enjoy peace of mind with low HOA fees, strong capital reserves, and well-managed community services. Located just minutes from I-95, Aberdeen Proving Ground (APG), and the Amtrak train station, this home offers seamless access to major cities, government and tech employers, schools, and international airports — all while maintaining a quiet, water- oriented pace of life. Flood insurance is affordable and transferable to the new owner. This isn’t just a home — it’s a lifestyle of beauty, convenience, and year-round enjoyment.