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  • $429,900

    12 State Street, Troy, NY 12180

    2beds
    2,015sqft
    Single Family Residence, Residential
    Built in 1910
    871.2 Square Feet Lot
    $428,900 Zestimate®
    $213/sqft
    $-- HOA

    What's special

    Impeccably maintained brick exteriorAbundant natural lightSoaring ceilingsGrand hallwaysHardwood flooringThoughtfully updated throughout
    A rare offering in the heart of downtown Troy, this distinguished three-story single-family residence with mixed-use zoning combines character, scale, and flexibility. Featuring soaring ceilings, grand hallways, abundant natural light, and hardwood flooring, the home has been thoughtfully updated throughout and boasts recent exterior improvements, including an impeccably maintained brick exterior in excellent condition. Just minutes from Troy Music Hall, acclaimed restaurants, bars, boutiques, and cultural destinations, the location provides an elevated urban lifestyle with quick highway access. The first floor offers strong potential for commercial conversion, ideal for a refined live/work concept or boutique professional space (buyer to verify permitted use). An unfinished basement provides generous storage and includes washer/dryer hookups ($1,100 credit for units). The owners are actively using the entire property as a successful Airbnb investment, with 2024/2025 earnings report available in the documents, offering both immediate cash flow and long-term appreciation potential.
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    Zillow last checked: 8 hours ago

    Listing updated: 18 hours ago

    Listing by:

    Bundle It Home Real Estate LLC 518-573-6253,

    Dana Farrell 518-573-6253

    Source: Global MLS,MLS#: 202530890MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 2
    • Bathrooms: 2
    • Full bathrooms: 1
    • 1/2 bathrooms: 1
    Bedroom
    • Level: First
    Bedroom
    • Level: Second
    Great room
    • Level: Third
    Kitchen
    • Level: Third
    Heating
    • Hot Water, Natural Gas, Radiant
    Cooling
    • Other, Window Unit(s)
    Appliances
    • Included: Dishwasher, Microwave, Range, Refrigerator
    • Laundry: In Basement
    Features
    • Ceiling Fan(s), Solid Surface Counters, Vaulted Ceiling(s), Crown Molding, Eat-in Kitchen
    • Flooring: Ceramic Tile, Hardwood, Linoleum
    • Windows: Curtain Rods, Drapes
    • Basement: Bilco Doors,Full,Interior Entry,Unfinished
    • Number of fireplaces: 1
    • Fireplace features: Other, Gas, Living Room
    Interior area
    • Total structure area: 2,015
    • Total interior livable area: 2,015 sqft
    • Finished area above ground: 2,015
    • Finished area below ground: 840
    Video & virtual tour

    Property

    Parking
    • Parking features: None
    Features
    • Exterior features: Lighting
    • Has view: Yes
    • View description: Downtown
    Lot
    • Size: 871.2 Square Feet
    • Features: Corner Lot
    Details
    • Parcel number: 381700 100.6052
    • Zoning description: Mixed
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence, Residential
    Materials
    • Brick
    • Roof: Asphalt
    Condition
    • New construction: No
    • Year built: 1910

    Utilities & green energy

    • Electric: 150 Amp Service
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Cable Available

    Community & HOA

    Community
    • Security: Security System
    HOA
    • Has HOA: No
    Location
    • Region: Troy

    Financial & listing details

    • Price per square foot: $213/sqft
    • Tax assessed value: $292,300
    • Annual tax amount: $8,853
    • Date on market: 12/17/2025

    Estimated market value

    $428,900

    $407,000 - $450,000

    $2,633/mo

    Price history

    Price history
    DateEventPrice
    12/17/2025Listed for sale$429,900+30.3%$213/sqft
    Source: Global MLS #202530890 Report a problem
    11/27/2025Listing removed$2,000$1/sqft
    Source: Zillow Rentals Report a problem
    11/6/2025Listed for rent$2,000-16.7%$1/sqft
    Source: Zillow Rentals Report a problem
    3/28/2025Listing removed$2,400$1/sqft
    Source: Zillow Rentals Report a problem
    3/11/2025Price change$2,400-12.7%$1/sqft
    Source: Zillow Rentals Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2024-- $190,000
    2023-- $190,000
    2022-- $190,000

    Find assessor info on the county website

    BuyAbility℠ payment

    Estimated monthly payment
    All calculations are estimates and provided by Zillow, Inc. for informational purposes only. Actual amounts may vary.
    HOA fees may include property taxes on listings classified as Co-Ops. Contact the listing agent and/or owner for fee details.
    Mortgage interest rates are dependent on a number of factors, including credit score, down payment, and repayment length. Interest rate data provided by Zillow Group Marketplace, Inc. as of 1/1/1970 from various mortgage lenders with which we have lead or other similar arrangements; the Estimated Payment is an average of those rates.
    See how much you could borrow to make a competitive offer.

    Boost your down payment with 6% savings match

    Earn up to a 6% match & get a competitive APY with a *. Zillow has partnered with to help get you home faster.

    Learn more*Terms apply. Match provided by Foyer. Account offered by Pacific West Bank, Member FDIC.

    Climate risks

    Neighborhood: Downtown

    Nearby schools

    GreatSchools rating

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