A perfect home for a 1031 exchange or college rental! This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches.
Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace, perfect for cozy gatherings on cool coastal evenings. Abundant natural light highlights the home's period details and thoughtful layout.
Outdoor living shines on both the welcoming front porch which is perfect for watching the world go by with your morning coffee and also has a generous back patio. The private rear outdoor retreat provides an ideal setting for afternoon barbecues or evening entertainment under the stars, offering a peaceful escape from the vibrant downtown energy just steps away.
Positioned in the coveted CBD (Central Business District) zone, this property offers remarkable versatility for its next owner. Maintain it as a rental or convert it to your personal residence or explore the endless commercial possibilities the CBD zoning gives you.
For sale
Price cut: $20K (10/21)
$1,279,000
120 Maple St, Santa Cruz, CA 95060
4beds
1,312sqft
Est.:
Single Family Residence, Residential
Built in 1885
3,615 Square Feet Lot
$-- Zestimate®
$975/sqft
$-- HOA
What's special
Beautiful fireplacePeriod detailsWelcoming front porchPeaceful escapeAbundant natural lightPrivate rear outdoor retreatSoaring ceilings
- 85 days |
- 1,030 |
- 17 |
Zillow last checked: 8 hours ago
Listing updated: December 10, 2025 at 11:50pm
Listed by:
Joe Prather 02001091 831-515-8133,
eXp Realty of California Inc 888-584-9427
Source: MLSListings Inc,MLS#: ML82017571
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 1
- Full bathrooms: 1
Dining room
- Features: DiningAreainLivingRoom
Family room
- Features: SeparateFamilyRoom
Heating
- Fireplace(s), Wall Furnace
Cooling
- None
Features
- Flooring: Carpet, Vinyl Linoleum
- Fireplace features: Wood Burning
Interior area
- Total structure area: 1,312
- Total interior livable area: 1,312 sqft
Property
Parking
- Parking features: On Street
Lot
- Size: 3,615 Square Feet
Details
- Parcel number: 00514316000
- Zoning: CBD
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence, Residential
Materials
- Foundation: Concrete Perimeter
- Roof: Composition
Condition
- New construction: No
- Year built: 1885
Utilities & green energy
- Gas: PublicUtilities
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public Utilities, Water Public
Community & HOA
Location
- Region: Santa Cruz
Financial & listing details
- Price per square foot: $975/sqft
- Tax assessed value: $727,589
- Date on market: 9/17/2025
- Listing agreement: ExclusiveRightToSell
- Listing terms: CashorConventionalLoan
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 10/21/2025 | Price change | $1,279,000-1.5%$975/sqft |
Source: | ||
| 9/17/2025 | Listed for sale | $1,299,000+129.9%$990/sqft |
Source: | ||
| 11/11/2020 | Price change | $4,500-6.3%$3/sqft |
Source: Owner Report a problem | ||
| 9/2/2020 | Listed for rent | $4,800+11.6%$4/sqft |
Source: Owner Report a problem | ||
| 5/21/2015 | Listing removed | $4,300$3/sqft |
Source: Blue Sky Real Estate Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2025 | -- | $727,589 +2% |
| 2024 | $8,285 +1.2% | $713,323 +2% |
| 2023 | $8,187 +1.1% | $699,336 +2% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$7,968/mo
Principal & interest
$6337
Property taxes
$1183
Home insurance
$448
Climate risks
Neighborhood: 95060
Nearby schools
GreatSchools rating
- 7/10Westlake Elementary SchoolGrades: K-5Distance: 1.4 mi
- 5/10Mission Hill Middle SchoolGrades: 6-8Distance: 0.6 mi
- 10/10Santa Cruz High SchoolGrades: 9-12Distance: 0.4 mi
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