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For sale
  • Price cut: $20K (10/21)
    $1,279,000

    120 Maple St, Santa Cruz, CA 95060

    4beds
    1,312sqft
    : 
    Single Family Residence, Residential
    Built in 1885
    3,615 Square Feet Lot
    $-- Zestimate®
    $975/sqft
    $-- HOA

    What's special

    Beautiful fireplacePeriod detailsWelcoming front porchPeaceful escapeAbundant natural lightPrivate rear outdoor retreatSoaring ceilings
    A perfect home for a 1031 exchange or college rental! This Historic Victorian Gem in Prime Downtown Santa Cruz has exceptional opportunities awaiting nestled in the heart of Santa Cruz. This 4 bedroom, 1 bathroom combines vintage character with an unbeatable downtown location, just minutes from the iconic Boardwalk and pristine beaches. Step inside to discover soaring ceilings that create an airy, expansive feel throughout this classic home. The inviting living space centers around a beautiful fireplace, perfect for cozy gatherings on cool coastal evenings. Abundant natural light highlights the home's period details and thoughtful layout. Outdoor living shines on both the welcoming front porch which is perfect for watching the world go by with your morning coffee and also has a generous back patio. The private rear outdoor retreat provides an ideal setting for afternoon barbecues or evening entertainment under the stars, offering a peaceful escape from the vibrant downtown energy just steps away. Positioned in the coveted CBD (Central Business District) zone, this property offers remarkable versatility for its next owner. Maintain it as a rental or convert it to your personal residence or explore the endless commercial possibilities the CBD zoning gives you.
    85 days
    |
    1,030
    |
    17
    |

    Zillow last checked: 8 hours ago

    Listing updated: December 10, 2025 at 11:50pm

    Listed by:

    Joe Prather 02001091 831-515-8133,

    eXp Realty of California Inc 888-584-9427

    Source: MLSListings Inc,MLS#: ML82017571MLS Logo

    Tour with a local agent

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 1
    • Full bathrooms: 1
    Dining room
    • Features: DiningAreainLivingRoom
    Family room
    • Features: SeparateFamilyRoom
    Heating
    • Fireplace(s), Wall Furnace
    Cooling
    • None
    Features
    • Flooring: Carpet, Vinyl Linoleum
    • Fireplace features: Wood Burning
    Interior area
    • Total structure area: 1,312
    • Total interior livable area: 1,312 sqft

    Property

    Parking
    • Parking features: On Street
    Lot
    • Size: 3,615 Square Feet
    Details
    • Parcel number: 00514316000
    • Zoning: CBD
    • Special conditions: Standard

    Construction

    Type & style
    • Home type: SingleFamily
    • Property subtype: Single Family Residence, Residential
    Materials
    • Foundation: Concrete Perimeter
    • Roof: Composition
    Condition
    • New construction: No
    • Year built: 1885

    Utilities & green energy

    • Gas: PublicUtilities
    • Sewer: Public Sewer
    • Water: Public
    • Utilities for property: Public Utilities, Water Public

    Community & HOA

    Location
    • Region: Santa Cruz

    Financial & listing details

    • Price per square foot: $975/sqft
    • Tax assessed value: $727,589
    • Date on market: 9/17/2025
    • Listing agreement: ExclusiveRightToSell
    • Listing terms: CashorConventionalLoan
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    Estimated market value

    Not available

    Estimated sales range

    Not available

    Not available

    Price history

    Price history
    DateEventPrice
    10/21/2025Price change$1,279,000-1.5%$975/sqft
    Source: MLSListings Inc #ML82017571 Report a problem
    9/17/2025Listed for sale$1,299,000+129.9%$990/sqft
    Source: MLSListings Inc #ML82017571 Report a problem
    11/11/2020Price change$4,500-6.3%$3/sqft
    Source: Owner Report a problem
    9/2/2020Listed for rent$4,800+11.6%$4/sqft
    Source: Owner Report a problem
    5/21/2015Listing removed$4,300$3/sqft
    Source: Blue Sky Real Estate Report a problem

    Public tax history

    Public tax history
    YearProperty taxesTax assessment
    2025-- $727,589 +2%
    2024$8,285 +1.2%$713,323 +2%
    2023$8,187 +1.1%$699,336 +2%

    Find assessor info on the county website

    BuyAbility℠ payment

    Est. payment
    $7,968/mo
    Principal & interest
    $6337
    Property taxes
    $1183
    Home insurance
    $448

      Climate risks

      Neighborhood: 95060

      Nearby schools

      GreatSchools rating

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