Tucked away in the heart of the charming Cove neighborhood, this beautifully updated 3-bedroom, 2-bath home offers a perfect blend of classic character and modern comfort. Inside, natural light pours across refinished hardwood floors and luxury vinyl plank, creating a warm and welcoming atmosphere.The kitchen is equipped with sleek stainless-steel appliances and abundant cabinetry, while the adjacent dining area is ideal for both everyday meals and special gatherings.The spacious family room is a true highlight, featuring large windows and skylights that flood the space with light. A cozy gas fireplace anchors the room, making it a perfect spot to relax on cooler evenings.Step outside to enjoy the low-maintenance vinyl siding, new windows, and doors that enhance both curb appeal and energy efficiency. The privacy-fenced backyard is a peaceful retreat - perfect for entertaining, playing, or quiet moments under the sky. A roomy storage shed with a lean-to and alley access adds practical storage for tools, toys, and outdoor gear.Situated in a vibrant waterfront community, this home offers access to Watson Bayou and Saint Andrews Bay - perfect for kayaking, fishing, or scenic walks along the shoreline. Just a short stroll away, Sudduth Park invites you to enjoy even more outdoor recreation and community charm.Don't miss the chance to experience life in The Cove - where timeless style meets every day ease in a truly inspiring setting.
Pending
Price cut: $20K (5/27)
$399,000
121 N Cove Ln, Panama City, FL 32401
3beds
1,897sqft
Est.:
Single Family Residence
Built in 1950
10,454.4 Square Feet Lot
$383,200 Zestimate®
$210/sqft
$-- HOA
What's special
Cozy gas fireplaceLarge windowsNew windowsRefinished hardwood floorsLuxury vinyl plankPrivacy-fenced backyardSleek stainless-steel appliances
- 120 days
- on Zillow |
- 290 |
- 24 |
Zillow last checked: 7 hours ago
Listing updated: August 08, 2025 at 07:05am
Listed by:
The Hughes Group 904-689-6883,
Counts Real Estate Group
Source: CPAR,MLS#: 772019
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Rooms
- Room types: Bedroom, Dining Room, Kitchen, Living Room, Primary Bedroom, Utility Room
Primary bedroom
- Level: First
- Area: 276
- Dimensions: 23 x 12
Bedroom
- Level: First
- Area: 150
- Dimensions: 10 x 15
Bedroom
- Level: First
- Area: 110
- Dimensions: 10 x 11
Dining room
- Level: First
- Area: 180
- Dimensions: 15 x 12
Kitchen
- Level: First
- Area: 162
- Dimensions: 18 x 9
Living room
- Level: First
- Area: 391
- Dimensions: 17 x 23
Utility room
- Level: First
- Area: 110
- Dimensions: 10 x 11
Heating
- Central, Electric, Fireplace(s)
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dishwasher, Electric Range, Gas Water Heater, Refrigerator
Features
- Fireplace, Split Bedrooms, Skylights, Utility Room
- Windows: Double Pane Windows, Skylight(s)
- Has fireplace: Yes
- Fireplace features: Gas
Interior area
- Total interior livable area: 1,897 sqft
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Features
- Patio & porch: Open, Porch
- Exterior features: Sprinkler/Irrigation
- Pool features: None
- Fencing: Fenced,Privacy
Lot
- Size: 10,454.4 Square Feet
- Dimensions: 75 x 140
- Features: Interior Lot
Details
- Additional structures: Shed(s)
- Parcel number: 21925000000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Roof: Shingle
Condition
- Year built: 1950
Community & HOA
Community
- Features: Short Term Rental Allowed
- Subdivision: Cove Terrace 2nd Add
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $210/sqft
- Tax assessed value: $150,065
- Annual tax amount: $1,470
- Date on market: 4/16/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
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