Welcome to your slice of paradise in Matlacha Isles, just minutes from Cape Coral! This Key West-style Gulf-access home is a dream for boaters, offering direct access to open water with no bridges. Whether you're seeking a peaceful retreat, an investment property, or the perfect place to retire and relax, this home has it all. Featuring 3 bedrooms, 3 bathrooms, and a flex office/4th bedroom, this waterfront oasis boasts two levels of living, making it ideal for multi-generational families, rental income, or both. The first-floor suite has a private entrance, full kitchen, living area, bedroom, bathroom, and front/back porches—currently a 5-star Airbnb. Live upstairs while renting below or maximize returns with dual income streams! The second floor living space welcomes you with an open-concept layout, wood flooring, spacious bedrooms, and balconies on both sides - perfect for catching amazing sunrises and sunsets. The safe and quiet neighborhood offers a friendly atmosphere, making this home an ideal space for both relaxation and productivity. Outside, step into the boater’s paradise - launch your boat right from your backyard and explore SWFL’s iconic islands, sandbars, and fishing hotspots. Additional highlights include a 3-car carport, a whole-home generator, and ample space for entertaining. Whether you’re dreaming of waterfront living, a tranquil sturdy house, or a high-performing investment, this home is your chance to live the dream.
For sale by owner
Price cut: $55K (12/5)
$1,025,000
12277 Boat Shell Dr, Matlacha Isles, FL 33991
3beds
2,802sqft
Est.:
SingleFamily
Built in 2009
8,102 Square Feet Lot
$-- Zestimate®
$366/sqft
$-- HOA
What's special
Spacious bedroomsTwo levels of livingOpen-concept layoutGulf-access homeBalconies on both sidesWood flooring
What the owner loves about this home
!! What I Love About This Home !!
This isn’t just a house - it’s a lifestyle. What instantly draws me in is the seamless blend of charm, functionality, and opportunity. The Key West-style architecture gives it that laid-back coastal vibe, while the direct Gulf access with no bridges makes it a true boater’s paradise. I love that I can launch a boat from my backyard and be cruising toward SWFL’s hidden gems in minutes.
The dual-level layout is brilliant - whether it’s hosting family, generating rental income, or simply enjoying privacy and space, it adapts to whatever life throws my way. The first-floor suite feels like its own cozy retreat, and knowing it’s a 5-star Airbnb makes it even more appealing. I could live upstairs, enjoy the views, and let the downstairs work for me.
Speaking of views—those sunrise and sunset balconies are pure magic. There’s something grounding about starting and ending the day with nature’s best show. The neighborhood adds to the serenity: quiet, safe, and welcoming, it’s the kind of place where productivity and peace coexist.
And then there are the thoughtful extras - a whole-home generator, a 3-car carport, and plenty of space to entertain. Whether I’m dreaming of a waterfront sanctuary, a smart investment, or a place to truly unwind, this home checks every box.
- 127 days |
- 277 |
- 5 |
Listed by:
Property Owner (239) 955-9828
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 3
Heating
- Forced air
Cooling
- Central
Appliances
- Included: Dishwasher, Dryer, Garbage disposal, Microwave, Range / Oven, Refrigerator, Washer
Features
- Smoke Detectors, High Speed Available
- Flooring: Tile, Hardwood, Laminate
Interior area
- Total interior livable area: 2,802 sqft
Video & virtual tour
Property
Parking
- Total spaces: 3
- Parking features: Carport
Features
- Exterior features: Wood, Brick, Cement / Concrete
- Has view: Yes
- View description: Territorial, Water
- Has water view: Yes
- Water view: Water
Lot
- Size: 8,102 Square Feet
Details
- Parcel number: 18442304000010530
Construction
Type & style
- Home type: SingleFamily
Materials
- Roof: Asphalt
Condition
- New construction: No
- Year built: 2009
Utilities & green energy
- Sewer: See Remarks
Community & HOA
Location
- Region: Matlacha Isles
Financial & listing details
- Price per square foot: $366/sqft
- Tax assessed value: $564,942
- Annual tax amount: $4,434
- Date on market: 8/15/2025
Estimated market value
Not available
Estimated sales range
Not available
$3,117/mo
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 12/5/2025 | Price change | $1,025,000-5.1%$366/sqft |
Source: Owner Report a problem | ||
| 9/10/2025 | Listed for sale | $1,080,000$385/sqft |
Source:  SWFLMLS #225070377 Report a problem | ||
| 8/11/2025 | Listing removed | $1,080,000$385/sqft |
Source:  Florida Gulf Coast MLS #225013927 Report a problem | ||
| 5/19/2025 | Price change | $1,080,000-8.2%$385/sqft |
Source: SWFLMLS #225013927 Report a problem | ||
| 2/5/2025 | Listed for sale | $1,175,900-4.1%$420/sqft |
Source: SWFLMLS #225013927 Report a problem | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $4,434 +2.4% | $320,379 +3% |
| 2023 | $4,332 +0.8% | $311,048 +3% |
| 2022 | $4,296 -1.7% | $301,988 +3% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$6,675/mo
Principal & interest
$5120
Property taxes
$1196
Home insurance
$359
Climate risks
Neighborhood: 33991
Nearby schools
GreatSchools rating
- 8/10Pine Island Elementary SchoolGrades: PK-5Distance: 4.3 mi
- 6/10Trafalgar Middle SchoolGrades: 6-8Distance: 2.5 mi
- 3/10Mariner High SchoolGrades: 9-12Distance: 3.2 mi
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