Nestled among the enchanting live oaks that define Topsail Island, this unique beach cottage is a true gem featuring an open-floor plan, 4 bedrooms and 2.5 baths. Enjoy indoor/outdoor living with spectacular ocean views from the spacious 2nd and 3rd floor decks. The home's interior has been stylishly updated with ease and comfort and comes FULLY FURNISHED (with ACCEPTABLE OFFER) for your immediate enjoyment and/or income-producing investment (rented since 2023). Granite countertops, soft close Shaker cabinetry, electric fireplace with Shiplap finish and built-in shelving, floating mantle piece, contemporary lighting, stylish fixtures, modern appliances, LVP plus painted hardwood stairs, tile, walk-in shower, modern vanities and bathroom cabinets, are just some of the high-end features that make this Surf City home so amazing. The ground-floor entryway welcomes you with a large foyer/mudroom; opposite this is an on-suite (4th) bedroom that can also be used as an an office, studio, playroom, den, etc. It also has plenty of storage off the carport for beach and fishing essentials - but leave your yard tools behind, as the home is situated on a naturally landscaped and low maintenance lot. With just a quick walk to the beach and equally brief one to the neighborhood amenities, you'll want to make this one your very own. Amenities include a sunset-viewing gazebo, boat/kayak/SUP ramp and day dock. Island Oaks is one of the few subdivisions on the island that got it right, by working in harmony with nature and preserving the island's natural beauty and trees rather than depleting it. You won't find clear-cutting here...such an off-the beaten path and fabulous interior island neighborhood may not be for everyone, but for true coastal lovers, it's EVERYTHING. Look no further as this beach cottage + this location equals a great find!
Sold for $930,000 on 03/21/25
$930,000
124 N Oak Drive, Surf City, NC 28445
4beds
2,187sqft
Single Family Residence
Built in 1992
5,227.2 Square Feet Lot
$923,300 Zestimate®
$425/sqft
$3,124 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: June 19, 2025 at 12:02pm
Listed by:
Kym C Harrelson-Pattishall 910-538-3252,
RE/MAX Executive
Bought with:
Garrett D Cox, 286711
Coastal Realty Associates, LLC
Source: Hive MLS,MLS#: 100487656

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Level: Third
- Area: 32912
- Dimensions: 136.00 x 242.00
Bedroom 2
- Level: Second
- Area: 126375
- Dimensions: 1011.00 x 125.00
Bedroom 3
- Description: Bunk Bed Room
- Level: Second
- Area: 107498
- Dimensions: 911.00 x 118.00
Bedroom 4
- Level: First
- Area: 12551
- Dimensions: 77.00 x 163.00
Bathroom 2
- Description: Hall Bath
- Level: Second
- Area: 7392
- Dimensions: 88.00 x 84.00
Bathroom 3
- Description: Master Bath
- Level: Third
- Area: 10656
- Dimensions: 96.00 x 111.00
Bathroom 3
- Level: First
- Area: 2838
- Dimensions: 43.00 x 66.00
Dining room
- Level: Second
- Area: 15255
- Dimensions: 135.00 x 113.00
Kitchen
- Level: Second
- Area: 9110
- Dimensions: 10.00 x 911.00
Laundry
- Level: Second
- Area: 198
- Dimensions: 33.00 x 6.00
Living room
- Level: Second
- Area: 40803
- Dimensions: 203.00 x 201.00
Other
- Description: Storage/Owner's Closet
- Level: Second
- Area: 1908
- Dimensions: 36.00 x 53.00
Other
- Description: Master Walk-In Closet
- Level: Third
- Area: 8214
- Dimensions: 74.00 x 111.00
Utility room
- Description: Foyer (irregular)
- Level: First
- Area: 7488
- Dimensions: 96.00 x 78.00
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Washer, Refrigerator, Dryer, Dishwasher
- Laundry: Mud Room
Features
- Vaulted Ceiling(s), Ceiling Fan(s), Walk-in Shower
- Flooring: Luxury Vinyl, Tile, Wood
- Doors: Storm Door(s)
Interior area
- Total structure area: 2,187
- Total interior livable area: 2,187 sqft
Property
Parking
- Parking features: Off Street
Features
- Levels: Three Or More
- Stories: 3
- Patio & porch: Covered, Deck, Patio
- Exterior features: Outdoor Shower
- Fencing: None
- Waterfront features: Deeded Beach Access, Deeded Water Access, Third Row, Water Access Comm
Lot
- Size: 5,227 sqft
- Dimensions: 52 x 103 x 54 x 103
Details
- Parcel number: 42340216420000
- Zoning: R5
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Other
- Roof: Architectural Shingle
Condition
- New construction: No
- Year built: 1992
Utilities & green energy
- Sewer: Municipal Sewer
- Water: Public
- Utilities for property: Underground Utilities
Community & neighborhood
Location
- Region: Surf City
- Subdivision: Island Oaks
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $300 annually
- Amenities included: Beach Access, Boat Dock, Maint - Comm Areas, Maint - Roads, Master Insure, Ramp, Street Lights
- Association name: Island Oaks HOA
- Association phone: 910-538-3252
Other
Other facts
- Listing terms: Cash,Conventional,FHA,VA Loan
Services availability
Sell for more on Zillow
Get a free Zillow Showcase℠ listing and you could sell for .
$923,300
2% more+ $18,466
With Zillow Showcase(estimated)
$941,766