One or more photo(s) has been virtually staged. Looking for a home that feels like a retreat but keeps you close to everything? This bi-level lakefront property is one of just five homes that sit directly on Mystic Lake, a true hidden gem in St. Petersburg. Imagine starting your mornings with peaceful water views, weekends spent kayaking or fishing from your own backyard, and evenings relaxing by the lake—all without leaving the city. This versatile bi-level layout offers plenty of space to fit your lifestyle, whether you want a separate guest suite, a dedicated home office, or simply room to spread out. Natural light flows throughout, and the fenced yard provides both privacy and direct lake access. And here’s the best part: with a recent $10,000 price drop, this home is now under $500,000—making it one of the most affordable lakefront homes in the area. Plus, you’re just minutes from downtown St. Pete, Gulf beaches, shopping, dining, and major commuter routes. Homes on Mystic Lake rarely come to market, and this one offers the perfect balance of value, location, and lifestyle. Don’t wait—schedule your showing today and discover why lakefront living in St. Pete is so special. $500 closing cost credit for buyers prepaids and closing costs!
For sale
Price cut: $10.1K (8/23)
$499,900
125 Mystic Lake Ter N, Saint Petersburg, FL 33702
4beds
1,680sqft
Est.:
Single Family Residence
Built in 1979
5,393 Square Feet Lot
$-- Zestimate®
$298/sqft
$-- HOA
What's special
Fenced yardLakefront propertyVersatile bi-level layoutPeaceful water viewsDirectly on mystic lake
- 27 days
- on Zillow |
- 781 |
- 25 |
Zillow last checked: 7 hours ago
Listing updated: August 26, 2025 at 07:14am
Listing Provided by:
Jess Carrigg 720-229-6609,
RE/MAX ELITE REALTY 727-785-7653
Source: Stellar MLS,MLS#: TB8415438
Originating MLS: Suncoast Tampa

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: En Suite Bathroom, Built-in Closet
- Level: Second
- Area: 224 Square Feet
- Dimensions: 16x14
Bedroom 2
- Features: Ceiling Fan(s), Built-in Closet
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10x10
Bedroom 3
- Features: Ceiling Fan(s), Built-in Closet
- Level: Second
- Area: 100 Square Feet
- Dimensions: 10x10
Kitchen
- Features: Breakfast Bar
- Level: Second
- Area: 144 Square Feet
- Dimensions: 12x12
Living room
- Features: Ceiling Fan(s)
- Level: Second
- Area: 252 Square Feet
- Dimensions: 14x18
Heating
- Central, Zoned
Cooling
- Central Air, Ductless
Appliances
- Included: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: In Garage
Features
- Ceiling Fan(s), Crown Molding, Eating Space In Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Split Bedroom, Stone Counters, Thermostat
- Flooring: Carpet, Other, Tile, Hardwood
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 2,048
- Total interior livable area: 1,680 sqft
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage - Attached
- Attached garage spaces: 1
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered, Deck, Patio, Porch
- Exterior features: Balcony, Irrigation System, Lighting, Private Mailbox
- Fencing: Chain Link,Vinyl
- Has view: Yes
- View description: Lake
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake Front, Lake Privileges
- Body of water: MYSTIC LAKE
Lot
- Size: 5,393 Square Feet
- Dimensions: 39 x 123
- Features: Flood Insurance Required, City Lot
- Residential vegetation: Trees/Landscaped
Details
- Parcel number: 313017613807210080
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Elevated
- Property subtype: Single Family Residence
Materials
- Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1979
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Sprinkler Well, Water Connected
Community & HOA
Community
- Subdivision: NORTH ST PETERSBURG REP OF BLK 72A
HOA
- Has HOA: No
- Pet fee: $0 monthly
Location
- Region: Saint Petersburg
Financial & listing details
- Price per square foot: $298/sqft
- Tax assessed value: $384,186
- Annual tax amount: $6,759
- Date on market: 8/8/2025
- Cumulative days on market: 28 days
- Listing terms: Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Paved
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