Once in a lifetime opportunity to own a piece of paradise! Only accessible by boat, this house is on a rare beach to bay lot with a dock. The fishing is truly world-class, and the boating opportunities are endless. The dock leads you to a completely restored 4 bedroom, 4 and 1/2 bath home on the exclusive southern end of North Captiva. The home sleeps 10 comfortably and the views of the ocean and white sand beaches are breathtaking. Natural lighting is abundant with impact windows and a brand-new standing seam roof. Each bedroom has an en-suite bathroom, and the upstairs has an amazing 360 degree view of the ocean and island. The home has a new and state-of-the-art Schneider 18kW solar system, Discovery lithium batteries, and a back-up 24kW Kohler LP generator. The home also has a reverse osmosis water filtration system and updated solar panels. The property is truly an escape from everyday life and an incredible opportunity. No passport needed for this island oasis!
Active
$1,799,000
12637 S Banks Dr, Captiva, FL 33924
4beds
2,250sqft
Est.:
Single Family Residence
Built in 1989
0.69 Acres Lot
$1,954,300 Zestimate®
$800/sqft
$-- HOA
What's special
- 621 days
- on Zillow |
- 841 |
- 51 |
Zillow last checked: 7 hours ago
Listing updated: August 10, 2025 at 09:38am
Listed by:
Maria Ditty 239-810-9207,
CD Real Estate of SWFL LLC,
Kayla Brant 239-938-5179,
CD Real Estate of SWFL LLC
Source: Florida Gulf Coast MLS,MLS#: 223043553
Originating MLS: Florida Gulf Coast

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 5
- Full bathrooms: 4
- 1/2 bathrooms: 1
Rooms
- Room types: Bathroom, Guest Quarters, Great Room
Heating
- Solar
Cooling
- Central Air, Ceiling Fan(s), Electric
Appliances
- Included: Dryer, Dishwasher, Microwave, Range, Refrigerator, Water Purifier, Washer
- Laundry: Inside
Features
- Wet Bar, Breakfast Bar, Dual Sinks, Family/Dining Room, Living/Dining Room, Shower Only, Separate Shower, Bathroom, Guest Quarters, Great Room
- Flooring: Vinyl
- Windows: Sliding
- Furnished: Yes
Interior area
- Total structure area: 3,793
- Total interior livable area: 2,250 sqft
Video & virtual tour
Property
Features
- Patio & porch: Deck, Open, Porch
- Exterior features: Deck, None, Outdoor Shower, Storage, Water Feature, Gas Grill
- Has view: Yes
- View description: Gulf
- Has water view: Yes
- Water view: Gulf
- Waterfront features: Beach Front, Gulf, Mangrove, Across the Road Water Frontage
Lot
- Size: 0.69 Acres
- Dimensions: 73 x 398 x 75 x 405
- Features: Oversized Lot
Details
- Additional structures: Outbuilding
- Parcel number: 154521010000B.0040
- Lease amount: $0
- Zoning description: RS-1
- Other equipment: Generator
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Stilt
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Pillar/Post/Pier
- Roof: Metal
Condition
- Resale
- Year built: 1989
Utilities & green energy
- Sewer: Septic Tank
- Water: Well
- Utilities for property: Cable Available
Green energy
- Energy efficient items: Solar Panel(s)
Community & HOA
Community
- Features: Boat Facilities, Non-Gated
- Security: Security System, Smoke Detector(s)
- Subdivision: UPPER CAPTIVA SHORES
HOA
- Has HOA: No
- Amenities included: Beach Rights
- Services included: None
- Membership fee: $0
Location
- Region: Captiva
Financial & listing details
- Price per square foot: $800/sqft
- Tax assessed value: $1,539,936
- Annual tax amount: $10,977
- Date on market: 6/10/2023
- Cumulative days on market: 814 days
- Listing terms: All Financing Considered,Cash
- Ownership: Single Family
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