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  • $795,000

    12702 N 1225 W, Monticello, IN 47960

    4beds
    1,908sqft
    : 
    Single Family Residence
    Built in 1948
    0.36 Acres Lot
    $757,600 Zestimate®
    $--/sqft
    $-- HOA

    What's special

    Waterfront propertyCozy brick fireplacePrivate boat dockEnclosed porchWood cathedral ceiling
    Don't miss this rare opportunity to own a unique waterfront property on Lake Freeman! This 3 bedroom, 2 bath home includes an attached 1 bedroom, 1 bath cottage with a loft—perfect for guests or rental income. Situated on a level waterfront lot with a private boat dock, the property features a 2-car attached garage connecting the main house and cottage. The main home boasts a cozy brick fireplace in the living room and an enclosed porch with serene views of the backyard and water. The cottage offers a bright, airy atmosphere with a wood cathedral ceiling, loft, second laundry room, kitchen, dining, and living areas. Whether you're looking for a family retreat or an investment opportunity, this property offers endless possibilities. Enjoy lake life and all that Monticello has to offer—schedule your showing today!
    76 days
    on Zillow
    |
    407
    |
    7
    |

    Zillow last checked: 7 hours ago

    Listing updated: June 07, 2025 at 06:29am

    Listed by:

    Cathy C Russell 765-426-7000,

    @properties

    Source: IRMLS,MLS#: 202521498MLS Logo
    Travel times

    Tour with a buyer's agent

    We'll find a local expert to take you on a private tour of 12702 N 1225 W.

    Next available tour time:Today at 12pm

    Facts & features

    Interior

    Bedrooms & bathrooms
    • Bedrooms: 4
    • Bathrooms: 3
    • Full bathrooms: 3
    • Main level bedrooms: 4
    Bedroom 1
    • Level: Main
    Bedroom 2
    • Level: Main
    Dining room
    • Level: Main
    • Area: 84
    • Dimensions: 7 x 12
    Kitchen
    • Level: Main
    • Area: 156
    • Dimensions: 13 x 12
    Living room
    • Level: Main
    • Area: 300
    • Dimensions: 20 x 15
    Heating
    • Natural Gas, Forced Air
    Cooling
    • Central Air
    Appliances
    • Included: Disposal, Range/Oven Hook Up Gas, Dishwasher, Microwave, Refrigerator, Washer, Dryer-Electric, Electric Oven, Electric Range
    • Laundry: Electric Dryer Hookup, Main Level, Washer Hookup
    Features
    • 1st Bdrm En Suite, Ceiling-9+, Cathedral Ceiling(s), Ceiling Fan(s), Walk-In Closet(s), Eat-in Kitchen, Kitchen Island, Open Floorplan, Stand Up Shower, Tub/Shower Combination, Main Level Bedroom Suite
    • Basement: Crawl Space
    • Number of fireplaces: 1
    • Fireplace features: Living Room
    Interior area
    • Total structure area: 1,908
    • Total interior livable area: 1,908 sqft
    • Finished area above ground: 1,908
    • Finished area below ground: 0
    Video & virtual tour

    Property

    Parking
    • Total spaces: 2
    • Parking features: Attached, Garage Door Opener
    • Attached garage spaces: 2
    Features
    • Levels: One
    • Stories: 1
    • Patio & porch: Enclosed, Porch
    • Has view: Yes
    • Waterfront features: Waterfront, Waterfront-Level Bank, Lake Front, Access to Ski Lake, Lake
    • Body of water: Lake Freeman
    • Frontage length: Channel/Canal Frontage(0),Water Frontage(114)
    Lot
    • Size: 0.36 Acres
    • Features: Level, 0-2.9999
    Details
    • Parcel number: 080403000081.000011

    Construction

    Type & style
    • Home type: SingleFamily
    • Architectural style: Ranch
    • Property subtype: Single Family Residence
    Materials
    • Vinyl Siding
    Condition
    • New construction: No
    • Year built: 1948

    Utilities & green energy

    • Sewer: Regional
    • Water: Well

    Community & HOA

    Community
    • Security: Smoke Detector(s)
    • Subdivision: None
    Location
    • Region: Monticello

    Financial & listing details

    • Tax assessed value: $371,400
    • Annual tax amount: $1,899
    • Date on market: 6/6/2025
    • Listing terms: Cash,Conventional,FHA,VA Loan
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