129 Lois Ln, Mineral, VA 23117

The Ultimate Lakefront Investment Opportunity – High Income Rental or Private Retreat. This is the kind of property that rarely hits the market. Welcome to your lakefront dream on 2.86 acres with unmatched rental potential, luxury finishes, and serious space for all your lake life essentials. Whether you're looking for a full-time residence, vacation escape, or income-producing short-term rental, this custom-built 5-bedroom, 4-bathroom home delivers on every front. Spanning over 4,500 square feet with 205 feet of private waterfront, this property offers a rare combination of high-end comfort and practical amenities. From the private beach and deep-water dock to the oversized detached garage built for RVs, boats, and lake toys, every inch of this property is designed to maximize enjoyment and flexibility. A long private paved driveway leads you to a secluded retreat with a 48 by 50 garage featuring 15-foot ceilings, oversized 14-foot and 12-foot doors, built-in heat, and natural insulation. This space is ideal for collectors, hobbyists, and those with large vehicles or motorhomes. One could even make this an indoor sport court. Additional parking areas designed to accommodate RV's, multiple trailers, lake gear, and guests, making this setup ideal for hosting or vacation rentals. Inside, solid maple hardwood floors, a Virginia rock fireplace, and panoramic water views highlight the open concept layout. The gourmet kitchen is equipped with high-end appliances, solid wood cabinetry, and a spacious island perfect for entertaining or meal prep. A bonus room with expansive windows provides a flexible space that can function as a game room, office, or second living area with incredible water views. The primary suite includes a private bath and built-in laundry. Two additional bedrooms and one and a half bathrooms complete the main level. The fully finished walkout basement offers even more living space with a second living room, kitchenette, two bedrooms, and a full bathroom, ideal for hosting guests or multigenerational living. A dumbwaiter connects the garage directly to the kitchen pantry, offering added convenience. Outside is a stamped concrete patio, hot tub, and gently sloping lawn that leads to your private shoreline with a beautiful large beach area. The covered dock features two electric lifts, high ceilings, ceiling fans, and a shaded seating area, while a separate pier provides deep-water access perfect for swimming and sunbathing. This home is built for flexibility. Whether you plan to use it as a primary residence, second home, or short-term rental, it is ready for year-round enjoyment. Located within an hour of Richmond, Charlottesville, Fredericksburg, and Culpeper, and approximately 90 minutes to 2 hours from Northern Virginia and Washington DC, the location offers both privacy and accessibility. High-speed internet supports remote work, and the Galvalume tin roof adds long-term durability and a modern aesthetic. Rental projections estimate between 175,000 and 225,000 in annual income, creating an exceptional opportunity for those seeking both luxury living and strong investment potential. See the MLS documents section for more information. If you are looking for even more space or privacy, the adjacent vacant waterfront lot is also owned by the sellers and can be included as part of a package deal, priced separately. Whether your goal is to expand, build another home, or create a multi-home retreat, this is a rare chance to grow your footprint on Lake Anna. This is more than a home—it is a one-of-a-kind lakeside opportunity designed for unforgettable experiences and long-term value. Schedule your private showing today.