Welcome home to your full time vacation retreat in Lake Monticello. The current owners have spared no expense creating a beautiful relaxing atmosphere. Open floorplan with natural light throughout. 3 beds/2.5 baths. Nicely appointed kitchen w/new SS appliances, cabinets & counters. The views are amazing from almost every window. Fully fenced yard with pool. Roof 2022. HVAC 2024. Full house remodel done 2024. Anderson windows. Open House Sunday February 23rd 1-3.
Closed
$427,000
13 Loving Ter, Palmyra, VA 22963
3beds
1,536sqft
Single Family Residence
Built in 1986
1.02 Acres Lot
$432,000 Zestimate®
$278/sqft
$2,512 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: March 25, 2025 at 09:29am
Listed by:
GENEVIEVE A REILLY 434-414-4453,
LONG & FOSTER - LAKE MONTICELLO
Bought with:
SASO MORABITO, 0225234791
COWAN REALTY
Source: CAAR,MLS#: 661040
Originating MLS: Charlottesville Area Association of Realtors

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Primary bedroom
- Level: First
Bedroom
- Level: First
Primary bathroom
- Level: First
Bathroom
- Level: First
Dining room
- Level: First
Foyer
- Level: First
Half bath
- Level: First
Kitchen
- Level: First
Laundry
- Level: First
Living room
- Level: First
Heating
- Electric, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Electric Range, Refrigerator, Dryer, Washer
- Laundry: Stacked
Features
- Primary Downstairs, Entrance Foyer, Eat-in Kitchen, Recessed Lighting
- Flooring: Luxury Vinyl Plank, Stone
- Has basement: No
- Has fireplace: Yes
- Fireplace features: Wood Burning Stove
Interior area
- Total structure area: 1,536
- Total interior livable area: 1,536 sqft
- Finished area above ground: 1,536
- Finished area below ground: 0
Property
Parking
- Total spaces: 1
- Parking features: Carport
- Carport spaces: 1
Features
- Levels: One
- Stories: 1
- Patio & porch: Deck, Front Porch, Patio, Porch
- Exterior features: Fully Fenced
- Has private pool: Yes
- Pool features: Community, Pool, Private, Association
- Fencing: Fenced,Full
- Has view: Yes
- View description: Rural
Lot
- Size: 1.02 Acres
- Features: Cul-De-Sac, Level, Partially Cleared, Secluded
Details
- Additional structures: Shed(s)
- Parcel number: 18/A4/209
- Zoning description: R-4 Residential
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subtype: Single Family Residence
Materials
- Cedar, Stick Built
- Foundation: Block
- Roof: Architectural
Condition
- New construction: No
- Year built: 1986
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available, Fiber Optic Available, High Speed Internet Available
Community & neighborhood
Security
- Security features: 24 Hour Security, Gated Community
Community
- Community features: Dock, Gated
Location
- Region: Palmyra
- Subdivision: LAKE MONTICELLO
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $1,459 annually
- Amenities included: Basketball Court, Clubhouse, Golf Course, Pool, Tennis Court(s), Water, Beach Rights, Dock
- Services included: Boat Ramp, Clubhouse, Golf, Insurance, Playground, Pool(s), Road Maintenance, Snow Removal, Security, Tennis Courts, Trash
Services availability

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$432,000
2% more+ $8,640
With Zillow Showcase(estimated)
$440,640