Lake & Preserve Views – 4 Bedrooms, 3 Baths in Bella Terra Tucked into one of Estero’s most desirable tree-lined neighborhoods, this one-story home offers 2,032 sq. ft. of great room living space with 4 bedrooms, 3 baths, and a 2-car garage — all positioned on a gorgeous cul-de-sac lot with long-lake views out to over 44,000 acres of preserve. Fresh, light, and bright, this original-owner home has been meticulously maintained and is move-in ready. Enjoy peace of mind with hurricane impact windows, Storm Smart shutters, a newer roof and gutters, whole-house surge protection, and an A/C surge protector. The spacious owner’s suite features two walk-in closets and a luxurious bath with dual sinks, a soaking tub, and a separate shower. The lanai is the perfect place to take in serene preserve views and year-round sunsets — the essence of Florida living. Bella Terra spans 999 acres with 400 acres of conservation preserves and 100 acres of lakes. Amenities include a resort-style clubhouse, 24-hour fitness center, resort pool and spa, shaded children’s play area, tennis, pickleball, basketball, softball, bocce, sand volleyball, in-line skate rink, butterfly garden, and a full calendar of activities including bingo, boot camp, water aerobics, poker, and food truck nights. Right home, right neighborhood, right price — schedule your private showing today.
For sale
Price cut: $40K (6/4)
$529,900
13098 Cardeto CT, ESTERO, FL 33928
4beds
2,032sqft
Est.:
Single Family Residence
Built in 2012
7,492.32 Square Feet Lot
$-- Zestimate®
$261/sqft
$270/mo HOA
What's special
Long-lake viewsSerene preserve viewsResort-style pool and spaGreat room living spaceTree-lined neighborhoodsLuxurious bathroomWalk-in closets
- 174 days
- on Zillow |
- 564 |
- 25 |
Zillow last checked: 7 hours ago
Listing updated: August 10, 2025 at 01:02pm
Listed by:
Lisa Ninchritz 239-405-0700,
Royal Shell Real Estate, Inc.
Source: SWFLMLS,MLS#: 225010088
Originating MLS: Bonita Springs

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Rooms
- Room types: Screened Lanai/Porch, 4 Bed
Bedroom
- Features: First Floor Bedroom, Master BR Ground, Split Bedrooms
Dining room
- Features: Breakfast Bar, Dining - Family
Kitchen
- Features: Island, Pantry
Heating
- Central
Cooling
- Ceiling Fan(s), Central Air
Appliances
- Included: Electric Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator/Freezer, Washer
- Laundry: Inside
Features
- Built-In Cabinets, Foyer, Pantry, Smoke Detectors, Walk-In Closet(s), Window Coverings, Laundry in Residence, Screened Lanai/Porch
- Flooring: Carpet, Tile
- Windows: Window Coverings, Impact Resistant Windows, Shutters - Screens/Fabric
- Has fireplace: No
Interior area
- Total structure area: 2,452
- Total interior livable area: 2,032 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Attached
- Attached garage spaces: 2
- Has uncovered spaces: Yes
Features
- Stories: 1
- Patio & porch: Screened Lanai/Porch
- Pool features: Community
- Spa features: Community
- Has view: Yes
- View description: Lake, Preserve
- Has water view: Yes
- Water view: Lake
- Waterfront features: Lake
- Frontage type: Lakefront
Lot
- Size: 7,492.32 Square Feet
- Features: Cul-De-Sac, Regular
Details
- Additional structures: Tennis Court(s)
- Parcel number: 324626E41000C.0420
- Zoning: RPD
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subtype: Single Family Residence
Materials
- Block, Stone, Stucco
- Foundation: Concrete Block
- Roof: Tile
Condition
- New construction: No
- Year built: 2012
Utilities & green energy
- Water: Central
Community & HOA
Community
- Features: Clubhouse, Park, Pool, Fitness Center, Sidewalks, Street Lights, Tennis Court(s), Gated
- Security: Smoke Detector(s), Gated Community
- Subdivision: BELLA TERRA
HOA
- Has HOA: Yes
- Amenities included: Basketball Court, Bike And Jog Path, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Hobby Room, Internet Access, Library, Pickleball, Play Area, Sidewalk, Streetlight, Tennis Court(s), Underground Utility, Volleyball
- HOA fee: $3,244 annually
Location
- Region: Estero
Financial & listing details
- Price per square foot: $261/sqft
- Tax assessed value: $424,911
- Annual tax amount: $6,372
- Date on market: 2/18/2025
- Lease term: Buyer Finance/Cash,FHA,VA
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