Solid, spacious, and full of potential—this well-built 4BR/2BA home in the Monticello city limits has only had one family live in it since being custom-built in 1981 by a respected local builder. Featuring a generous kitchen, cozy family room with a brick fireplace, first-floor laundry/mudroom (with exterior entrance), lots of closet space, new windows, and updated interior paint. The attached garage has been used as a bonus room—ideal for a man cave or flex space (you would probably want to add a mini-split to keep the temperature comfortable) or you can use it for the original purpose. A full walk-out basement offers even more room to grow, if you choose to finish it. Outside, the covered patio and large, lush backyard makes you feel like you're miles from town. Also included, and perfect for lake toys, is a detached 2-car garage with a workshop and additional storage space in the back.
131 Lloyd Street is a rare find with solid bones and space to make it your own. Call today to schedule a showing!
Contingent
Price cut: $1.9K (7/13)
$238,000
131 Lloyd St, Monticello, KY 42633
4beds
1,692sqft
Est.:
Single Family Residence
Built in 1981
1.73 Acres Lot
$225,400 Zestimate®
$141/sqft
$-- HOA
What's special
New windowsFull walk-out basementUpdated interior paintCovered patioGenerous kitchenLots of closet spaceLarge lush backyard
- 41 days
- on Zillow |
- 1,011 |
- 82 |
Zillow last checked: 7 hours ago
Listing updated: August 01, 2025 at 08:08pm
Listed by:
Hannah York 606-307-8872,
Lake Cumberland Real Estate Professionals,
The Millie Weaver Team - Millie Weaver 606-485-1865,
Lake Cumberland Real Estate Professionals
Source: Imagine MLS,MLS#: 25013970

Travel times
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 2
- Full bathrooms: 2
Other
- Description: Laundry Room
Heating
- Heat Pump
Cooling
- Heat Pump
Appliances
- Included: Electric Water Heater, Oven, Cooktop, Dishwasher, Microwave, Range, Refrigerator
- Laundry: Washer Hookup, Electric Dryer Hookup
Features
- Primary First Floor, Breakfast Bar, Dining Area, Bedroom First Floor, Entrance Foyer, Ceiling Fan(s)
- Flooring: Hardwood, Laminate, Vinyl
- Basement: Full,Unfinished,Walk-Up Access,Walk-Out Access
- Has fireplace: Yes
- Fireplace features: Dining Room, Family Room
Interior area
- Total structure area: 1,692
- Total interior livable area: 1,692 sqft
- Finished area above ground: 1,692
- Finished area below ground: 0
Video & virtual tour
Property
Parking
- Parking features: Garage
- Has garage: Yes
Features
- Levels: One
- Patio & porch: Patio
- Has view: Yes
- View description: Neighborhood
Lot
- Size: 1.73 Acres
Details
- Parcel number: 215489
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Brick Veneer
- Foundation: Block
- Roof: Metal
Condition
- Year built: 1981
Utilities & green energy
- Sewer: Septic Tank
- Water: Public
Community & HOA
Community
- Subdivision: Damron Addition
HOA
- Has HOA: No
Location
- Region: Monticello
Financial & listing details
- Price per square foot: $141/sqft
- Tax assessed value: $80,000
- Annual tax amount: $395
- Date on market: 6/29/2025
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