With a strong offer, the seller is open to negotiating a furniture concession, presenting an exceptional opportunity for a turnkey experience. Situated in the low-density community of Emerald Waters Village, with a private beach access this well-maintained beach house is attractively presented. Fully furnished and benefiting from a recent facelift, this chic beach retreat has been newly painted throughout, creating a light, fresh ambiance. The home has great curb appeal with a small lawn and a paved driveway leading to a single-car garage. The covered front porch is tucked behind a green hedge, providing a private place to sit and relax. Double doors lead you directly into the open living room, which has a spacious L-shaped sitting area with tile floors. Picture yourself unwinding on the comfortable sofa, basking in the natural light that filters through the large windows, creating a warm and welcoming atmosphere. The dining area segues into the kitchen with a row of high-back stools lined up at the breakfast bar. Wooden cabinetry and dark countertops are complemented by a full range of stainless steel appliances, including a French door refrigerator. A separate laundry provides additional out-of-sight storage and access to the backyard. The shady paver patio is the perfect spot to end the day with a family barbecue. There's space for dining together at the outdoor table and chairs. Four bedrooms and three full baths provide ample space for families and guests to spread out and enjoy the luxury of their own private space. The master bedroom is vast, with its own private balcony. Glass windows and French doors flood the space with natural light. The master bath is equally spacious with a single vanity, deep soaker tub and an oversized walk-in shower. Two additional king-size bedrooms are well proportioned and tastefully furnished. The fourth bedroom has ample space to accommodate a double and twin beds, making it ideal for families. Updates to the home include two newly replaced HVACs. This gated community has two neighborhood pools and is within easy walking distance to private beach access and local amenities including Publix and Starbucks. Convenient for spending time on the sugar-white sands of Miramar Beach, this beach retreat is well-located as a vacation home/rental. Previously rented out as a vacation rental, it grossed $62,000 in revenue last year with plenty of opportunity to increase earnings. It may also appeal as a full-time residence for families, being close to schools and local amenities. Nearby attractions include Destin Commons, live entertainment and local restaurants such as the popular Whale's Tail Beach Bar and Grill. Within easy reach of Topsail Hill Preserve State Park and Destin HarborWalk, this beach house encapsulates Miramar Beach living at its very best.
For sale
Price cut: $4K (6/6)
$1,185,000
137 Saint Francis Dr N, Miramar Beach, FL 32550
4beds
2,502sqft
Est.:
Single Family Residence
Built in 2005
3,049.2 Square Feet Lot
$1,135,200 Zestimate®
$474/sqft
$177/mo HOA
What's special
Well-maintained beach housePrivate balconyPrivate beach accessGreat curb appealBreakfast barLarge windowsShady paver patio
- 144 days
- on Zillow |
- 103 |
- 4 |
Zillow last checked: 7 hours ago
Listing updated: August 11, 2025 at 05:14am
Listed by:
Damir Simovic damir@scenicsir.com,
Scenic Sotheby's International Realty,
Michaela I Crye 850-585-6816,
Scenic Sotheby's International Realty
Source: ECAOR,MLS#: 971727
Originating MLS: Emerald Coast

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Open house
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Primary bedroom
- Features: MBed Balcony, Walk-In Closet(s)
- Level: Second
Primary bathroom
- Features: Double Vanity, MBath Separate Shwr, MBath Tile
Kitchen
- Level: First
Living room
- Level: First
Heating
- Electric
Cooling
- Electric, Ceiling Fan(s)
Appliances
- Included: Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Refrigerator W/IceMk, Electric Range, Washer, Electric Water Heater
- Laundry: Washer/Dryer Hookup, Laundry Room
Features
- Crown Molding, Recessed Lighting, Newly Painted, Owner's Closet, Pantry, Bedroom, Dining Area, Full Bathroom, Kitchen, Living Room, Master Bathroom, Master Bedroom
- Flooring: Hardwood
- Windows: Window Treatments
- Furnished: Yes
- Common walls with other units/homes: No Common Walls
Interior area
- Total structure area: 2,502
- Total interior livable area: 2,502 sqft
Property
Parking
- Total spaces: 2
- Parking features: Attached, Garage Door Opener, Garage
- Attached garage spaces: 1
- Has uncovered spaces: Yes
Features
- Stories: 2
- Patio & porch: Deck Covered, Patio Open, Porch
- Exterior features: Balcony, Barbecue, Outdoor Shower
- Pool features: Community
- Fencing: Back Yard
Lot
- Size: 3,049.2 Square Feet
- Dimensions: 45 x 69
- Features: Deed Access
Details
- Parcel number: 292S21429700000240
- Zoning description: Resid Single Family
- Special conditions: Accept Backup Offers
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Beach House
- Property subtype: Single Family Residence
Materials
- Frame, Siding CmntFbrHrdBrd
- Foundation: Slab
- Roof: Metal
Condition
- Construction Complete
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Electricity Connected, Cable Connected, Underground Utilities
Community & HOA
Community
- Features: Gated, Pool
- Security: Security System, Smoke Detector(s)
- Subdivision: Emerald Waters Village
HOA
- Has HOA: Yes
- Services included: Accounting, Master Association, Recreational Faclty
- HOA fee: $530 quarterly
Location
- Region: Miramar Beach
Financial & listing details
- Price per square foot: $474/sqft
- Tax assessed value: $978,480
- Annual tax amount: $7,954
- Date on market: 3/21/2025
- Listing terms: Conventional,FHA,VA Loan
- Electric utility on property: Yes
- Road surface type: Paved
- Loading
- Loading