2.25% VA Assumable Loan Opportunity! Welcome to 1431 Illinois Ave, nestled in the Ashton subdivision—ideally located for commuters: just minutes from BWI, Fort Meade, I‑97, MD‑32, and easy access to Annapolis, Baltimore, and DC. Enjoy the advantage of inheriting an exceptionally low VA loan rate, offering substantial long-term savings. This charming split-level home sits on a spacious lot and offers 3 bedrooms and 2.5 baths across 2,186 sq ft. Bright and inviting, the entry-level flex room features floor-to-ceiling windows—perfect for a home office, sitting area, or play space. The upper-level open-concept living, dining, and kitchen area offers direct access to a newly stained-and-sealed deck (2023, refreshed in 2025), ideal for entertaining. A finished lower level provides additional living space—great for a family room or remote workspace. Thoughtfully upgraded, this home includes a 2020 roof, 2023 deck (stained and sealed in 2025), 2017 water heater and sump pump, 2022 HVAC, 2024 dishwasher, and 2021 washer and dryer—ensuring turnkey comfort and peace of mind. The property also integrates modern convenience with a Vivint smart-home system featuring a control panel, doorbell and driveway cameras, two indoor cameras, and a smart thermostat. Additional perks include a one-car attached garage plus driveway parking, and a large temperature-controlled unfinished storage area spanning the full width of the home—with the potential to convert into a fourth bedroom. Live at the intersection of convenience, thoughtfully upgraded comfort, and smart investment—all wrapped in a vibrant, commuter-friendly community!
For sale
$515,000
1431 Illinois Ave, Severn, MD 21144
3beds
2,186sqft
Est.:
Single Family Residence
Built in 1998
7,416 Square Feet Lot
$-- Zestimate®
$236/sqft
$9/mo HOA
What's special
Finished lower levelNewly stained-and-sealed deckBright and invitingSpacious lotFloor-to-ceiling windows
- 17 days
- on Zillow |
- 1,471 |
- 117 |
Zillow last checked: 7 hours ago
Listing updated: August 07, 2025 at 08:29am
Listed by:
Kayla Napper 703-473-4503,
Corcoran McEnearney 7035499292
Source: Bright MLS,MLS#: MDAA2121536

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 3
- Main level bedrooms: 3
Rooms
- Room types: Sitting Room, Bedroom 2, Bedroom 3, Family Room, Bedroom 1, Bathroom 1, Bathroom 2, Half Bath
Bedroom 1
- Level: Main
Bedroom 2
- Level: Main
Bedroom 3
- Level: Main
Bathroom 1
- Level: Main
Bathroom 2
- Level: Main
Family room
- Level: Main
Half bath
- Level: Main
Sitting room
- Level: Main
Heating
- Heat Pump, Natural Gas
Cooling
- Central Air, Electric
Appliances
- Included: Dishwasher, Dryer, Exhaust Fan, Microwave, Oven/Range - Gas, Refrigerator, Washer, Water Heater, Disposal, Gas Water Heater
- Laundry: Dryer In Unit, Has Laundry, Washer In Unit, Lower Level
Features
- Breakfast Area, Combination Dining/Living, Open Floorplan, Primary Bath(s), Ceiling Fan(s), Family Room Off Kitchen, Pantry, 9'+ Ceilings, Dry Wall, High Ceilings
- Basement: Front Entrance,Heated,Partially Finished,Sump Pump
- Has fireplace: No
Interior area
- Total structure area: 2,186
- Total interior livable area: 2,186 sqft
- Finished area above ground: 1,222
- Finished area below ground: 964
Video & virtual tour
Property
Parking
- Total spaces: 1
- Parking features: Garage Faces Front, Garage Door Opener, Concrete, Attached, Driveway
- Garage spaces: 1
- Has uncovered spaces: Yes
Accessibility
- Accessibility features: None
Features
- Levels: Multi/Split,Two
- Stories: 2
- Patio & porch: Deck
- Pool features: None
Lot
- Size: 7,416 Square Feet
Details
- Additional structures: Above Grade, Below Grade
- Parcel number: 020405990094011
- Zoning: R
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding
- Foundation: Block, Concrete Perimeter, Crawl Space
Condition
- Very Good
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & HOA
Community
- Security: Security System
- Subdivision: Ashton
HOA
- Has HOA: Yes
- Services included: Common Area Maintenance, Snow Removal
- HOA fee: $9 monthly
Location
- Region: Severn
Financial & listing details
- Price per square foot: $236/sqft
- Tax assessed value: $418,100
- Annual tax amount: $4,676
- Date on market: 7/25/2025
- Listing agreement: Exclusive Right To Sell
- Ownership: Fee Simple
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