1508 N Harding Ave #1S, Chicago, IL 60651

Own for less than renting! This condo is available through the Chicago Housing Trust, the city's program for affordable homeownership. The listing price is $170k, which is already a deal but right now, you can get $91k in down payment assistance, bringing the cost down to only $79k. Available only to households making under 100% of the Area Median Income (AMI): Household Size Max Income 1 $78,500 2 $89,700 3 $100,900 4 $112,100 You will need a credit score of at least 580 and $3000 in cash or $2000 in Social Security benefits to qualify. Here's how it works: 1. Get pre-approved for a mortgage with Old National Bank for $15k in assistance from them and $6k from the state. 2. Contact us to get a purchase contract (we will need your mortgage pre-approval). 3. Attend the online Chicago Housing Trust orientation, including the condo training (2 hours). 4. Complete a homebuyer education course with The Resurrection Project (8 hours) and get approved for $60k in assistance. 5. Attend a virtual orientation (1 hour) for CHA's $10k assistance program. We're not going to lie, it's going to take some work, but this is a once-in-a-lifetime deal. There has never been so much down payment assistance available for a home at such a low price. We can consider a 6-month lease if you have your mortgage pre-approval and need to move while you complete the rest of the steps. Here is some more information about the property: Live in a beautifully renovated 100-year-old Chicago 6-flat with a huge yard, five minutes to Humboldt Park, a short bike ride to the 606/Bloomingdale Trail, and 2 blocks from the North and Pulaski bus lines. Property Highlights: * Huge yard (over 5,000 square feet) with giant shade trees * High-speed internet included in rent * Dedicated basement storage locker for each unit * Whole-building water filter to remove lead and "forever chemicals" * All electric, no gas appliances Unit Highlights: * Full-sized updated kitchen with dishwasher and walk-in pantry * Updated bathroom * Refinished hardwood floors * Ceiling fans throughout * Built-in cabinetry, decorative fireplaces, and ornate woodwork * Updated HVAC with high-efficiency mini-split heat pump systems (provides summer AC, too!) * Powerful new induction ranges Location Highlights: * North and Pulaski bus lines: 2 blocks * 606/Bloomingdale Trail: 8 blocks * Humboldt Park: 5 mins by car, 7 mins by bike, 10 mins by bus * Grocery: 3 blocks * Walgreens: 2 blocks * Old National Bank: 2 blocks * Post office: 1 block * Birreria, Pozoleria, Dominican, and Mexican restaurants: 1 3 blocks Contact us for next steps to purchase. We can consider a 6-month lease if you have your mortgage pre-approval and need to move while you complete the rest of the steps. Rent is $1,500 per month. Your mortgage will be significantly less than this!