Welcome to 1516 Clay Ave - a charming 3-bedroom, 1-bath home situated on a corner lot in a convenient Panama City location. Inside, you'll find vinyl plank and ceramic tile flooring, newly updated kitchen appliances, and a washer and dryer already in place--making this home truly move-in ready. A spacious bonus room offers flexibility for a den, office, dining area, or second living space. Outside, enjoy an above-ground pool with a sand filter pump and a white privacy fence for added comfort and privacy.Major updates include a roof replacement in 2019 and a new water heater in 2022.This home is in a location that truly connects you to everything. You're just 1.5 miles from Historic St. Andrews, where you can enjoy waterfront restaurants, local shopping, and a scenic marina. Head just 3 miles over to Downtown Panama City, a hub for local dining, public parks, and a full calendar of community events. The Hathaway Bridge is only 2 miles away, making trips to Panama City Beach quick and easy. For students or staff, Gulf Coast State College and the FSU Panama City campus are just 3 miles away. And when it comes to everyday convenience, you're less than 5 miles from Sam's Club, Aldi, Publix, and multiple Walmarts--everything you need, right around the corner.Don't miss your chance to own this well-located, updated home--schedule your showing today!
For sale
$218,000
1516 Clay Ave, Panama City, FL 32405
3beds
1,040sqft
Est.:
Single Family Residence
Built in 1960
9,147.6 Square Feet Lot
$-- Zestimate®
$210/sqft
$-- HOA
What's special
White privacy fenceSpacious bonus roomCorner lotNewly updated kitchen appliances
- 22 days
- on Zillow |
- 922 |
- 54 |
Zillow last checked: 7 hours ago
Listing updated: August 08, 2025 at 08:35pm
Listed by:
Amber N Commander 850-832-3078,
Elite Realty
Source: CPAR,MLS#: 777368
Originating MLS: Central Panhandle Association of REALTORS

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 1
- Full bathrooms: 1
Rooms
- Room types: Bedroom, Dining Room, Living Room, Primary Bedroom
Primary bedroom
- Area: 13624
- Dimensions: 104 x 131
Bedroom
- Area: 96566
- Dimensions: 911 x 106
Bedroom
- Area: 10864
- Dimensions: 112 x 97
Dining room
- Area: 1850
- Dimensions: 10 x 185
Living room
- Area: 15429
- Dimensions: 139 x 111
Heating
- Central
Cooling
- Central Air, Ceiling Fan(s)
Appliances
- Included: Dryer, Dishwasher, Electric Range, Electric Water Heater, Refrigerator, Washer
Interior area
- Total interior livable area: 1,040 sqft
Video & virtual tour
Property
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
- Details: Driveway Spaces:2.00
Features
- Patio & porch: Covered, Porch
- Exterior features: Patio
- Has private pool: Yes
- Pool features: Above Ground, Pool, Private
- Fencing: Fenced,Privacy
Lot
- Size: 9,147.6 Square Feet
- Dimensions: 66 x 139 x 66 x 139
- Features: Corner Lot
Details
- Parcel number: 29570000000
- Zoning description: Resid Single Family
- Special conditions: Listed As-Is
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- Block, Stone
- Foundation: Slab
- Roof: Composition,Shingle
Condition
- Year built: 1960
Utilities & green energy
- Utilities for property: Trash Collection
Community & HOA
Community
- Features: Short Term Rental Allowed
- Security: Closed Circuit Camera(s), Smoke Detector(s)
- Subdivision: [No Recorded Subdiv]
HOA
- Has HOA: No
Location
- Region: Panama City
Financial & listing details
- Price per square foot: $210/sqft
- Tax assessed value: $148,668
- Annual tax amount: $2,644
- Date on market: 8/1/2025
- Listing terms: Cash,Conventional,FHA,VA Loan
- Road surface type: Paved
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