160 Swift St, Oswego, NY 13126

Perfect Oswego Investment or Owner-Occupied Gem! Discover a rare opportunity just steps from SUNY Oswego—where home and income potential meet. The main house offers 5 bedrooms, 2 full bathrooms, and 2 family rooms, and has been a successful student rental with each bedroom leased individually. It’s equally well-suited as a spacious family home, offering versatility and strong income-producing history. Perched above the garage is an adorable 1-bedroom apartment featuring in-unit laundry and a private deck. This cozy space has been used for short-term stays by traveling nurses and professors, and has been a high-performing Airbnb with excellent reviews and consistent bookings. Both units are full of character—thoughtfully designed, warm, and inviting. Whether you’re living in one or renting both, they truly feel like home. The property has been meticulously maintained and updated with new appliances, fresh carpeting, updated bathrooms, and more. It’s completely move-in ready and reflects quality throughout. The possibilities here are endless: live in one home and rent the other, lease both for dual income, or customize your approach depending on your needs. With the option for owner-occupied financing, you can take advantage of lower down payments and great rates. With SUNY Oswego literally in your backyard, this unique property offers unbeatable location, comfort, and potential. A true Oswego gem that blends charm, stability, and opportunity—all in one!