16036 3rd St, Umatilla, FL 32784

0% down financing available!! Welcome to your dream home in the heart of Umatilla! This beautifully updated 3-bedroom, 2-bathroom residence offers the perfect blend of modern amenities and serene country living. Nestled on over half an acre of fully fenced land, this property provides ample space for relaxation and recreation. As you step inside, you'll be greeted by a spacious open-concept living, dining, and kitchen area, accentuated by a cathedral ceiling that enhances the sense of openness. The recently remodeled kitchen boasts stainless steel appliances, including a gas range, and a convenient breakfast bar that —ideal for both casual meals and entertaining. The thoughtful split-bedroom layout ensures privacy, with the primary suite featuring a generous walk-in closet and an en-suite bathroom. Two additional bedrooms offer flexibility for family, guests, or a home office. Outdoor enthusiasts will delight in the expansive screened-in saltwater pool, complete with a gas heater for year-round enjoyment. For those with recreational vehicles or boats, the property includes a 22x25 parking pad with double gate access, separate from the main entrance, ensuring secure and convenient storage. Significant upgrades within the past two years offer peace of mind, including a whole-house water filtration system, new attic insulation, a new pool pump and heater, a sturdy wood fence, fresh carpeting, and a modern kitchen remodel. Additionally, the AC unit was replaced in 2024, the roof in 2016, windows in 2021, and the gas water heater in 2022. Located just five minutes from local shopping and dining options, yet surrounded by picturesque farms and countryside, this home offers the best of both worlds. Plus, it's situated in a USDA-eligible area, making 0% down financing available for qualified buyers.