ASSUMABLE LOAN @ 4.75% – SAVE APPROX. $550/MO! Move-in ready 3-bedroom, 2-bath home featuring significant upgrades throughout for immediate savings and long-term comfort. Enjoy peace-of-mind with a brand-new 2024 architectural roof, new hurricane-impact windows & doors, newer A/C, and an energy-efficient solar system that reduces electric bills to approximately $50/month total! Thoughtfully designed open split-floor layout, vaulted ceilings, remodeled baths, spacious eat-in kitchen, and a private, fully fenced backyard complete with storage shed and ample space for future outdoor enhancements. Low monthly utilities, affordable insurance rates, and no CDD fees. Excellent location close to Snead Island boat ramps, I-275, and Gulf beaches. Loan may be assumed by any qualified buyer—contact us today to learn more about the 4.75% assumable mortgage opportunity!
For sale
Price cut: $10K (7/14)
$439,000
1606 22nd Ave W, Palmetto, FL 34221
3beds
1,576sqft
Est.:
Single Family Residence
Built in 2005
0.35 Acres Lot
$431,000 Zestimate®
$279/sqft
$42/mo HOA
What's special
Remodeled bathsSignificant updatesVaulted ceilingsSpacious eat-in kitchenHurricane-impact windows and doorsPrivate fully fenced backyardEnergy-efficient solar system
- 97 days
- on Zillow |
- 328 |
- 22 |
Zillow last checked: 7 hours ago
Listing updated: July 15, 2025 at 09:20am
Listing Provided by:
Stephen Smith, Jr. 941-253-5713,
EMERALD REALTY TRUE PARTNERS 941-740-5411
Source: Stellar MLS,MLS#: A4651509
Originating MLS: Sarasota - Manatee

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Built-in Closet
- Level: First
- Area: 150 Square Feet
- Dimensions: 15x10
Primary bathroom
- Level: First
- Area: 96 Square Feet
- Dimensions: 12x8
Kitchen
- Level: First
- Area: 120 Square Feet
- Dimensions: 12x10
Living room
- Level: First
- Area: 195 Square Feet
- Dimensions: 15x13
Heating
- Central
Cooling
- Central Air
Appliances
- Included: Dishwasher, Microwave, Range, Refrigerator
- Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Features
- Ceiling Fan(s), High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters
- Flooring: Ceramic Tile, Laminate, Hardwood
- Doors: Sliding Doors
- Has fireplace: No
Interior area
- Total structure area: 2,061
- Total interior livable area: 1,576 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Ground Level
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 20x22
Features
- Levels: One
- Stories: 1
- Patio & porch: Rear Porch
- Exterior features: Lighting, Sidewalk, Storage
- Fencing: Fenced,Vinyl
Lot
- Size: 0.35 Acres
- Features: Level
Details
- Additional structures: Shed(s), Storage
- Parcel number: 2810401809
- Zoning: RS1
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Florida
- Property subtype: Single Family Residence
Materials
- Block, Stucco
- Foundation: Slab
- Roof: Shingle
Condition
- Completed
- New construction: No
- Year built: 2005
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Public
Community & HOA
Community
- Subdivision: PALM LAKE ESTATES
HOA
- Has HOA: Yes
- HOA fee: $42 monthly
- HOA name: Bob Parham / Palm Lake Estates
- HOA phone: 941-932-8064
- Pet fee: $0 monthly
Location
- Region: Palmetto
Financial & listing details
- Price per square foot: $279/sqft
- Tax assessed value: $342,358
- Annual tax amount: $5,784
- Date on market: 5/11/2025
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Road surface type: Paved, Asphalt
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