*No Banks Needed! IRS Problems? No Credit? No Worries! Your Income IS Your Credit! Private Financing available! This 2 bedroom / 1 bathroom home in desired Oshtemo Twp in Kalamazoo County, MI is seeking a worthy owner who will make this a spectacular home for you and your household! We are looking for a deserving buyer who cannot qualify for traditional financing and desires to build wealth through Home Ownership. This is a great opportunity for those who don't qualify for traditional financing. We will be your bank! This beautiful, country style single-family, offers 1077 square feet on a large 2.5 acre wooded lot located in a highly desired neighborhood that qualifies for the Kalamazoo promise. There are newer appliances, a metal roof and a spacious deck. There is a large pole barn that can hold multiple vehicles or storage. We are offering this home through our Path to Home Ownership Program on rent-to-own with a 3.5% down payment OR with a Land Contract sales price of $275,000 and a minimum 10% down payment. Ask about our down payment assistance programs. Apply today and make this home yours! Contact the listing agent for showings. Must give a minimum 24 hour notice. 12 month lease minimum with 36 month option to purchase with 3.5% down payment. Land contract terms available with 10% down payment.
Off market
$221,800
1640 S 4th St, Kalamazoo, MI 49009
2beds
1,077sqft
Single Family Residence
Built in ----
-- sqft lot
$221,800 Zestimate®
$206/sqft
$1,799 Estimated rent
What's special
Zillow last checked: 10 hours ago
Listing updated: July 18, 2025 at 06:13pm
Source: Zillow Rentals
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Heating
- Forced Air
Appliances
- Included: Dishwasher, Microwave, Oven, Refrigerator, WD Hookup
- Laundry: Hookups
Features
- WD Hookup
- Flooring: Carpet, Hardwood
Interior area
- Total interior livable area: 1,077 sqft
Property
Parking
- Parking features: Detached
- Details: Contact manager
Features
- Exterior features: Heating system: Forced Air, Large 2.5 acre wooded lot
Details
- Parcel number: 0529230040
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Community & neighborhood
Location
- Region: Kalamazoo
HOA & financial
Other fees
- Pet fee: $50 monthly
- Pet deposit fee: $500
Other
Other facts
- Available date: 07/25/2025
Services availability

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