This spacious 2/2 Palm 3 Model offers 1,605 square feet under heat and air and sits on one of the most desirable homesites in Spruce Creek South — a deep backyard backing to WOODS for complete PRIVACY! You’ll love relaxing or entertaining in the 24' x 12' screened lanai, now tiled with the same beautiful 12” x 24” ceramic tile that runs throughout the home — NO carpet anywhere. Inside, the home has been professionally painted and thoughtfully updated. The remodeled kitchen features fresh painted cabinetry, stylish cabinet hardware, a skylight for natural light, and newer stainless steel appliances. A new roof (5/2025) and newer HVAC (9/2020) (Lennox 3-ton, 15.5 SEER) provide peace of mind, along with a newer hot water heater and a hot water recirculator pump (9/2020). Both bedrooms are oversized (16' x 14' & 14' x 12') — making it feel like you have two master suites. The garage (20.4' x 25.8') offers plenty of room for storage, hobbies, and even a golf cart. The huge interior laundry room (9.4' x 9.2') includes a top-of-the-line front-loading washer & dryer. Additional updates include replaced fans, fixtures, and lighting throughout, a screened front door, and a Ring doorbell. The fans in the living room, primary bedroom, and kitchenette area are remote controlled retractable fans with lights. This home is being sold fully furnished, so you can move right in and start enjoying the lifestyle! Best of all — the seller has an assumable mortgage at just 3.5% ($139,456.10 Remaining), offering incredible savings compared to today’s rates. Spruce Creek South is a desirable, gated 55+ golf community in Summerfield, just minutes from The Villages and surrounded by shopping, dining, and medical facilities. The community offers golf, a pool, fitness facilities, social activities, and more — everything you need to enjoy the Florida retirement lifestyle!
For sale
$274,900
17392 SE 98th Cir, Summerfield, FL 34491
2beds
1,605sqft
Est.:
Single Family Residence
Built in 1995
7,405 Square Feet Lot
$265,500 Zestimate®
$171/sqft
$175/mo HOA
What's special
Skylight for natural lightRemodeled kitchenNewer stainless steel appliancesFresh painted cabinetryStylish cabinet hardware
- 1 day
- on Zillow |
- 189 |
- 12 |
Zillow last checked: 7 hours ago
Listing updated: August 15, 2025 at 03:50am
Listing Provided by:
Chris Day 352-988-7777,
WORTH CLARK REALTY 352-988-7777
Source: Stellar MLS,MLS#: G5100733
Originating MLS: Orlando Regional

Travel times
Tour with a buyer's agent
Tour with a buyer's agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Primary bedroom
- Features: Walk-In Closet(s)
- Level: First
- Area: 224 Square Feet
- Dimensions: 16x14
Bedroom 2
- Features: Built-in Closet
- Level: First
- Area: 168 Square Feet
- Dimensions: 14x12
Kitchen
- Level: First
- Area: 150 Square Feet
- Dimensions: 15x10
Living room
- Level: First
- Area: 364 Square Feet
- Dimensions: 26x14
Heating
- Central, Heat Pump
Cooling
- Central Air
Appliances
- Included: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Laundry: Inside, Laundry Room
Features
- Cathedral Ceiling(s), Ceiling Fan(s), Eating Space In Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
- Flooring: Ceramic Tile
- Windows: Skylight(s)
- Has fireplace: No
- Furnished: Yes
Interior area
- Total structure area: 2,433
- Total interior livable area: 1,605 sqft
Video & virtual tour
Property
Parking
- Total spaces: 2
- Parking features: Driveway, Garage Door Opener, Oversized
- Attached garage spaces: 2
- Has uncovered spaces: Yes
- Details: Garage Dimensions: 20X26
Features
- Levels: One
- Stories: 1
- Exterior features: Irrigation System, Sprinkler Metered
- Has view: Yes
- View description: Trees/Woods
Lot
- Size: 7,405 Square Feet
- Dimensions: 84 x 90
Details
- Parcel number: 6015001020
- Zoning: PUD
- Special conditions: None
Construction
Type & style
- Home type: SingleFamily
- Property subtype: Single Family Residence
Materials
- Vinyl Siding, Wood Frame
- Foundation: Slab
- Roof: Shingle
Condition
- New construction: No
- Year built: 1995
Utilities & green energy
- Sewer: Private Sewer
- Water: Public
- Utilities for property: Cable Connected, Electricity Connected, Sewer Connected, Sprinkler Meter, Underground Utilities, Water Connected
Community & HOA
Community
- Features: Deed Restrictions, Gated Community - Guard, Golf Carts OK, Golf, Pool, Tennis Court(s)
- Senior community: Yes
- Subdivision: SPRUCE CRK SOUTH XV
HOA
- Has HOA: Yes
- HOA fee: $175 monthly
- HOA name: Diane Suchy
- HOA phone: 352-347-3700
- Pet fee: $0 monthly
Location
- Region: Summerfield
Financial & listing details
- Price per square foot: $171/sqft
- Tax assessed value: $238,056
- Annual tax amount: $3,775
- Date on market: 8/14/2025
- Listing terms: Assumable,Cash,Conventional,FHA,VA Loan
- Ownership: Fee Simple
- Total actual rent: 0
- Electric utility on property: Yes
- Road surface type: Asphalt
- Loading
- Loading