18610 Fort Smith Cir, Pt Charlotte, FL 33948

Under contract-accepting backup offers. Waterfront Living with Sailboat Access - Fully Renovated & Fenced! Never Flooded! Enjoy the ultimate Florida waterfront lifestyle in this newly renovated, sailboat-access pool home just minutes to open water - no bridges, no waiting.. This spacious 3-bedroom, 3-bath home with a flexible bonus room beautiful western sunset views, peace and privacy tucked into the quiet loop of the neighborhood. Step inside to an airy, open-concept layout with luxury vinyl plank flooring, vaulted ceilings, and oversized hurricane-impact windows that bring the Florida sunshine indoors. The chef-inspired kitchen features premium quartz countertops, soft-close wood cabinetry, an expansive center island, and stainless steel appliances - perfect for cooking, gathering, and entertaining. The home's two large primary suites offer walk-in closets and private access to the pool deck, while the thoughtfully designed split floor plan adds privacy for guests or a home office setup. Outside, enjoy your own private oasis: a volleyball-style in-ground pool, fully fenced backyard, and concrete dock with seawall - ideal for fishing, keeping your boat, or soaking in canal views. This move-in-ready home has been thoughtfully upgraded with a new roof, new HVAC system, new electrical, hurricane-impact windows and doors, new plumbing, and all-new mechanicals - all fully permitted and completed with care. Located in a quiet neighborhood with no HOA and just minutes from shopping, dining, schools, downtown Punta Gorda, and Gulf Coast beaches. This property is in flood zone AE and includes a low-cost, transferable flood insurance policy (~$2700 premium) and spray foam insulated to keep electric costs low for added peace of mind. Schedule your private showing today and experience this beautifully updated coastal home with direct Gulf access!