189 Saint Marys St, Dubuque, IA 52001

Fully Renovated Up/Down Duplex in Historic Dubuque – Turnkey Airbnb, House Hack, or Owner-Occupant Opportunity! Welcome to this beautifully remodeled duplex in one of Dubuque’s most vibrant and historic neighborhoods. Fully renovated in 2022, this up/down property offers modern finishes, and a walkable location near St. Mary’s Church, top coffee shops, and downtown restaurants. Proven Income-Producing Property – Airbnb Ready * 2023 Airbnb Income: $33,800 * 2024 Airbnb Income: $35,200 * Currently booked out 2–3 months with the option to inherit reservations or have them cleared for personal use or long-term rental Rare Financing Advantage – Assumable Mortgage at 2.75% * Mortgage is potentially assumable at 2.75% interest (subject to lender approval and buyer qualification) * A valuable opportunity in today’s high-rate environment! Lower Unit – 1 Bed / 1 Bath * Open living space * Balcony out the front door * New kitchen with stainless steel appliances and updated cabinets * Modern bath with walk-in shower * In-unit laundry * Separate forced-air furnace and central AC * Air Bnb Listing: https://www.airbnb.com/rooms/801013140168298592?guests=1&adults=1&s=67&unique_share_id=b4657028-8ff2-419c-9680-69834037a164 Upper Unit – 2+ Beds / 1 Bath (2-Story Layout) * New kitchen with stainless steel appliances and updated cabinetry * Two bedrooms plus a loft space perfect as a third bedroom or extra living room * Full bath with skylight and walk-in shower * In-unit laundry * Sleek spiral ductwork * Separate HVAC system * Air Bnb Listing: https://www.airbnb.com/rooms/53396634?guests=1&adults=1&s=67&unique_share_id=c0a7b688-c75b-4c40-8f12-d4034a96ac32 Location Highlights * Located in a sought-after historic district of Dubuque * Walkable to churches, cafes, bars, restaurants, and entertainment This is a rare opportunity to own a beautifully updated, income-generating duplex with flexible use and a low-rate assumable mortgage. Perfect for investors, house hackers, or homeowners seeking offset income. It's able to be converted to a single family use.