Discover an unparalleled opportunity to acquire a truly exceptional loft residence nestled in the vibrant heart of historic Downtown Fernandina Beach. This furnished urban penthouse offers not only the charm of historic downtown but also immediate access to the 13 miles of pristine beaches of Amelia Island. This top-floor sanctuary is one of only three to boast an expansive 700 sq.ft. private rooftop terrace, offering a serene escape with captivating partial water views. The gourmet kitchen features bespoke European cabinetry, marble countertops, 14-foot island and a suite of professional-grade Wolf and Sub-Zero appliances. The luxurious appointments extend to the spa-like baths, where marble shower tiling and high-end fixtures create an atmosphere of refined indulgence. Recently integrated custom walnut wood-paneled walls, complete with an electric fireplace and 4ft x 9ft Italian porcelain floor tiles, infuse the living areas with warmth and sophisticated ambiance. Practical elegance abounds with custom California Closets thoughtfully installed in both bedrooms, the pantry, and the hall closet, ensuring impeccable organization. A unique architectural feature, the alternating-step staircase leading to the private rooftop terrace, has been artfully fashioned from original church pews, a subtle homage to the building's rich history. Beyond the confines of this private oasis, residents are invited to indulge in the building's magnificent community rooftop, a generously proportioned and exquisitely furnished space perfect for sunset cocktails and panoramic water vistas. Further enhancing the allure of this exclusive address is a substantial 900 sq.ft. guest suite, a rare amenity available for the exclusive use of owners.
For sale
$1,675,000
19 N 5th St #3100, Fernandina Beach, FL 32034
2beds
1,527sqft
Est.:
Condominium
Built in 2020
-- sqft lot
$-- Zestimate®
$1,097/sqft
$1,213/mo HOA
What's special
Electric fireplaceSpa-like bathsOriginal church pewsAlternating-step staircaseItalian porcelain floor tilesBespoke european cabinetryCaptivating partial water views
- 137 days |
- 166 |
- 6 |
Zillow last checked: 8 hours ago
Listing updated: July 29, 2025 at 09:49am
Listed by:
Joe Cutajar 904-753-0365,
ONE SOTHEBYS INTERNATIONAL REALTY,
Daniel Hulett 904-583-1823,
ONE SOTHEBYS INTERNATIONAL REALTY
Source: AINCAR,MLS#: 113116
Originating MLS: Amelia Island-Nassau County Assoc of Realtors Inc
Tour with a local agent
Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Heating
- Central, Electric
Cooling
- Central Air, Electric
Appliances
- Included: Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Stove, Washer, Wine Cooler
Features
- Ceiling Fan(s), Furnished, Fireplace, Storage, Cable TV
- Windows: Other, See Remarks
- Has fireplace: Yes
- Furnished: Yes
Interior area
- Total structure area: 1,527
- Total interior livable area: 1,527 sqft
Video & virtual tour
Property
Parking
- Parking features: Parking Lot, On Street
- Has uncovered spaces: Yes
Features
- Patio & porch: Balcony, Deck
- Exterior features: Elevator, Sprinkler/Irrigation
- Pool features: None
Details
- Parcel number: 000031179931000000
Construction
Type & style
- Home type: Condo
- Architectural style: Historic/Antique
- Property subtype: Condominium
Materials
- Brick Veneer, Block, Concrete
- Roof: Other,See Remarks
Condition
- Resale
- Year built: 2020
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
- Utilities for property: Cable Available
Community & HOA
Community
- Features: Marina
- Security: Building Security
- Subdivision: Lofts On 5th Condo
HOA
- Has HOA: No
- Services included: Insurance
- HOA fee: $1,213 monthly
Location
- Region: Fernandina Beach
Financial & listing details
- Price per square foot: $1,097/sqft
- Tax assessed value: $1,386,000
- Annual tax amount: $25,372
- Date on market: 7/26/2025
- Cumulative days on market: 60 days
- Listing terms: Cash,Conventional
Estimated market value
Not available
Estimated sales range
Not available
Not available
Price history
Price history
| Date | Event | Price |
|---|---|---|
| 7/26/2025 | Listed for sale | $1,675,000$1,097/sqft |
Source: | ||
| 7/18/2025 | Listing removed | $1,675,000$1,097/sqft |
Source: | ||
| 1/17/2025 | Listed for sale | $1,675,000+5%$1,097/sqft |
Source: | ||
| 4/16/2024 | Listing removed | -- |
Source: | ||
| 3/19/2024 | Price change | $1,595,000-5.9%$1,045/sqft |
Source: | ||
Public tax history
Public tax history
| Year | Property taxes | Tax assessment |
|---|---|---|
| 2024 | $25,372 -12.3% | $1,386,000 -10% |
| 2023 | $28,940 +685.2% | $1,540,000 +748.5% |
| 2022 | $3,686 +12.7% | $181,500 +10% |
Find assessor info on the county website
BuyAbility℠ payment
Est. payment
$12,475/mo
Principal & interest
$8387
Property taxes
$2289
Other costs
$1799
Climate risks
Neighborhood: 32034
Nearby schools
GreatSchools rating
- 6/10Fernandina Beach High SchoolGrades: PK,3,8-12Distance: 1.1 mi
- 10/10Fernandina Beach Middle SchoolGrades: PK,6-8Distance: 1.1 mi
- NASouthside Elementary SchoolGrades: PK-2Distance: 1.1 mi
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