******BACK ON MARKET**************Welcome to Resort-Style Living in the Heart of Rancho Santa Margarita!
This home is located in the only lakefront community of detached homes in Rancho Santa Margarita, offering a unique opportunity to live in an exclusive neighborhood of just 41 homes. Situated steps away from Lake RSM and its 1.1-mile walking trail, the home is also close to the community pool, Beach Club, and Lagoon. Enjoy walking distance to restaurants, markets, and easy access to local amenities.
The home features a modern, multi-level floor plan that offers both privacy and spacious communal living areas. A standout feature is the rare basement with a half-bath, which provides a versatile space beyond just a third bedroom. This flexible area could easily be transformed into a game room, office, media room, home gym, or personal retreat — the choice is yours. The home has been fully upgraded with new flooring throughout, including 6” baseboards and custom framing for all windows, creating a sleek, polished look.
The redesigned kitchen is a highlight, featuring premium finishes, an expansive island, and floor-to-ceiling cabinets offering ample storage. New stainless steel appliances complete the space, which opens seamlessly to the dining and family room areas, centered around a dual-sided fireplace. A loft area offers a versatile space that could be used for an office, tech center, or reading nook.
The upper level offers dual master suites with views of the community pool. Both bathrooms have been thoughtfully renovated, including the master bath, which now features a luxurious floor-to-ceiling marble shower. The private patio is an ideal spot for outdoor living, complete with an in-glass dog door (a $3,000 upgrade) for added convenience.
Additional upgrades throughout the home include a renovated downstairs bath, upgraded toilets in all bathrooms, and built-in cabinets by the fireplace for extra storage. The property is ideally located on a corner lot, offering privacy and easy access to the pool, jacuzzi, and other community amenities. You’ll also be just steps from Santa Margarita Lake, where you can enjoy signature events such as the 4th of July Star Spangled Spectacular and the annual Christmas Tree Lighting.
This home offers the perfect blend of comfortable living, modern upgrades, and prime location in one of Rancho Santa Margarita's most sought-after neighborhoods.
Sold for $992,000 on 07/28/25
Listing Provided by:
Kathi Jesse DRE #01140971 949-439-4731,
eXp Realty of Southern California, Inc
$992,000
193 Montana Del Lago Dr, Rancho Santa Margarita, CA 92688
3beds
1,529sqft
Single Family Residence
Built in 1998
-- sqft lot
$992,000 Zestimate®
$649/sqft
$4,264 Estimated rent
What's special
Zillow last checked: 7 hours ago
Listing updated: July 29, 2025 at 05:27pm
Listing Provided by:
Kathi Jesse DRE #01140971 949-439-4731,
eXp Realty of Southern California, Inc
Bought with:
Maximilian Fisher, DRE #02248266
Regency Real Estate Brokers
Source: CRMLS,MLS#: OC25059135
Originating MLS: California Regional MLS

Facts & features
Interior
Bedrooms & bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Primary bedroom
- Features: Primary Suite
Primary bedroom
- Features: Multiple Primary Suites
Bathroom
- Features: Upgraded
Kitchen
- Features: Kitchen Island, Kitchen/Family Room Combo, Remodeled, Updated Kitchen
Other
- Features: Walk-In Closet(s)
Cooling
- Central Air
Appliances
- Laundry: Inside
Features
- Breakfast Bar, Built-in Features, Cathedral Ceiling(s), Recessed Lighting, Storage, Loft, Multiple Primary Suites, Primary Suite, Walk-In Closet(s)
- Flooring: See Remarks
- Windows: Custom Covering(s)
- Has basement: Yes
- Has fireplace: Yes
- Fireplace features: Family Room, Gas
- Common walls with other units/homes: No Common Walls
Interior area
- Total interior livable area: 1,529 sqft
Property
Parking
- Total spaces: 2
- Parking features: Direct Access, Garage, Permit Required
- Attached garage spaces: 2
Features
- Levels: Three Or More
- Stories: 3
- Entry location: front
- Patio & porch: Brick, Patio
- Pool features: Community, Association
- Has spa: Yes
- Spa features: Association
- Has view: Yes
- View description: Pool
- Waterfront features: Lake
Lot
- Features: Back Yard, Corner Lot
Details
- Parcel number: 93083200
- Special conditions: Standard
Construction
Type & style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subtype: Single Family Residence
Condition
- New construction: No
- Year built: 1998
Utilities & green energy
- Sewer: Public Sewer
- Water: Public
Community & neighborhood
Community
- Community features: Curbs, Gutter(s), Storm Drain(s), Street Lights, Suburban, Sidewalks, Pool
Location
- Region: Rancho Santa Margarita
- Subdivision: Cierra Del Lago (Cdl)
HOA & financial
HOA
- Has HOA: Yes
- HOA fee: $327 monthly
- Amenities included: Barbecue, Picnic Area, Playground, Pool, Spa/Hot Tub
- Association name: Cierra del Lago
- Association phone: 949-508-1642
- Second association name: Samlarc
- Second association phone: 949-448-6000
Other
Other facts
- Listing terms: Cash,Cash to New Loan,Conventional,Submit,VA Loan
Services availability
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Estimated market value
$992,000